What kind of Rewards card is in your wallet?

kidcudi92 · 12-09-16, 12:50 AM

Big Red Liquors

Plaza23 · 12-09-16, 12:53 AM

I have 2 of them. I've always paid off the full balance each month and never paid interest. I'd recommend everyone take advantage of all cards that have no annual fee as long as you pay off your entire balance each month. It's +EV. There's really no doubt about it. Plus, it really doesn't hurt your credit rating having them. My score is 843.

KnockEmDown · 12-09-16, 01:02 AM

http://milecards.com/2566/how-chase-sapphire-preferred-mile-transfer-works-illustrated/

We got a Network Engineer who hasn't paid for a vacation trip in last 5 years. He prefers this card and the United alliance. I don't travel or use a CC much so need for one. BOL

JMobile · 12-09-16, 01:10 AM

I'm looking into Capital One Venture and the link provided above from KnockEmDown. I get paid enough to pay off a large bill at once. Most of these places just don't give the interest amount up front.

Cuse0323 · 12-09-16, 01:14 AM

Debt.

JMobile · 12-09-16, 01:17 AM

Originally posted by Cuse0323

Debt.

Only if you don't plan on paying back.

Cuse0323 · 12-09-16, 01:47 AM

Originally posted by JMobile

Only if you don't plan on paying back.

Yeeeeah, no plans on that anytime soon. In federal default, or some shit from school. All I have to do is pay 5 bucks for 10 months as basically a good faith gesture. I was too damn lazy to print the email, and send it back. CCs are a whole other story. I'm not the smartest fool around.

Cuse0323 · 12-09-16, 01:51 AM

Capital One seems to be a good choice though. The rewards look solid, and legit.

jjgold · 12-09-16, 06:16 AM

are guys in 5th grade here?

The questions people ask are like 5th grade

lol

newguy · 12-09-16, 07:32 AM

If your looking for airline miles there are a couple good ones. Chase sapphire is the one I use the most and also have Starwood preferred guest from AMEX. Starwood is hotel but transfers to a number of airlines. My suggestion would be to figure out what airline you want the miles on and then pick a card because so many cards are aligned to certain airlines.

Depending on your monthly spend you can easily fund entire vacations every year and if you really are savvy, the sign up bonuses are where the biggest bang is so each year pick a new card and get the bonus. Google the points guy and flyer talk - both sites with a ton of info on this stuff

Jayvegas420 · 12-09-16, 02:09 PM

Total Rewards
M-Life

Booya711 · 12-09-16, 02:20 PM

Originally posted by KnockEmDown

http://milecards.com/2566/how-chase-...s-illustrated/

We got a Network Engineer who hasn't paid for a vacation trip in last 5 years. He prefers this card and the United alliance. I don't travel or use a CC much so need for one. BOL

my life is like the movie "Up in the Air" with George Clooney.....dont pay for shit with all my points/miles

SharpAngles · 12-09-16, 02:21 PM

Originally posted by Jayvegas420

Total Rewards
M-Life

Came here to post the only rewards cards I need but you beat me

Wife plays slots on the TR so Sevens Stars was pretty easy but I'm still grinding Mlife to get to NOIR. Then I'll be set.

RudyRuetigger · 12-09-16, 03:42 PM

booya so the one quoted is the one you use??

JMobile · 12-09-16, 03:59 PM

Last time I went to Vegas was when I told JJ to meet up as I would introduced him to my lady. So, I wouldn't really use M-Life.

CanuckG · 12-09-16, 04:09 PM

MBNA Rewards World Elite. I had a Capital One Venture card but the world elite is much better.

actiondan · 12-09-16, 04:15 PM

Blockbuster and Hollywood video

darrell74 · 12-09-16, 04:28 PM

Station Casino rewards cards.
I bring like, at least with me when I bet horses.
Because, they get lost underneath all those racing forms that I use-so when I'm in a hurry to place a bet, I got a card lieing around.
I have racked up a shit load of points at the stations, betting horses.

Racked up 11k in points yesterday betting horses(8 hours)
Cost me 3500 points to eat at the buffet for free.

Betting horses is "King" to earning points-even better than slots.

darrell74 · 12-09-16, 04:29 PM

I bring 3-8 cards with me in case I lose some.

funnyb25 · 12-09-16, 04:30 PM

Chase amazon rewards solid if you are an amazon guy. Rewards on every other purchase as well..just not as high

Booya711 · 12-09-16, 04:34 PM

Originally posted by RudyRuetigger

booya so the one quoted is the one you use??

Yes I do use that one Rudy, but I also have a few more depending on what perks it suits me. The best one for me is the AMEX platinum as I book all my business travel with it and I get 5x the points for doing so.

