Heritage check did not go through-

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  • blackbox
    SBR MVP
    • 02-28-08
    • 1415

    #1
    Heritage check did not go through-
    WELL my first check from Heritage bounced- my bank deducted the amount and overdraft fees today-will have to see the damage to my account in the morning-called Heritage to confirm and they promised to make it right-and am sure they will-what a bitch-
  • teaserpleaser
    BARRELED IN @ SBR!
    • 08-14-08
    • 26015

    #2
    must be the processor
    Comment
    • Fishhead
      SBR Aristocracy
      • 08-11-05
      • 40184

      #3
      The PROCESSOR in Canada is having severe issues.....


      Checks are bouncing from many reputable books..........GREEK, HERITAGE, and others.
      Comment
      • Brock Landers
        SBR Aristocracy
        • 06-30-08
        • 45367

        #4
        Wow
        Comment
        • ngates815
          SBR Posting Legend
          • 12-01-09
          • 13845

          #5
          Question?

          I'm supposed to be receiving 2 checks this week...Would it be best to wait til next Monday to cash it? Or is it a problem with the check, and the check is no good no matter when I cash it?
          Comment
          • firedawg
            BARRELED IN @ SBR!
            • 10-08-08
            • 39230

            #6
            fish is shitting bricks.... you clown A+ book must have out
            Comment
            • JDUB07
              SBR MVP
              • 10-09-08
              • 1721

              #7
              Yeah, checks are bouncing everywhere. They'll probably hook you up big time and it make a good thing that it happened. Let us know!
              Comment
              • Shonner
                SBR MVP
                • 09-05-10
                • 1361

                #8
                Guys, please be careful of putting derogatory titles that aren't warranted. This has been a big problem with a lot of top notch books, as previously mentioned. People need to recognize the environment books operate in and some things are truly out of their control. It would be much more appropriate to come here and complain if the book won't fix it. But at least give them a chance.
                Comment
                • Jerm3462
                  SBR MVP
                  • 11-09-09
                  • 4454

                  #9
                  Interesting. Hope they reimburse you guys for all the fees and stuff.
                  Comment
                  • Shonner
                    SBR MVP
                    • 09-05-10
                    • 1361

                    #10
                    Originally posted by Jerm3462
                    Interesting. Hope they reimburse you guys for all the fees and stuff.
                    Heritage is a top notch book, they will more than take care of him.
                    Comment
                    • flyingillini
                      SBR Aristocracy
                      • 12-06-06
                      • 41222

                      #11
                      This is not an issue with Heritage, it's the processor. You have nothing to worry about with Heritage. They are top notch in all areas.
                      המוסד‎
                      המוסד למודיעין ולתפקידים מיוחדים‎
                      Comment
                      • tltaylor89
                        SBR Posting Legend
                        • 06-19-09
                        • 19610

                        #12
                        5Dimes check did not bounce processor is back up .
                        Comment
                        • brxbmbers42
                          Restricted User
                          • 07-26-10
                          • 4312

                          #13
                          bet jamaica check deposited into my acct 9-23 cleared.
                          Comment
                          • Brock Landers
                            SBR Aristocracy
                            • 06-30-08
                            • 45367

                            #14
                            Checks clearing should NOT be an issue in 2010, 1997 maybe
                            Comment
                            • Shonner
                              SBR MVP
                              • 09-05-10
                              • 1361

                              #15
                              Originally posted by brxbmbers42
                              bet jamaica check deposited into my acct 9-23 cleared.
                              I hope you are right, but I believe your understanding of check clearing is incorrect. This is a huge misconception.

                              Banks all have different funds availability policies. Depending on how the bank processes the check, it may be available as soon as the next day, or as long as 7 business days (they say it could be longer, I've never seen anyone wait longer than a week to have funds available). But when the funds are available has nothing to do with the check clearing. There are different laws based on factors such as State, if the check is domestic/international, etc. but I believe banks do have up to at least 30 days in most cases to return a check. Without trying to scare you, what I am trying to say is that you aren't in the clear. I've heard of cases when a check came back returned (for whatever reason) 3 weeks after it was cashed.

