Anyone know of a place that gives personal loans with an average credit score?

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  • Mitchell88
    SBR MVP
    • 12-16-12
    • 4334

    #1
    Anyone know of a place that gives personal loans with an average credit score?
    Wondering been looking at some would like to know if anyone had any luck anywhere
  • k13
    SBR Posting Legend
    • 07-16-10
    • 18104

    #2
    A bank.
    Comment
    • Mitchell88
      SBR MVP
      • 12-16-12
      • 4334

      #3
      Originally posted by k13
      A bank.
      obviously but im sure many here have taken out personal loans I have not, is there a bank that is better than another. Is there one of those online places that does it? I wasn't looking for the "im funny answer"
      Comment
      • crustyme
        SBR Posting Legend
        • 09-29-10
        • 16896

        #4
        brokedikkk r us on main st & skid row.
        Comment
        • sweep
          SBR Posting Legend
          • 10-09-10
          • 16753

          #5
          2nd & Shunk, South Philadelphia....Can get ya up to a dime on the eyeball
          Comment
          • Mitchell88
            SBR MVP
            • 12-16-12
            • 4334

            #6
            Originally posted by crustyme
            brokedikkk r us on main st & skid row.
            some of us have bills, we work, we have to make our own way in life. I don't get to throw a temper tantrum to my mom like you do. Sorry. you really are miserable what happened to you in life?? I wonder
            Comment
            • Darkside Magick
              SBR Posting Legend
              • 05-28-10
              • 12638

              #7
              How much you looking for....a lot of Internet lenders will give you cash if you got docs
              Comment
              • manny24
                SBR Posting Legend
                • 10-22-07
                • 20046

                #8
                Mitch what kind of climbing saw do you use?
                Comment
                • Mitchell88
                  SBR MVP
                  • 12-16-12
                  • 4334

                  #9
                  5 g's
                  Comment
                  • Cuse0323
                    BARRELED IN @ SBR!
                    • 12-09-09
                    • 30169

                    #10
                    college
                    Comment
                    • Mitchell88
                      SBR MVP
                      • 12-16-12
                      • 4334

                      #11
                      Originally posted by manny24
                      Mitch what kind of climbing saw do you use?
                      it would be the older version of the ms 150, the mjt. top trigger double the speed
                      Comment
                      • Darkside Magick
                        SBR Posting Legend
                        • 05-28-10
                        • 12638

                        #12
                        Originally posted by Mitchell88
                        5 g's
                        Avg credit score is 680 and looking for 5k..hmmmmmmneed

                        You may need like 725 just to get the paper look at


                        You may need to try sublenders like beneficial...interest is high ...worth a shot
                        Comment
                        • jjgold
                          SBR Aristocracy
                          • 07-20-05
                          • 388179

                          #13
                          I always use sharks Mitchie it still it's so much easier

                          No paperwork and a handshake although you have to pay high interest weekly
                          Comment
                          • sweep
                            SBR Posting Legend
                            • 10-09-10
                            • 16753

                            #14
                            2nd & Shunk, South Philly...$1000 @ $130/wk for 10 wks is standard
                            Comment
                            • Mitchell88
                              SBR MVP
                              • 12-16-12
                              • 4334

                              #15
                              Originally posted by Darkside Magick

                              Avg credit score is 680 and looking for 5k..hmmmmmmneed

                              You may need like 725 just to get the paper look at


                              You may need to try sublenders like beneficial...interest is high ...worth a shot
                              yea I know I am a 675 I believe. Not super worried just going over some of my options and I know a lot of guys on here have done stuff like this so the more informed I am the better.

                              Originally posted by jjgold
                              I always use sharks Mitchie it still it's so much easier

                              No paperwork and a handshake although you have to pay high interest weekly
                              I know JJ and I have just one guy I can go through where I am and he is ridiculous. Its not worth it one bit. I would rather fuking starve than give my fat fuk loan shark a penny
                              Comment
                              • Mitchell88
                                SBR MVP
                                • 12-16-12
                                • 4334

                                #16
                                Originally posted by sweep
                                2nd & Shunk, South Philly...$1000 @ $130/wk for 10 wks is standard
                                see Sweep that's one I could deal with. I just don't have a place around here like that. I might have to take a ride into town
                                Comment
                                • seaborneq
                                  SBR Posting Legend
                                  • 09-08-06
                                  • 22556

