I can't afford to pay back Creditwagering

[j$]

GL SBR hope u continue to help people become pure winners and some pure losers such as crazyl

[daggerkobe]

Really so CW would actually show up to court and state oh yes your honor this is a legitimate debt here is the proof. The last time I checked people involved in offshore gambling were being arrested for even changing planes in the US.

Did I say that? I don't think so.

All the credit bureau has to do is show why it was legit (eg evidence supplied by CW during the dispute investigation) to prove to the court that it was legit and they had every right to keep it in your report.

[picantel]

Did I say that? I don't think so.

All the credit bureau has to do is show why it was legit (eg evidence supplied by CW during the dispute investigation) to prove to the court that it was legit and they had every right to keep it in your report.

Sorry to burst your bubble but creditors never show proof of the debt to a credit bureau. The credit bureau sends over a form(almost always computerized) with your dispute i.e. never late, not mine, ect and the creditor either verifies it as correct, deletes it, ignores it which means deletion, or updates certain information.

Here is one of the main tools used.

http://www.e-oscar.org/

If you fill out your credit bureau dispute online the bureaus have it automatically transferred to the creditor, collection agency, ect and do not even see it and frankly could care less. That is why there have been many multi million dollar suits against credit bureaus because they have a responsibility to do more than just agree with the OC everytime yet they never do.

[2Pac]

Really so CW would actually show up to court and state oh yes your honor this is a legitimate debt here is the proof. The last time I checked people involved in offshore gambling were being arrested for even changing planes in the US.

And thats why this is not a legit debt. In principle, it is, but the US laws regarding offshore gambling pretty much nix everything here.

[daggerkobe]

Sorry to burst your bubble but creditors never show proof of the debt to a credit bureau. The credit bureau sends over a form(almost always computerized) with your dispute i.e. never late, not mine, ect and the creditor either verifies it as correct, deletes it, ignores it which means deletion, or updates certain information.

Here is one of the main tools used.

http://www.e-oscar.org/

If you fill out your credit bureau dispute online the bureaus have it automatically transferred to the creditor, collection agency, ect and do not even see it and frankly could care less. That is why there have been many multi million dollar suits against credit bureaus because they have a responsibility to do more than just agree with the OC everytime yet they never do.

§ 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i]

(a) Reinvestigations of Disputed Information
(1) Reinvestigation Required
(A) In general. Subject to subsection (f), if the completeness or accuracy of any
item of information contained in a consumer's file at a consumer reporting
agency is disputed by the consumer and the consumer notifies the agency
directly, or indirectly through a reseller, of such dispute, the agency shall,
free of charge, conduct a reasonable reinvestigation to determine whether
the disputed information is inaccurate and record the current status of the
disputed information, or delete the item from the file in accordance with
paragraph (5), before the end of the 30-day period beginning on the date on
which the agency receives the notice of the dispute from the consumer or
reseller.
(B) Extension of period to reinvestigate. Except as provided in subparagraph
(C), the 30-day period described in subparagraph (A) may be extended for
not more than 15 additional days if the consumer reporting agency receives
information from the consumer during that 30-day period that is relevant to
the reinvestigation.
(C) Limitations on extension of period to reinvestigate. Subparagraph (B) shall
not apply to any reinvestigation in which, during the 30-day period
July 30, 2004 47
described in subparagraph (A), the information that is the subject of the
reinvestigation is found to be inaccurate or incomplete or the consumer
reporting agency determines that the information cannot be verified.

[robmpink]

Really so CW would actually show up to court and state oh yes your honor this is a legitimate debt here is the proof. The last time I checked people involved in offshore gambling were being arrested for even changing planes in the US.

Aren't you the one who opened an account, then had your "ex" open an account as well? You got caught though when you tried to collect on one of the accounts. It is funny how 90% of the people saying shit opened an account and either lost or owes money. People saying how dumb it is to open an account. Yet you nerds opened an account there.

Picantel, you are a clown.

[gmanea]

I'm sure you can enter some repayment plan with them.
As of yesterday, I owe them $3k.
Ouch that is a lot of money, but I will come up with it and pay them. I have to withdraw my money from another book and also put my pay for next week or two towards it but I will do it.

At least once you pay it back to them, you can gamble again with same credit. They do pay, the least you can do is pay your losses. They've paid me twice in the past (not nearly as much as this lol).

