Why is dental and optical insurance separate from health insurance ?

[Snowball]

What a scam !

As if your mouth is not part of your body ?

Your eyes are not part of your body ?

Capitalism is a scam.
One day it will go into the trash heap of history where it belongs.

[StackinGreen]

...

[Snowball]

I post a lot more winners than losers and have threads to prove it,
now don't go harassing me in them, ok ?
I can tell by your attitude that I don't want you around and have
better things to do than get in another SBR peeing contest, there
are too many of those already.

Dental and Optical should be part of your healthcare.

Your reply to me is off-topic and rude.

[StackinGreen]

ok, dental is considered to be cosmetic

that's what cms says at least


(just for the record your capitalism comment was off topic)

[shari91]

Stackin is right. Or at least from what's been explained to me. You can lose teeth or eyes and live and people often have the choice as to how to proceed. Not the same for some organs and body parts. Diseases also. Also dentist friends of mine say they would never want to be lumped with general umbrella health as it's too messed up so I don't think they at least are pushing for an amalgamation

[Snowball]

Stackin is right. Or at least from what's been explained to me. You can lose teeth or eyes and live and people often have the choice as to how to proceed. Not the same for some organs and body parts. Diseases also. Also dentist friends of mine say they would never want to be lumped with general umbrella health as it's too messed up so I don't think they at least are pushing for an amalgamation

The dentists and eye doctors aren't pushing for an amalgamation because they are greedy.
They are part of the problem. Eye diseases and infections, and mouth infections can spread
to your whole body.

[OTL]

Stackin is right. Or at least from what's been explained to me. You can lose teeth or eyes and live and people often have the choice as to how to proceed. Not the same for some organs and body parts. Diseases also. Also dentist friends of mine say they would never want to be lumped with general umbrella health as it's too messed up so I don't think they at least are pushing for an amalgamation

LOL, the bottom line is that oral health is closely linked to physical health. Physical ailments and diseases often manifest themselves first in the form of oral problems. And poor oral health/hygiene can cause many physical ailments also.

It's a dumb argument. In a perfect world dental care and healthcare would be considered one and the same for insurance purposes.

[OTL]

The dentists and eye doctors aren't pushing for an amalgamation because they are greedy.
They are part of the problem. Eye diseases and infections, and mouth infections can spread
to your whole body.

Eye infections/injuries should be covered under your health insurance. It's optical care that wouldn't be covered.

[shari91]

LOL, the bottom line is that oral health is closely linked to physical health. Physical ailments and diseases often manifest themselves first in the form of oral problems. And poor oral health/hygiene can cause many physical ailments also.

It's a dumb argument. In a perfect world dental care and healthcare would be considered one and the same for insurance purposes.

I agree!! But it's a conversation that was just had nationally here in Australia a week ago and I've been hearing the same excuses back 15 years ago when I was back home in North America. So LOL to you pal. Shit hasn't changed and it won't because that's what they believe

[Snowball]

I agree!! But it's a conversation that was just had nationally here in Australia a week ago and I've been hearing the same excuses back 15 years ago when I was back home in North America. So LOL to you pal. Shit hasn't changed and it won't because that's what they believe

politicians are prostitutes...

[chico2663]

Because optometrist and dentist had to specialize. Quit bitching. You live in the greatest country and have the opportunity to have any procedure done that you can afford.

[The Kraken]

Stackin is right. Or at least from what's been explained to me. You can lose teeth or eyes and live and people often have the choice as to how to proceed. Not the same for some organs and body parts. Diseases also. Also dentist friends of mine say they would never want to be lumped with general umbrella health as it's too messed up so I don't think they at least are pushing for an amalgamation

I gurantee you dentists dont want to be lumped in with gen health ins tightnnow, especially medicare/medicaid.

The entire health insurance sector is ruining medicine for well meaning doctors.

If I had to choose tomorrow dentist vs md, Id choose dentist all day, as would 90% of the md's I work with.

[The Kraken]

LOL, the bottom line is that oral health is closely linked to physical health. Physical ailments and diseases often manifest themselves first in the form of oral problems. And poor oral health/hygiene can cause many physical ailments also.