                              I would call BetJM and ask them about this if you're concerned, I am sure they have record of your check and could probably determine if it was one of the "bad" ones.
                              Comment
                              • Shonner
                                SBR MVP
                                • 09-05-10
                                • 1361

                                #16
                                Originally posted by Brock Landers
                                Checks clearing should NOT be an issue in 2010, 1997 maybe
                                Actually, they should be much more of an issue in 2010 because of the increased scrutiny by the Govt.
                                Comment
                                • brxbmbers42
                                  Restricted User
                                  • 07-26-10
                                  • 4312

                                  #17
                                  Originally posted by Shonner
                                  I hope you are right, but I believe your understanding of check clearing is incorrect. This is a huge misconception.

                                  Banks all have different funds availability policies. Depending on how the bank processes the check, it may be available as soon as the next day, or as long as 7 business days (they say it could be longer, I've never seen anyone wait longer than a week to have funds available). But when the funds are available has nothing to do with the check clearing. There are different laws based on factors such as State, if the check is domestic/international, etc. but I believe banks do have up to at least 30 days in most cases to return a check. Without trying to scare you, what I am trying to say is that you aren't in the clear. I've heard of cases when a check came back returned (for whatever reason) 3 weeks after it was cashed.

                                  I would call BetJM and ask them about this if you're concerned, I am sure they have record of your check and could probably determine if it was one of the "bad" ones.
                                  no the funds were available the day after i deposited it. because i am a longstanding customer with my bank. i called bank today and confirmed that it cleared and my bank was paid on the check. they were.
                                  Comment
                                  • blackbox
                                    SBR MVP
                                    • 02-28-08
                                    • 1415

                                    #18
                                    Shonner - just saying customer should be given a heads up when requesting payout by check- this interferes with my other checks-and my long time bank-if I would have known the problem could arise I could have done a book to book transfer with BET-JAM and did the rollover and then use their ATM card-only right thing yo do-and got cash in half hour-now when I go to my credit union everything will be in doubt.
                                    Comment
                                    • Tyrone
                                      SBR Rookie
                                      • 09-26-10
                                      • 7

                                      #19
                                      I only request bankwire payouts. Checks are just too much hassle and the WSEX and Sportsbook.com's of the WORLD use checks to perpetuate their slow pay scheme.
                                      Comment
                                      • Fishhead
                                        SBR Aristocracy
                                        • 08-11-05
                                        • 40184

                                        #20
                                        Originally posted by firedawg
                                        fish is shitting bricks.... you clown A+ book must have out

                                        HUH?

                                        RELAX, it's a processor problem in CANADA.

                                        GROW-UP
                                        Comment
                                        • Shonner
                                          SBR MVP
                                          • 09-05-10
                                          • 1361

                                          #21
                                          Originally posted by blackbox
                                          Shonner - just saying customer should be given a heads up when requesting payout by check- this interferes with my other checks-and my long time bank-if I would have known the problem could arise I could have done a book to book transfer with BET-JAM and did the rollover and then use their ATM card-only right thing yo do-and got cash in half hour-now when I go to my credit union everything will be in doubt.
                                          It was a rarity...If Heritage had any idea I'm sure they would have done whatever they could do to help you.
                                          Comment
                                          • brxbmbers42
                                            Restricted User
                                            • 07-26-10
                                            • 4312

                                            #22
                                            Originally posted by Tyrone
                                            I only request bankwire payouts. Checks are just too much hassle and the WSEX and Sportsbook.com's of the WORLD use checks to perpetuate their slow pay scheme.
                                            i dont want anyone having my routing number to my bank account
                                            Comment
                                            • Shonner
                                              SBR MVP
                                              • 09-05-10
                                              • 1361

                                              #23
                                              Originally posted by brxbmbers42
                                              no the funds were available the day after i deposited it. because i am a longstanding customer with my bank. i called bank today and confirmed that it cleared and my bank was paid on the check. they were.
                                              It's the same with me, I have next day availability.

                                              I don't know all the inner workings of how check clearing works but a branch manager once told me that things can still be returned weeks later. But yeah, typically if there's a problem it happens within 2-4 business days of depositing the check.
                                              Comment
                                              • Shonner
                                                SBR MVP
                                                • 09-05-10
                                                • 1361

                                                #24
                                                Originally posted by brxbmbers42
                                                i dont want anyone having my routing number to my bank account
                                                Checking account information isn't that private these days. We give checks to everyone. This shouldn't be a problem with a reputable book. More risk in giving a credit card to a cashier at a store.
                                                Comment
                                                • brxbmbers42
                                                  Restricted User
                                                  • 07-26-10
                                                  • 4312

                                                  #25
                                                  Originally posted by Shonner
                                                  Checking account information isn't that private these days. We give checks to everyone. This shouldn't be a problem with a reputable book. More risk in giving a credit card to a cashier at a store.
                                                  true
                                                  Comment
                                                  • Shonner
                                                    SBR MVP
                                                    • 09-05-10
                                                    • 1361

                                                    #26
                                                    Originally posted by brxbmbers42
                                                    true
                                                    For what it's worth, my suggestion is to open up another checking account and use it solely for gambling purposes.

