************

[domz248]

I am 20 and will be turning 21 next month. Only thing I have on credit is my car payment. What is the best way to go about getting a CC ? Mostly need it due to traveling for work

[acarmelo1]

Go to a Bank, and ask for a CC. If they refuse "KILL THE MANAGER"

And ask again.

[domz248]

thank you very much... what is there to look for so I don't get stuck with a shit deal

[acarmelo1]

thank you very much... what is there to look for so I don't get stuck with a shit deal

Just dont get stuck with an Annual Fee, that sucks. I used to work for a CC company and they gave a shitty card with a 300 Limit and a 150 Annual fee that was charged to the card as soon as you get it, so you only had 150 to use.

[thejanitor]

http://www.bankrate.com/credit-cards.aspx

[Bill Dozer]

IMO, best way to get started is to get a 2nd card on someone else's acct. They key is that you make the payments from your own checking acct. Soon after you should see progress, especially if you/master card holder keeps the balance down.

[stikymess]

Surprised if you are making payments on a car that someone hasn't offered you a CC. You should first try your bank since you have history with them.

[Dutch]

Surprised if you are making payments on a car that someone hasn't offered you a CC.

This. You should be getting offers in the mail daily.

[stikymess]

Is the car under your name or you have a co-signer?

[dbartinbwgc]

try chase barclays,or capitalone
My daughter just turned 19 and got both
or like one of those airline cards that are backed by
one of those