It's a dumb argument. In a perfect world dental care and healthcare would be considered one and the same for insurance purposes.

They tend to correlate bt aren't nearly as close as most think.

People that tend to have poor dental health do so because they tend to neglect Brushing and floasing, maybe the easiest preventative health task that we can do. This means they pretty much neglect wverything else as well.

Poor dental health has never been shown to cause poor general health, although they correlate. The common factor? That drinking come is both bad for your gums and your organs.

[OTL]

They tend to correlate bt aren't nearly as close as most think.

People that tend to have poor dental health do so because they tend to neglect Brushing and floasing, maybe the easiest preventative health task that we can do. This means they pretty much neglect wverything else as well.

Poor dental health has never been shown to cause poor general health, although they correlate. The common factor? That drinking come is both bad for your gums and your organs.

I don't really agree with any of this. People who can't afford to go to the dentist on a regular basis tend to have poorer oral health, and that doesn't mean they don't brush or floss.

Once I had a girlfriend who was super high maintenance, took care of every aspect of her health and appearance (nearly obsessively), but she had developed a cavity that she had to live with for six months before she could afford to have it fixed. She didn't neglect cleaning her teeth at home, but she couldn't afford to visit the dentist more than once a year for cleanings and fluoride treatments.

Other people are genetically predisposed to dental problems. I have receeding gums that are going to eventually require skin grafting if I don't want to lose most of my teeth. Guess what, I keep my teeth super clean too. But if I did't go to the dentist on a regular basis to clean the pockets of my gums, I would almost definitely have developed gum disease by now.

And poor oral health has been proven to cause physical health problems! Plaque buildup on teeth has been shown to cause coronary artery disease, the most common form of heart disease!

[The Kraken]

SmPlaque buildup on the teeth has never been shown to CAUSE coronary artery disease. Its very poorly correlated but trust me, plaque on your teeth in no way shape or form causes CAD

But dentists have done a good job muddying the water

[captrobey]

What a scam !

As if your mouth is not part of your body ?

Your eyes are not part of your body ?

Capitalism is a scam.
One day it will go into the trash heap of history where it belongs.

I deal mainly with Medicare. An HMO will give you some Dental and Vision but it will be more of a discount.. Maybe a free teeth cleaning. A Medicare Supplement will give you no Dental or Vision unless it is connected to a disease. Then certain tests would be covered such as if you have Diabetes the eye tests are covered but you will not get glasses . Medicare looks at everything as a Medical necessity. They do not feel you need a teeth cleaning or routine eye exam. Same with your feet . Want your Toe nails clipped ? Nope.Are you diabetic and want your Toe nails clipped? Yup .

A Medicare supplement will always be the best coverage on Medicare . Period. But it will ALWAYS come down to the coding. Most of my clients once i show both sides of the board (HMO,PPO---VS ---MEDICARE SUPPLEMENT) Go Medicare Supplement .

[chico2663]

hey i don't understand why I can't drive a corvette on a chevete budget.

[captrobey]

hey i don't understand why I can't drive a corvette on a chevete budget.

A lot of people just do not know what is out there. I can get a 65 Yr old female a Plan F which is what is the "Corvette" of Health Insurance for around $170 . That gives you doctor visits ,Specialists,The Entire 100 days of rehab,the Hospital stay - All for Free . The same person with a lesser plan say with BC/BS is paying Over $300 . That is what i like about being a broker.

[OTL]

SmPlaque buildup on the teeth has never been shown to CAUSE coronary artery disease. Its very poorly correlated but trust me, plaque on your teeth in no way shape or form causes CAD

But dentists have done a good job muddying the water

It's like cigarette smoking and cancer. Smoking is no guarantee of getting cancer, but it increases your risk. They believe the effects of plaque in the mouth can be cumulative with other risk factors such as a poor diet and lack of excercise when it comes to developing heart disease.

Dental/health coverage should still be inclusive regardless.

[OTL]

hey i don't understand why I can't drive a corvette on a chevete budget.

A lot of people have to decide whether to eat or pay their rent vs going to the dentist, especially in Canada where the cost of living is high and wages are low. It's not about living above one's means, but everyone having access to essential care.