Best p2p lending sites

[gamblehappier]

Hello guys.Now that we do not have matches,its good time for searching and setting goals

Most of you know P2P lendind sites.After a google search i found a list of best P2P sites.
Upstart.
Funding Circle. ...
Prosper. ...
CircleBack Lending. ...
Peerform. ...
Lending Club.

Mintos

Has anyone here invest to p2p lendind sites?Does it worth?Anyone to suggest?Most people will say that they are risky,but i will want an opinion of someone who actually uses p2p.As i have seen in the past,a lot of members here interested.

Most banks in rich countries(HSBC,citibank etc) have very low interest rates for deposits.And if i am not wrong,in most of countries with euro,dollar etc.. ,in order to open a bank account ,you should have a house or a bill in your name.

The only banks i found with high interest rates for deposits was at another currency and in poor countries,which is risky.No one is going to invest in these banks.

[LLXC]

This seems risky to me, especially given the current market conditions.

There is some risk here too but there are crypto earn interest sites, like Blockfi, Celsius Network, Crypto.com, and NEXO.

To reduce volatility, you can also deposit in stablecoins instead of crypto.

[Optional]

Sounds about as genuine as most HYIP online investments.

[gamblehappier]

I understand guys what you said,but as an idea it has sense.Its actually lending-invest(and borrow) money without the middleman(banks).This is profit for the investors and for the people who are going to borrow money.

Anyway Optional and other guys,you do not have a personal experience about this?

After search,i have also found a forum which is expert in this area.

I understand that there is risk.But some sites are there for a lot of years and they seem to pay(again i do not have personal experience).

Some tips i found.The point is to lend money(for investors) to people with high score and from rich countries.And if for example invest 2000$ try to split to 200 loans.

Waiting opinions.It looks like good investement(again to only reputable sites,which of course has risk).

[Rabiddog33]

Here's some my stats for lending club. It's an IRA I set up about 7-8 years ago. I actually sold a bunch of the notes a couple weeks ago, knowing that eventually the defaults will start pooring in. The ones I still have are the ones that no one would buy because the market got saturated with notes a few days after I started selling. The only way to sell now is to take deep discounts.

Adjusted Net Annualized Return 5.84%

Understanding Your Combined Returns

Adjusted Account Value $9,637.83 Available Cash $7,499.64

[gamblehappier]

Optional so you believe that no one who wants to invest seriously will not care with peer to peer lending.Better go to stocks or buy a land,houses,trading bets etc..?Just a waste of time?

Do you have a personal experience about peer to peer lending mate?
Rabiddog which sites you suggest?I have already made my research and have seen that some sites are in business for more than 5 years.Also many of these sites are scams.

I believe that there are guys here who really want to know about p2p.