                                                    That way you don't have to worry about some sort of fraud causing your rent check to bounce.

                                                    Guys say credit unions are the best for this but I cannot attest to that.
                                                    Comment
                                                    • brxbmbers42
                                                      Restricted User
                                                      • 07-26-10
                                                      • 4312

                                                      #27
                                                      Originally posted by Shonner
                                                      For what it's worth, my suggestion is to open up another checking account and use it solely for gambling purposes.

                                                      That way you don't have to worry about some sort of fraud causing your rent check to bounce.

                                                      Guys say credit unions are the best for this but I cannot attest to that.
                                                      yea i thought about doing that for a while. just never did.
                                                      Comment
                                                      • Tyrone
                                                        SBR Rookie
                                                        • 09-26-10
                                                        • 7

                                                        #28
                                                        Originally posted by brxbmbers42
                                                        i dont want anyone having my routing number to my bank account
                                                        Tell me your bank and I can tell you your routing number. Its your bank account number you don't want anyone knowing. However that's covered by fraud and that doesn't worry me because my bank has to make it right if someone commits fraud and steals from me. Waiting months for a check, the check bouncing and all the other shit that happens because of checks I just rather do without. I take ** or ** payouts less than $1000 and anything larger than 1k its bank wire for me.
                                                        Comment
                                                        • brxbmbers42
                                                          Restricted User
                                                          • 07-26-10
                                                          • 4312

                                                          #29
                                                          Originally posted by Tyrone
                                                          Tell me your bank and I can tell you your routing number. Its your bank account number you don't want anyone knowing. However that's covered by fraud and that doesn't worry me because my bank has to make it right if someone commits fraud and steals from me. Waiting months for a check, the check bouncing and all the other shit that happens because of checks I just rather do without. I take ** or ** payouts less than $1000 and anything larger than 1k its bank wire for me.
                                                          i deposit ** since n-e-t-s-p-e-n-d got cut off. but never do withdrawals **. prefer bank checks
                                                          Comment
                                                          • blackbox
                                                            SBR MVP
                                                            • 02-28-08
                                                            • 1415

                                                            #30
                                                            Took it to my credit Union- been there 25 years gave them the check- they gave me cash-did not deposit it- 9 days later the cash was deleted from my checking account leaving me with a negative balance.So this is my fault?
                                                            Comment
                                                            • thezbar
                                                              SBR Hall of Famer
                                                              • 08-29-06
                                                              • 6438

                                                              #31
                                                              Originally posted by Shonner
                                                              For what it's worth, my suggestion is to open up another checking account and use it solely for gambling purposes.

                                                              That way you don't have to worry about some sort of fraud causing your rent check to bounce.

                                                              Guys say credit unions are the best for this but I cannot attest to that.
                                                              That's exactly what I have done now for several years. I have one checking account that is for managing gambling. A % of my income funds it if necessary. I have a different checking account for my "real life" activities. I think its a smart way of doing things. Sort of like a side business.
                                                              Comment
                                                              • ronjon619
                                                                SBR MVP
                                                                • 09-06-09
                                                                • 3675

                                                                #32
                                                                now it's a hassle to get your cash. Unreal. Robbing people without a gun.
                                                                Comment
                                                                • brxbmbers42
                                                                  Restricted User
                                                                  • 07-26-10
                                                                  • 4312

                                                                  #33
                                                                  ur right it is becoming a fukkin hassle.
                                                                  Comment
                                                                  • big joe 1212
                                                                    SBR Posting Legend
                                                                    • 06-01-08
                                                                    • 19380

                                                                    #34
                                                                    Originally posted by Brock Landers
                                                                    Checks clearing should NOT be an issue in 2010, 1997 maybe

                                                                    unless it was written by you!
                                                                    Comment
                                                                    • Johnpoints
                                                                      SBR Sharp
                                                                      • 10-20-09
                                                                      • 314

                                                                      #35
                                                                      Originally posted by big joe 1212
                                                                      unless it was written by you!
                                                                      Ba-ZINGA!
                                                                      Comment
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