RudyRuetigger · 12-09-16, 04:43 PM

thanks chief

I am not big on flying so have no clue

I basically need flights that you are able to change departing date easy (such as arrive Monday, miss cut so depart Friday, make cut depart sunday/Monday instead

no fukkin clue what im doing

TheMoneyShot · 12-09-16, 04:48 PM

Originally posted by JMobile

Anybody use CC around here? I'm looking to purchase stuff and collect Air Flight Miles. What's the story here? Where are all the big timers?

Only 2 cards you'll ever need.

1. Barclays Rewards Card - 2% back at gas stations, electric/gas company bill, cable bill, cell bill. 1% Back anything not listed.

2. Capital One Quicksilver Card - 1.5% back on everything

Everything else is meaningless.

Redeeming is quick and simple.... no runarounds.

RudyRuetigger · 12-09-16, 04:53 PM

Originally posted by TheMoneyShot

Only 2 cards you'll ever need.

1. Barclays Rewards Card - 2% back at gas stations, electric/gas company bill, cable bill, cell bill. 1% Back anything not listed.

2. Capital One Quicksilver Card - 1.5% back on everything

Everything else is meaningless.

Redeeming is quick and simple.... no runarounds.

I think discover is the best overall

TheMoneyShot · 12-09-16, 04:54 PM

Originally posted by TheMoneyShot

1. Barclays Rewards Card - 2% back at gas stations, electric/gas company bill, cable bill, cell bill. 1% Back anything not listed.

I forgot to add... 2% back at all grocery stores.

BetweenHerCheeks · 12-09-16, 04:54 PM

I'm an Amazon whore...

CC
Prime
Stock Holder
etc.

Will be most valuable company in the world within 10 years, maybe even 5.

TheMoneyShot · 12-09-16, 04:55 PM

Originally posted by RudyRuetigger

I think discover is the best overall

Haven't checked in a year or so.... but aren't they only giving 1% back? Or have they increased it?

Also, some stores may not accept Discover or AMEX. It sucks when you're trying to buy something and it's not honored.

PorkChop · 12-09-16, 05:11 PM

Target red card.

Great to load up on poop paper and tooth paste

str · 12-09-16, 05:20 PM

Airline miles are fine but getting 2% back on every penny spent is a great deal.

Citi Double Cash ********** does exactly that.

Not just this, or that, but everything.

No limits.

1% when you buy, 1% when you pay it off.

*************** into your bank account.

No fees.

Obviously the key is to ALWAYS pay it in full.

If you cannot, don't use it.

If you can, it's a winner.

Hope that helps.

thunderous · 12-09-16, 05:56 PM

Capital One QuickSilver best card for my needs and 1.5% back....use it for 98% of the time.

Have a regular ** from Capital one and Amex Blue but make 1 or 2 charges on the em only cause there is activity on em.

Booya711 · 12-09-16, 05:59 PM

Originally posted by RudyRuetigger

thanks chief

I am not big on flying so have no clue

I basically need flights that you are able to change departing date easy (such as arrive Monday, miss cut so depart Friday, make cut depart sunday/Monday instead

no fukkin clue what im doing

best days to depart would be tuesday/wednesday for cheapest flights

thellama · 12-09-16, 06:06 PM

Citi Double Cash **, I also have a Barclay Arrival ** & Southwest **** card... have them on auto pay twice a month. Through my business I put about 10k on the three of them throughout each month. I used to only pay once a month but the large balances would effect my credit rating quite often so I just started paying twice a month. I have so many miles that I've actually taken the Barclay and Southwest cards off a lot of my utility and vendor payments and just use the Citi Double Cash... it's 2% and at this point I'd rather have the money back rather than rack up more miles it will take me years to use. I use double cash for everything now except the Southwest card which I use at Costco. Southwest miles are great, I have around 400k and haven't paid for a flight to Vegas in years. Flights usually cost me about 8k round trip if I wait for their Wanna Get Away rates.

I have an Amex Gold I used to use for Costco but the rewards just aren't that great.

thellama · 12-09-16, 06:16 PM

Yeah, Citi Double Cash is the best value, I can cash in my 'miles' for $ with my other cards but the conversion rate is horrible, I'd rather just sit on them until I can use them for travel.

Capital One Venture or Quicksilver and their 1.5% can suck it, and so can Sammy L. Citi 2% cash back on everything and no annual fee. I don't think it gets any better than that. I always wanted to rack up miles but now that I have a bunch of them I realize I can just earn cash back and use that towards travel or anything else I want. Of course you can't carry a balance, that just defeats the purpose... but if you have any semblance of self-control just stop using your ATM card and start using a CC and have it on autopay every month from your bank account. Same damn thing but you earn miles or cash back.

BIGDAY · 12-09-16, 06:18 PM

Airlines only. Fuk paying for flights.