US Based CC Company

**Peep** · 09-10-09, 01:48 PM

I know what my next move would be, cancel the card and get a new one. Stupid they feel they have to stick their nose into your business and how you spend your money.

**rolybea** · 09-10-09, 01:49 PM

the CIA will come in your house and they will send u in Guantanamo.... or the CC company will check your next deposit carefully... your choice...LOL

**tedruxpin** · 09-10-09, 01:49 PM

The guy was very rude too. This was from their security department.

**CollegePro** · 09-10-09, 01:55 PM

never had this happned to me before but it the person who contacts you is really from your CC sercurity department, I think you are in trouble man. I used to work at bank of america and they were really serious about illegal usage of their cards and they do anything and everything to bring you to the court. Hope it's not from bank of america.

**durito** · 09-10-09, 02:14 PM

tell them it was for something else and was a charge you wish to authorize and if they don't want to accept it to cancel your card and you will get someone else.

bank of america has their heads so far up their ass they couldn't do anything if they wanted to

**gambleballs** · 09-11-09, 01:15 AM

I have had this happen before, I wouldn't worry to much. I had been making daily 1k deposits into a book to get loaded up. After every successful deposit attempt I would immediately get a call from the "Fraud Dept" asking if I authorized the charge. I'd always say Yes and that was the end of it until the next day. The 4th time the "fraud team" called, I had to wait to speak with a supervisor before my account would be active again. The convo went something like this...

CC Supervisor: "Mr GambleBalls... I see a charge of $1000 to "XXXwhateveritwasXXX". We believe this was an online gaming related transaction. Did you authorize this charge?"
Me: "Yes"
CC Supervisor: "OK, I'd like to remind you that we do not allow gambling related transactions and will block any known online gambling related charge. That being said... Is this charge online gambling related?"
Me: "No"
CC Supervisor: "Thank you for your time."

**JoshW** · 09-11-09, 08:11 AM

Tough for them to prove. Good advice here on how to handle it from Peep, durito, and gambleballs.

**Intuitive_Edge** · 09-11-09, 10:28 AM

BOA has been known to decline automatically i thought ? I wouldnt deposit an offshore cheque either to them as it may flag you

**Boner_18** · 09-11-09, 01:56 PM

I get this from my card company sometimes. Simply tell the fraud department it was a charge made by you and you would rather not say what it is for. I wouldn't take a hard nosed approach because 1) it might be hard to get another comparable card (good rates, limit, etc) and 2) making deposits to a book is against your cardholder TOS so they can hose you by accelerating balances/rates or simply cancelling your line of credit, whatever you have agreed to in the fine print. Remember, you have likely breached the contract.

**Rizzla** · 09-11-09, 02:45 PM

Does'nt Neteller work for u guy's over there?

**TeamPlayer** · 09-14-09, 03:03 AM

Also, the longer you maintain a credit card, the more it helps raise your credit score. In other words, closing credit cards actually lowers your credit score. You should keep them open as many years as possible assuming you have a decent interest rate, etc.