                                  #17
                                  Mitchell, since you are on a gambling forum, the first thought is that you need gambling money to either start up or pay off gambling debts. If the answer is the former, run the opposite way and never come back, this is a dead end no outlet street. If it is the latter run, hide, and quit.
                                  Comment
                                  • Mitchell88
                                    SBR MVP
                                    • 12-16-12
                                    • 4334

                                    #18
                                    Originally posted by seaborneq
                                    Mitchell, since you are on a gambling forum, the first thought is that you need gambling to either start up or pay gambling debts. If the answer is the former, run the opposite way and never come back, this is a dead end no outlet street. If it is the latter run, hide, and quit.
                                    I hear you and of course its a gambling site so that is first thing that comes to mind. Of course I would use some of it for gambling but in this case that would be a small portion. I am not in debt with money I need the loan for an array of things.
                                    Comment
                                    • gauchojake
                                      BARRELED IN @ SBR!
                                      • 09-17-10
                                      • 34116

                                      #19
                                      Go to a credit union. They will have more lenient credit scoring policies and better rates than the traditional national banks. You could also go the Prosper/ p2p lending route although the rate will be pretty high.
                                      Comment
                                      • Deuce
                                        BARRELED IN @ SBR!
                                        • 01-12-08
                                        • 29843

                                        #20
                                        811 FICO

                                        I am not a sicko
                                        Comment
                                        • Mitchell88
                                          SBR MVP
                                          • 12-16-12
                                          • 4334

                                          #21
                                          Originally posted by gauchojake
                                          Go to a credit union. They will have more lenient credit scoring policies and better rates than the traditional national banks. You could also go the Prosper/ p2p lending route although the rate will be pretty high.
                                          never heard of prosper, interesting concept will check it out
                                          Comment
                                          • shari91
                                            BARRELED IN @ SBR!
                                            • 02-23-10
                                            • 32661

                                            #22
                                            Search military banks. I'm pretty sure the one I'm thinking of is called USAA or USAAA. Something close to that. Right before Xmas I got emailed to give a reference for someone I'd rented my house out to 10+ years ago in FL. The bank just wanted someone to vouch for them and although they had crappy credit, had never been in the military and their reference was on the other side of the world they had been approved for a loan for $3.5k. So whatever lending standards they're using are slack as.
                                            Comment
                                            • dlunc3
                                              SBR Hall of Famer
                                              • 10-31-09
                                              • 9129

                                              #23
                                              apply for a *********** and take out a cash advance
                                              Comment
                                              • Mitchell88
                                                SBR MVP
                                                • 12-16-12
                                                • 4334

                                                #24
                                                Originally posted by shari91
                                                Search military banks. I'm pretty sure the one I'm thinking of is called USAA or USAAA. Something close to that. Right before Xmas I got emailed to give a reference for someone I'd rented my house out to 10+ years ago in FL. The bank just wanted someone to vouch for them and although they had crappy credit, had never been in the military and their reference was on the other side of the world they had been approved for a loan for $3.5k. So whatever lending standards they're using are slack as.
                                                I actually looked into this Shari because I grew up near a Military base and they had a Military credit union, they told me that I had to have a referral from someone in the services to get an account. They by far have the best rates I have seen. thx
                                                Comment
                                                • gauchojake
                                                  BARRELED IN @ SBR!
                                                  • 09-17-10
                                                  • 34116

                                                  #25
                                                  Originally posted by shari91
                                                  Search military banks. I'm pretty sure the one I'm thinking of is called USAA or USAAA. Something close to that. Right before Xmas I got emailed to give a reference for someone I'd rented my house out to 10+ years ago in FL. The bank just wanted someone to vouch for them and although they had crappy credit, had never been in the military and their reference was on the other side of the world they had been approved for a loan for $3.5k. So whatever lending standards they're using are slack as.
                                                  USAA is awesome. You need to be active military or a veteran or have someone in your immediate family who is. They can give you a referral so you can join. I highly recommend if you are eligible to join.
                                                  Comment
                                                  • crustyme
                                                    SBR Posting Legend
                                                    • 09-29-10
                                                    • 16896

                                                    #26
                                                    needing to borrow money so he can continue to gamble and pay the bills.

                                                    sounds like a winner.