[picantel]

§ 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i]

(a) Reinvestigations of Disputed Information
(1) Reinvestigation Required
(A) In general. Subject to subsection (f), if the completeness or accuracy of any
item of information contained in a consumer's file at a consumer reporting
agency is disputed by the consumer and the consumer notifies the agency
directly, or indirectly through a reseller, of such dispute, the agency shall,
free of charge, conduct a reasonable reinvestigation to determine whether
the disputed information is inaccurate and record the current status of the
disputed information, or delete the item from the file in accordance with
paragraph (5), before the end of the 30-day period beginning on the date on
which the agency receives the notice of the dispute from the consumer or
reseller.
(B) Extension of period to reinvestigate. Except as provided in subparagraph
(C), the 30-day period described in subparagraph (A) may be extended for
not more than 15 additional days if the consumer reporting agency receives
information from the consumer during that 30-day period that is relevant to
the reinvestigation.
(C) Limitations on extension of period to reinvestigate. Subparagraph (B) shall
not apply to any reinvestigation in which, during the 30-day period
July 30, 2004 47
described in subparagraph (A), the information that is the subject of the
reinvestigation is found to be inaccurate or incomplete or the consumer
reporting agency determines that the information cannot be verified.

Once again dude they do not investigate anything. They simply send over the information the consumer checks(very limited info at that) and the creditors confirms, denies, or updates. NO PROOF IS EVER SENT. This is why credit bureaus always get ripped in court. They would lose more but let's face it most people do not know their rights and do not want to take the time to go to court over it.
The very best you can do in a dispute with the credit bureaus is try and send proof the tradeline in question is false. It rarely works. They will want something in writing from the creditor, collection agency, ect on their letterhead showing the incorrect information and even then you have maybe a 20% chance of getting it fixed.

[daggerkobe]

Aren't you the one who opened an account, then had your "ex" open an account as well? You got caught though when you tried to collect on one of the accounts. It is funny how 90% of the people saying shit opened an account and either lost or owes money. People saying how dumb it is to open an account. Yet you nerds opened an account there.

Picantel, you are a clown.

Oh really?

Not surpising. The ones calling them frauds and scammers seem to be the ones dumb enough to sign up, lose it all then make tons of excuses not to settle up.

Why can't people take responsibility for their own stupidity and man up. It's always someone else's fault.

[LVHerbie]

get ahold of JJ... he knows people who will loan you a grand for a little juice everyweek...

Please no one else PM asking how they can get a loan or what the juice is... I'm not coach or creditwager... thanks...

[Cloak & Dagger]

[Cloak & Dagger]

Yes but why didn't they get paid?? Cheated set up several accounts. No ID sent in.

I recieved checks from them as posted before 1 for 3 dimes 1 for 2 dimes.
They paid I have paid before, now need to pay again.

Where is your proof people have not got paid.

Please provide for all to see.
Sweeping statements are useless.

you dont ever question the legend 'jjgold' about his sources of information pal

[big joe 1212]

Yes but why didn't they get paid?? Cheated set up several accounts. No ID sent in.

I recieved checks from them as posted before 1 for 3 dimes 1 for 2 dimes.
They paid I have paid before, now need to pay again.

Where is your proof people have not got paid.

Please provide for all to see.
Sweeping statements are useless.

how did you get paid 2k and 3k when 1k is the limit?, sounds like you work for them!!!

[SBR Lou]

how did you get paid 2k and 3k when 1k is the limit?, sounds like you work for them!!!

Because when you settle a couple times your limits are raised. The 1k limit is for unknowns. Can also post up to get it raised.

[big joe 1212]

Because when you settle a couple times your limits are raised. The 1k limit is for unknowns. Can also post up to get it raised.

oh, i see now. just read their web page.

[Immortality]

Alright. Here's my situation. I was up $380 last week and thought i was getting ready to cash out until a lost it all. But before i lost i scanned my ID and utility bill and emailed it to them. And lost everything the whole $1000. if i were a couple hundred bucks, i think i could find a way to pay them back. but since it is one grand and my boss pays me by commission only i cannot afford to pay them. after playing at this book for months now, i realize it seemed legit to me, but now i'm screwed. what should i do if i can't afford to pay them back/?

In honor of Plommer bumping some good dac threads.

[madmaxx]

i dont think anyone actually sends CW money, they just pretend to on here