Miami vs. Indiana Predictions: Best Odds at Prediction Markets for CFB National Championship
I'll be a de facto home game for the underdogs in Monday's CFP National Championship at Hard Rock Stadium (7:30 p.m. ET, ESPN), but my Miami vs. Indiana predictions find value on the Hoosiers as betting favorites against the "host" Hurricanes based on the best odds from predictions ahead of the 2026 title game at Miami Gardens, Fla.
💰 Miami vs. Indiana predictions
| Market | Pick |
|---|---|
| To win | Indiana |
| Indiana -7.5 | Yes |
| Over 48.5 | Yes |
🆚 Who will win Miami vs. Indiana at prediction markets?
Prediction market via Kalshi. You can use our Kalshi promo code for a $10 bonus by signing up today. Market subject to change.
With one day left until the national championship kicks off, Indiana features a 75% chance of winning its first-ever national title in football with more than $70 million in volume on shares purchased via Kalshi.
You can buy a share on the Hoosiers winning at 75 cents with that returning $1 if they do, which translates to roughly -300 odds using our odds converter. Meanwhile, Miami is trading at 26% with a share at 26 cents returning $1 if the Hurricanes pull off the upset in their own backyard - that's equal to roughly +285 odds in traditional American betting.
Miami vs. Indiana prediction: Indiana
See all of our college football picks for the national championship.
As Rob Paul notes in his Miami vs. Indiana prediction, these Hoosiers are playing like one of the best college football teams of all time. How could I not back them to win again on Monday? With the better coach, quarterback, and playoff resume, this is a pretty easy call for me against a Miami team that has survived multiple nail-biters to get to this point.
💡 More CFP National Championship predictions
Want more NCAAF betting advice? Check out all of our college football analysis and expert predictions.
⚖️ Miami vs. Indiana spread & Over/Under at prediction markets
| Outcome | Yes | No |
|---|---|---|
| Indiana -7.5 | 51 cents (-104) | 50 cents (+100) |
| Over 48.5 | 47 cents (+112) | 55 cents (-122) |
Our predictions: Indiana -7.5 + Over 48.5
The Hoosiers have beaten up on Ohio State, Alabama, and Oregon - three CFP teams ranked ahead of Miami - heading into the national title, and I just don't see this engine losing steam in the biggest game in program history. Curt Cignetti has his team playing with nearly flawless execution in all three phases, while Miami has relied on a dominant defense to mask its inconsistent scoring attack. That's not enough with Indiana's Fernando Mendoza playing at an NFL level on the other side.
If this does turn into a blowout, that favors the Over given how explosive the Hoosiers' offense has been. Indiana scored 56 points on its own last week against Oregon, so this game exceeding 48.5 points feels well within reach and a strong value play - especially with Kalshi only pricing that outcome with a 47% likelihood.
⚖️ How to bet spreads and totals at Kalshi
Kalshi allows you to scroll to set your own line for the spread and Over/Under. The implied chance and Yes and No prices change automatically with the spread you choose, giving you a higher likelihood of winning your prediction, or a greater profit (with lower likelihood).
What is Kalshi and how does it work?
Kalshi is a U.S.-regulated prediction market exchange, overseen by the Commodity Futures Trading Commission, where you trade on the outcome of real-world events by buying and selling simple contracts that pay out $1 if a specific result happens and $0 if it does not. Think of it like betting with a stock-market-style order book instead of a sportsbook. For example, in a college football-style market, there could be a contract asking whether the Buffalo Bills will win the Super Bowl. If you think they will, you might buy a “Yes” contract at 35 cents, which implies a 35 percent chance. If the Bills win, that contract settles at $1, meaning you make 65 cents per contract. If they lose, it settles at $0. Prices move based on supply and demand as traders buy and sell, so the market itself reflects the crowd’s collective probability. Unlike traditional betting, you can sell your position early to lock in profit or cut losses, and the focus is on forecasting outcomes rather than beating a fixed house line.
How does Kalshi differ from sportsbooks?
Kalshi differs from sportsbooks because you are trading against other users in an open market, not betting against a house that sets and moves the line. Prices are driven by supply and demand, you can exit positions early by selling, and odds are expressed as probabilities in cents rather than traditional spreads or moneylines. Sportsbooks, by contrast, offer fixed wagers with built-in vig and no ability to trade once the bet is placed.
Why should I wager on Miami vs. Indiana at Kalshi?
Kalshi offers four unique advantages over traditional sportsbooks:
- Flexibility: Unlike a "locked-in" bet, you can sell your contract at any time.
- Transparency: You trade against other users, which can allow you to find better value.
- Federal regulation: As a CFTC-regulated exchange, your funds are held in a secure, transparent environment.
- Availability: Kalshi is available in many regions where traditional sportsbooks aren't yet legal.
💡 Miami vs. Indiana expert picks
- Early Miami vs. Indiana prediction
- CFP National Championship odds & storylines
- Top betting markets for CFP National Championship
- CFP betting terms for beginners
- How to bet Miami vs. Indiana
- How Indiana will win CFP National Championship
- How Miami will win CFP National Championship
- CFP National Championship betting X-factors
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