                                                    Comment
                                                    • Mitchell88
                                                      SBR MVP
                                                      • 12-16-12
                                                      • 4334

                                                      #27
                                                      Originally posted by crustyme
                                                      needing to borrow money so he can continue to gamble and pay the bills.

                                                      sounds like a winner.


                                                      so we are here having a constructive conversation and then there is you. Go into every thread and just run your mouth when you don't know what your talking about. You live in Vegas and are a pro gambler WTF are you doing on a website right now. Go make your money.
                                                      Comment
                                                      • shari91
                                                        BARRELED IN @ SBR!
                                                        • 02-23-10
                                                        • 32661

                                                        #28
                                                        Originally posted by gauchojake
                                                        USAA is awesome. You need to be active military or a veteran or have someone in your immediate family who is. They can give you a referral so you can join. I highly recommend if you are eligible to join.
                                                        Ah so maybe one of her family members got her in. I actually called them after I got the email as I was worried it was a scam or an ex bf trying to get dirt on her because really who would care about a 10 year old reference living in Aus? But it was definitely legit obviously. The whole thing just seemed so bizarre as she's the first to admit that her finances are and always have been hooped. She got the loan though... talking to me was just a formality. I like that there are still places like that out there. She might f them over but maybe she'll finally do the right thing this time. If so they'll have a customer for life I'm sure and make a fortune off her.
                                                        Comment
                                                        • pinnerpsk
                                                          SBR MVP
                                                          • 03-16-09
                                                          • 1687

                                                          #29
                                                          It all depends on which state you live in. Some states like New York, North Carolina and Pennsylvania ban payday loans and most installment loans as well.

                                                          Here's a good list of direct payday lenders and direct installment lenders with state info as well: http://www.direct-payday.com/lender-list/
                                                          Comment
                                                          • Mitchell88
                                                            SBR MVP
                                                            • 12-16-12
                                                            • 4334

                                                            #30
                                                            thanks for link pinner
                                                            Comment
                                                            • shari91
                                                              BARRELED IN @ SBR!
                                                              • 02-23-10
                                                              • 32661

                                                              #31
                                                              Originally posted by crustyme
                                                              needing to borrow money so he can continue to gamble and pay the bills.

                                                              sounds like a winner.


                                                              If most people on here who have gambled for a couple of years were being honest, I think you'd find 99% of us have borrowed cash in one way or another to place a bet and/or cover our gambling f ups. Whether it's taking a cash advance on a card at 24% interest, putting stuff on a card that we normally never would, betting on credit with a local or book, asking a friend to spot you cash or going for a loan. It's all the same thing - gambling with $ that isn't yours. Let's not pretend Mitchy is in a spot that most of us haven't been in before to some degree or another.
                                                              Comment
                                                              • Big Bear
                                                                SBR Aristocracy
                                                                • 11-01-11
                                                                • 43253

                                                                #32
                                                                BkofAma
                                                                Comment
                                                                • jjgold
                                                                  SBR Aristocracy
                                                                  • 07-20-05
                                                                  • 388179

                                                                  #33
                                                                  Nothing wrong with getting a gambling loan

                                                                  It's called leverage

                                                                  Michie let me know if you want to take a trip up with you and I'll introduce you to a loanshark
                                                                  Comment
                                                                  • Darkside Magick
                                                                    SBR Posting Legend
                                                                    • 05-28-10
                                                                    • 12638

                                                                    #34
                                                                    Oil fields in south Dakota hiring...starting @10k a month
                                                                    Comment
                                                                    • crustyme
                                                                      SBR Posting Legend
                                                                      • 09-29-10
                                                                      • 16896

                                                                      #35
                                                                      Originally posted by shari91
                                                                      If most people on here who have gambled for a couple of years were being honest, I think you'd find 99% of us have borrowed cash in one way or another to place a bet and/or cover our gambling f ups. Whether it's taking a cash advance on a card at 24% interest, putting stuff on a card that we normally never would, betting on credit with a local or book, asking a friend to spot you cash or going for a loan. It's all the same thing - gambling with $ that isn't yours. Let's not pretend Mitchy is in a spot that most of us haven't been in before to some degree or another.
                                                                      have never taken out a loan with intentions to gamble with it.

                                                                      never have, never will.

                                                                      scummy thing to do actually. cause whether the lender gets paid or not depends on if he wins or not.

                                                                      and his less than stellar credit score should tell u he has stiffed a lot of lenders in the past.
                                                                      Comment
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