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Head coach Kirby Smart of the Georgia Bulldogs celebrate with the trophy after defeating the LSU Tigers in the SEC Championship game at Mercedes-Benz Stadium in Atlanta, Georgia. Kevin C. Cox/Getty Images via AFP.
Head coach Kirby Smart of the Georgia Bulldogs celebrate with the trophy after defeating the LSU Tigers in the SEC Championship game at Mercedes-Benz Stadium in Atlanta, Georgia. Kevin C. Cox/Getty Images via AFP.

The TCU Horned Frogs have played giant killers this season and will face the biggest threat in their quest for an unlikely national championship. Read on for our top CFP National Championship college football odds as TCU and the Georgia Bulldogs face off on Jan. 9 at SoFi Stadium in Inglewood, CA, for college football supremacy.

TCU has stunned the college football world for most of the 2022 season – and it has saved its best for last as it pulled out a wild 51-45 win over favored Michigan in a Fiesta Bowl classic.

One final challenge stands between the Horned Frogs and their first-ever CFP national title: a date with a top-ranked Georgia team that rallied for a thrilling 42-41 semifinal win over Ohio State.

Here are the best college football odds for the CFP National Championship featuring TCU and Georgia via our best sportsbooks.

Check out our TCU-Georgia prediction, TCU-Georgia expert picks, top national championship prop picks, TCU Georgia Same Game Parlay, and the best odds for Monday night's CFP National Championship Game.

CFP National Championship Odds: TCU vs. Georgia

SpreadGeorgia -13.5 (-112)Georgia -13 (-110)Georgia -13.5 (-110)Georgia -13 (-110)Georgia -13 (-115)
Total62.5 (-114/-106)63.5 (-110/-110)63.5 (-110/-110)63 (-110/-110)63 (-110/-110)
MoneylineGA -500/TCU +375GA -435/TCU +350GA -455/TCU +350GA -450/TCU +350GA -530/TCU +385

Odds updated as of Jan. 9 at 1 p.m. ET.

Check out our complete list of college football odds here!

TCU vs. Georgia Spread

Georgia -13 is the consensus spread, though you'll find a -13.5 at both FanDuel and BetMGM; this number opened as high as -14.5 but has since settled in just below the magic number of -14.

The Bulldogs were merely average against the spread this season (7-7 ATS), but were a perfect 4-0 SU and ATS in games in which they were favored by fewer than 20 points before failing to cover against Ohio State at -5.5. Perhaps most impressively, Georgia outscored its opponents 171-65 in those four contests as slim faves prior to the Peach Bowl.

TCU has been similarly kind to bettors this season – going 10-3-1 ATS despite failing to cover in two of its final three outings prior to its CFP triumph over Michigan. The Horned Frogs has fared well in limited action as underdogs, going 3-1 SU and ATS in four contests (capped by an impressive showing as a 7.5-point dog vs. the Wolverines).

TCU vs. Georgia Over/Under

The CFP National Championship total ranges between 62.5 and 63.5; FanDuel is at the low end of the spectrum, with DraftKings and BetMGM hanging the highest number.

Despite sportsbooks consistently baking Georgia's notoriously stingy defense into their totals, the Bulldogs still come into the national championship game  with a 6-7-1 O/U mark for the season. It is notable, however, that the Bulldogs have converted the Over in four of their final five games of 2022, including an easy O62.5 payout in the Peach Bowl.

TCU has posted an 8-6 O/U mark this season, though four of its past six games have come in below the number. Credit an improved defensive performance for the Horned Frogs' year-ending Under run, with the team holding opponents below 30 points in four of five outings prior to that Fiesta Bowl shootout with the Wolverines.

Check out our complete list of college football picks and predictions here!

CFP National Championship Betting Trends

TCU Horned Frogs

  • Ranked sixth in FBS in scoring at 40.3 points per game
  • Finished fifth in the country with 64 offensive touchdowns
  • Threw just four interceptions, tied for the third-fewest nationally
  • Are 4-7 ATS in their previous 11 bowl appearances

Georgia Bulldogs

  • Ranked No. 1 in RZ offense (97.2%) and RZ defense (60.7%)
  • Limited opponents to an FBS-low 77.0 rush yards per game
  • Finished fifth in the country in third-down conversion rate (51.6%)
  • Allowed the second-fewest sacks in the nation (seven)

CFP National Championship Betting History

YearWinnerLoserScoreATS Cover
2021GeorgiaAlabama33-18Georgia -3
2020AlabamaOhio State52-24Alabama -9.5
2019LSUClemson42-25LSU -4.5
2018ClemsonAlabama44-16Clemson -5.5
2017AlabamaGeorgia26-23 (OT)Alabama -4
2016ClemsonAlabama35-31Clemson +6.5
2015Ohio StateOregon42-20Ohio State +6
2014Florida StateAuburn34-31Florida State -6.5
2013AlabamaNotre Dame42-14Alabama -10
2012AlabamaLSU21-0Alabama +1.5

CFP National Championship FAQs

Who is playing in the 2022 CFP National Championship?

The TCU Horned Frogs face the Georgia Bulldogs in this year's CFP National Championship.

Who is favored to win the CFP National Championship?

Georgia is installed as a hefty favorite over TCU at all marquee sportsbooks.

What is the betting line for the CFP National Championship?

As of Jan. 9 at 1 p.m. ET, the Bulldogs are listed at -13, with the consensus total sitting between 62.5 and 63.5. Georgia is between -435 and -530 on the moneyline at most sportsbooks, with TCU ranging from +350 to +385 depending on the sports betting site.

How do I bet on the CFP National Championship?

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