How do you get a loan?

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  • cobalt king
    SBR MVP
    • 12-20-08
    • 1584

    #1
    How do you get a loan?
    With a 474 credit score and no income?
  • Sam Odom
    SBR Aristocracy
    • 10-30-05
    • 58063

    #2
    Comment
    • cobalt king
      SBR MVP
      • 12-20-08
      • 1584

      #3
      hahaha but seriously i decided against selling my car to someone in the ghetto but I still need the money to get to cali. how do i get a loan
      Comment
      • THE PROFIT
        SBR Posting Legend
        • 11-27-09
        • 17701

        #4
        loan shark or title loan. Do you own anything???
        Comment
        • itchypickle
          SBR Posting Legend
          • 11-05-09
          • 21452

          #5
          Get a kitchen knife and stop the next guy who walk past you in a dark ally. Other than that.....you're SOL with a sub 650
          Comment
          • flyingillini
            SBR Aristocracy
            • 12-06-06
            • 41219

            #6
            Start to sell chiva. Much better than getting a loan.
            המוסד‎
            המוסד למודיעין ולתפקידים מיוחדים‎
            Comment
            • cobalt king
              SBR MVP
              • 12-20-08
              • 1584

              #7
              Originally posted by THE PROFIT
              loan shark or title loan. Do you own anything???
              I hae a car but its not paid off other than that i dont have anything to my name.
              Comment
              • Brock Landers
                SBR Aristocracy
                • 06-30-08
                • 45359

                #8
                you dont
                Comment
                • cobalt king
                  SBR MVP
                  • 12-20-08
                  • 1584

                  #9
                  Originally posted by itchypickle
                  Get a kitchen knife and stop the next guy who walk past you in a dark ally. Other than that.....you're SOL with a sub 650
                  yeah im not even willing to report my car stolen so stabbing someone is out.
                  Comment
                  • THE PROFIT
                    SBR Posting Legend
                    • 11-27-09
                    • 17701

                    #10
                    well, loan shark is the only option then
                    Comment
                    • cobalt king
                      SBR MVP
                      • 12-20-08
                      • 1584

                      #11
                      and how should i go about finding one??
                      Comment
                      • Doug
                        SBR Hall of Famer
                        • 08-10-05
                        • 6324

                        #12
                        Originally posted by Brock Landers
                        you dont
                        +1

                        why would somebody loan you money, Cobalt ? think about it.
                        Comment
                        • brxbmbers42
                          Restricted User
                          • 07-26-10
                          • 4312

                          #13
                          Originally posted by cobalt king
                          With a 474 credit score and no income?
                          474? dont you get an automatic 500 for just being alive.
                          Comment
                          • itchypickle
                            SBR Posting Legend
                            • 11-05-09
                            • 21452

                            #14
                            Originally posted by cobalt king
                            yeah im not even willing to report my car stolen so stabbing someone is out.
                            Didn't say you had to stab anyone...just act really convincing Good luck though man
                            Comment
                            • cobalt king
                              SBR MVP
                              • 12-20-08
                              • 1584

                              #15
                              Originally posted by brxbmbers42
                              474? dont you get an automatic 500 for just being alive.
                              apparently not I have defaulted school loans up to my eyeballs it is possible to go under 500
                              Comment
                              • cobalt king
                                SBR MVP
                                • 12-20-08
                                • 1584

                                #16
                                hey my 500th post woo hoo
                                Comment
                                • THE PROFIT
                                  SBR Posting Legend
                                  • 11-27-09
                                  • 17701

                                  #17
                                  I used to sell cars, trust me, theres a lot of people out there in the 400's
                                  Comment
                                  • Grits n' Gravy
                                    Restricted User
                                    • 06-10-10
                                    • 13024

                                    #18
                                    kite checks like that loser brock.
                                    Comment
                                    • MovingUnits513
                                      SBR High Roller
                                      • 09-27-10
                                      • 118

                                      #19
                                      illegals are walking atms bud, and they don't call the police
                                      Comment
                                      • brxbmbers42
                                        Restricted User
                                        • 07-26-10
                                        • 4312

                                        #20
                                        Originally posted by MovingUnits513
                                        illegals are walking atms bud, and they don't call the police
                                        Comment
                                        • Doug
                                          SBR Hall of Famer
                                          • 08-10-05
                                          • 6324

                                          #21
                                          Originally posted by cobalt king
                                          apparently not I have defaulted school loans up to my eyeballs it is possible to go under 500
                                          get your fresh start in California, you must have the ability to get $200 for busfare
                                          Comment
                                          • brxbmbers42
                                            Restricted User
                                            • 07-26-10
                                            • 4312

