Have you ever taken out a personal loan

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  • SBR Lou
    BARRELED IN @ SBR!
    • 08-02-07
    • 37863

    #1
    Have you ever taken out a personal loan
    How much was it for, and please tell me it wasn't for gambling purposes?
  • gordon gekko
    SBR MVP
    • 05-01-08
    • 2842

    #2
    Nope.
    Comment
    • flyingillini
      SBR Aristocracy
      • 12-06-06
      • 41219

      #3
      Yes, no it wasn't for gambling purposes more of a business one.
      המוסד‎
      המוסד למודיעין ולתפקידים מיוחדים‎
      Comment
      • JBC77
        SBR MVP
        • 03-23-07
        • 3816

        #4
        Nope. I can't imagine taking a loan to gamble. Thats a level of degeneracy not often easily achieved.

        Credit is tight right now. Go down to Bank of America and tell them you want a 2K personal loan to hit up the casino or sportsbook. They would put a boot in your a$$ as they laughed you out the front door.
        Comment
        • flyingillini
          SBR Aristocracy
          • 12-06-06
          • 41219

          #5
          What about those loans where Gary Coleman endorses... HaHa wow, have you seen the details about those.. I know a guy who did that 2 years ago and it was 99.9% interest. Talk about getting screwed...
          המוסד‎
          המוסד למודיעין ולתפקידים מיוחדים‎
          Comment
          • TodaysAction
            Restricted User
            • 08-01-08
            • 12762

            #6
            Originally posted by CrazyL
            How much was it for, and please tell me it wasn't for gambling purposes?
            I was took out a loan 6 or 7 years ago to get some upgrades made to the homestead. It was paid in full in 2 years. The value of the homestead has increased more than the loan. This makes me happy.
            Comment
            • gm2022
              SBR MVP
              • 02-28-08
              • 4128

              #7
              I have taken advance on My CC for gambling, but only for the first 6 months when interest was free. Also the only reason I did that was to get world points on the money being used as well. O and by the way paid it off in full the next day , lol at BOA!
              Comment
              • thejrichshow85
                Restricted User
                • 06-15-08
                • 3342

                #8
                a asian lady hit my chevy and ****ed up the passeger door got a check for $1,700 form insurance but eways I gambled it ...for a while ppl had to climb through the window of my car to get in the passenger seat ...then one day just got the crow bar and fixed it to where it could open half way.
                Comment
                • SBR Lou
                  BARRELED IN @ SBR!
                  • 08-02-07
                  • 37863

                  #9
                  Originally posted by JBC77
                  Nope. I can't imagine taking a loan to gamble. Thats a level of degeneracy not often easily achieved.

                  Credit is tight right now. Go down to Bank of America and tell them you want a 2K personal loan to hit up the casino or sportsbook. They would put a boot in your a$$ as they laughed you out the front door.


                  That would be pretty funny, I'd imagine though most gamblers would just lie and say it's for some other kind of expense. If it's not an obscene amount they're asking for and they have good credit, sad thing is they'd probably get it.
                  Comment
                  • gm2022
                    SBR MVP
                    • 02-28-08
                    • 4128

                    #10
                    I think I would pay(to see) some high roller poker/sports bettor, walk into like BOA, WAMU, ect. Than say I need like 200-300k, than try to explain how the world series or the super bowl is coming up lol. Most people's credit out in the gambling world is either 10 times worse or better than at any bank. I wonder if getting a loan in the state of Nevada is more difficult than in other states?
                    Comment
                    • Deuce
                      BARRELED IN @ SBR!
                      • 01-12-08
                      • 29843

                      #11
                      5k 3 years ago. Was 4.8%.
                      Comment
                      • durito
                        SBR Posting Legend
                        • 07-03-06
                        • 13173

                        #12
                        Yes I've used leverage to finance my investment activities.

                        Pre credit crisis, you could get 6 figures a year easy at 0% from credit card companies with a decent credit score.
                        Comment
                        • ico2525
                          SBR Wise Guy
                          • 07-30-08
                          • 598

                          #13
                          Originally posted by gm2022
                          I think I would pay(to see) some high roller poker/sports bettor, walk into like BOA, WAMU, ect. Than say I need like 200-300k, than try to explain how the world series or the super bowl is coming up lol. Most people's credit out in the gambling world is either 10 times worse or better than at any bank. I wonder if getting a loan in the state of Nevada is more difficult than in other states?
                          No, Nevada is a great state. Today personal loans aren't worth it. Banks will charge you 12% on a $10k personal loan, and you have to explain what it's for. Plus it's always nice to have a real employer when applying for a loan like that.
                          Comment
                          • Brock Landers
                            SBR Aristocracy
                            • 06-30-08
                            • 45359

                            #14
                            Took a loan from Prosper.com
                            Comment
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