                                            #22
                                            Originally posted by THE PROFIT
                                            I used to sell cars, trust me, theres a lot of people out there in the 400's
                                            400. and they tried to get a car. how loud was the laughing when you guys pulled up the credit report.
                                            Comment
                                            • jjgold
                                              SBR Aristocracy
                                              • 07-20-05
                                              • 388179

                                              #23
                                              Go to a bank and see if you can slip a bank manager to overlook some stuff

                                              Loans sharks are dangerous, I use them from time to time but know what I am doing and my sharks are nice guys

                                              Cobalt I guess you want to get back in the game or payoff a gambling debt

                                              I like your thinking but be careful
                                              Comment
                                              • THE PROFIT
                                                SBR Posting Legend
                                                • 11-27-09
                                                • 17701

                                                #24
                                                Originally posted by brxbmbers42
                                                400. and they tried to get a car. how loud was the laughing when you guys pulled up the credit report.
                                                I said 400's, not necessarily 400. I can get someone in the right car with a 450 or better.
                                                Comment
                                                • THE PROFIT
                                                  SBR Posting Legend
                                                  • 11-27-09
                                                  • 17701

                                                  #25
                                                  well I could back then. I doubt now with the way these banks were giving shit away to anyone with a pulse 10 years ago & now you have to have a 750 or GTFO
                                                  Comment
                                                  • cobalt king
                                                    SBR MVP
                                                    • 12-20-08
                                                    • 1584

                                                    #26
                                                    Originally posted by jjgold
                                                    Go to a bank and see if you can slip a bank manager to overlook some stuff

                                                    Loans sharks are dangerous, I use them from time to time but know what I am doing and my sharks are nice guys

                                                    Cobalt I guess you want to get back in the game or payoff a gambling debt

                                                    I like your thinking but be careful

                                                    I mean I would love to get back in the game but my main thing is getting to california, and having a little extra in my pocket for food and such, sure a pitstop in vegas to bet a few games would be great but that ain't gonna happen
                                                    Comment
                                                    • brxbmbers42
                                                      Restricted User
                                                      • 07-26-10
                                                      • 4312

                                                      #27
                                                      Originally posted by THE PROFIT
                                                      well I could back then. I doubt now with the way these banks were giving shit away to anyone with a pulse 10 years ago & now you have to have a 750 or GTFO
                                                      shit's tight now. i have a good credit score. and went for a new lease the other day and they tried to bump me up one tier for financing meaning higher interest rate. with no drop in my credit score.
                                                      Comment
                                                      • cobalt king
                                                        SBR MVP
                                                        • 12-20-08
                                                        • 1584

                                                        #28
                                                        And how do you get a bank manager to overlook stuff thats would they do Is look at stuff.
                                                        Comment
                                                        • MovingUnits513
                                                          SBR High Roller
                                                          • 09-27-10
                                                          • 118

                                                          #29
                                                          The project dealerships don't care about credit. They get you in that nice 93 civic for 75 a week
                                                          Comment
                                                          • brxbmbers42
                                                            Restricted User
                                                            • 07-26-10
                                                            • 4312

                                                            #30
                                                            Originally posted by cobalt king
                                                            And how do you get a bank manager to overlook stuff thats would they do Is look at stuff.
                                                            threaten him or if its a chick try to bang her.
                                                            Comment
                                                            • brxbmbers42
                                                              Restricted User
                                                              • 07-26-10
                                                              • 4312

                                                              #31
                                                              Originally posted by cobalt king
                                                              I mean I would love to get back in the game but my main thing is getting to california, and having a little extra in my pocket for food and such, sure a pitstop in vegas to bet a few games would be great but that ain't gonna happen
                                                              what are you going to cali for
                                                              Comment
                                                              • cobalt king
                                                                SBR MVP
                                                                • 12-20-08
                                                                • 1584

                                                                #32
                                                                Originally posted by brxbmbers42
                                                                threaten him or if its a chick try to bang her.
                                                                Comment
                                                                • cobalt king
                                                                  SBR MVP
                                                                  • 12-20-08
                                                                  • 1584

                                                                  #33
                                                                  even if it was a chick, a chick bank manager would be instantly turned off by my credit score and my tattoos
                                                                  Comment
                                                                  • cobalt king
                                                                    SBR MVP
                                                                    • 12-20-08
                                                                    • 1584

                                                                    #34
                                                                    Originally posted by MovingUnits513
                                                                    illegals are walking atms bud, and they don't call the police
                                                                    this sounds like your speaking from experience.
                                                                    Comment
                                                                    • brxbmbers42
                                                                      Restricted User
                                                                      • 07-26-10
                                                                      • 4312

                                                                      #35
                                                                      Originally posted by cobalt king
                                                                      even if it was a chick, a chick bank manager would be instantly turned off by my credit score and my tattoos
                                                                      do you know any russians. they are into all types of shit. stealing identities. shit like that. use someone else's SSN
                                                                      Comment
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