How much money do you save per month?

shadymcgrady · 10-27-17, 10:43 AM

Originally posted by lakerboy

Simple answer. Most who do don't pay the full amount owing at the end of the billing cycle. Then they go into debt.

Seems like a foreign concept or college kid thing but u might be right

Auto Donk · 10-27-17, 10:51 AM

when it comes to money....

I tell all my hoes, "rake it up, rake it up......"

Plaza23 · 10-27-17, 01:50 PM

I save about $1,500 per month after my mortgage, car payment, and other bills. I have both Chase Freedom and BkofAma ****. Both no annual fees, each cash back (1,2, sometimes 5%). Use those to pay all day to day bills and then pay off the balance every month.

I feel like I'm ripping these companies off by never paying interest. Get all the rewards and never pay interest.

pilebuck13 · 10-27-17, 02:25 PM

1k a month

jjgold · 10-27-17, 02:44 PM

I lose money each month actually right now it’s tough to save especially when you gamble

Auto Donk · 10-27-17, 02:46 PM

grease lightnin · 10-27-17, 03:05 PM

I wonder who saves the most.

gauchojake · 10-27-17, 03:27 PM

Life is short. Spend it.

d2bets · 10-27-17, 03:29 PM

Originally posted by lakerboy

Simple answer. Most who do don't pay the full amount owing at the end of the billing cycle. Then they go into debt.

Yeah, but if you can afford it, why not put on cc? I put everything on cc and auto pay full balance of every card every month.

jjgold · 10-27-17, 03:32 PM

And we have plenty of guys here that cannot become pros

CanuckG · 10-27-17, 03:33 PM

About tree fiddy

lakerboy · 10-27-17, 03:35 PM

Originally posted by d2bets

Yeah, but if you can afford it, why not put on cc? I put everything on cc and auto pay full balance of every card every month.

I can afford to as well but most can't that's why cc companies are rich. I'm trying to give out good advice

grease lightnin · 10-27-17, 03:36 PM

Originally posted by gauchojake

Life is short. Spend it.

Spoken like a true Californian.

My in-laws live in Woodland Hills and pops works in entertainment.

You know what their their retirement plan is?

grease lightnin · 10-27-17, 03:38 PM

Originally posted by lakerboy

I can afford to as well but most can't that's why cc companies are rich. I'm trying to give out good advice

Many experts make the same recommendation, but if you’re talking about somebody with a significant amount of disposable income, it’s a no brainer.

Add up all your expenses, multiply by .05 and see what you would have received. It is significant.

gauchojake · 10-27-17, 04:02 PM

Originally posted by grease lightnin

Spoken like a true Californian.

My in-laws live in Woodland Hills and pops works in entertainment.

You know what their their retirement plan is?

Union pension?

I am halfway kidding but at the same time you can't take it with you.

grease lightnin · 10-27-17, 04:06 PM

Originally posted by gauchojake

Union pension?

No it’s greaser.

I am halfway kidding but at the same time you can't take it with you.

There is most certainly a balance. Just bitter about my in laws

CanuckG · 10-27-17, 04:54 PM

Love my union pension. shame i am only 25.

Pauulzcappin · 10-27-17, 05:08 PM

4-5k, trying to save the most i can while still single and making good money.

shocka1212 · 10-27-17, 05:09 PM

I'm poor. no time for savings.

PeterJohnson · 10-27-17, 05:11 PM

Originally posted by 2daBank

Even my drug dealers take plastic!! Lol

mngambler · 10-27-17, 05:13 PM

Originally posted by grease lightnin

No it’s greaser.

There is most certainly a balance. Just bitter about my in laws

so pull your balls out of your wife's purse and do something about it....fkin married guys crack me up, bend over backwards for a worn out poon that doesn't even give blowy's anymore

TheMoneyShot · 10-27-17, 05:17 PM

The first step is coordinating all your normal living expenses and pay them using a CC that gives a percentage back to you.

Barclay Card 2% back all grocery chains and utilities... cell bill and cable etc.

BP Card by Synchrony Bnk 3% back all grocery chains and restaurants. You get the 3% back in gasoline at any BP Gas Station. Awesome value if you have one near you. (I actually did the math on my own.... they seem to give you 3.1% back. And never cheat you.)

Walmart Card Synchrony Bnk 3% back for every online walmart order delivered to your house. 3% is given by way of cash back on your statement. Awesome feature.

Capital One Silver Card 1.5% Cash back on everything. Sort of going out of style with other bnks giving you more.

Discover 5% back for October November and December on any Amazon or Target purchase.

You're throwing away nearly $600 a year in cash back by not using your CC's.

CashBuilder · 10-27-17, 05:23 PM

Life is too short. Live like there is no tomorrow brothers.

JAKEPEAVY21 · 10-27-17, 06:11 PM

Originally posted by TheMoneyShot

The first step is coordinating all your normal living expenses and pay them using a CC that gives a percentage back to you.

Barclay Card 2% back all grocery chains and utilities... cell bill and cable etc.

BP Card by Synchrony Bnk 3% back all grocery chains and restaurants. You get the 3% back in gasoline at any BP Gas Station. Awesome value if you have one near you. (I actually did the math on my own.... they seem to give you 3.1% back. And never cheat you.)

Walmart Card Synchrony Bnk 3% back for every online walmart order delivered to your house. 3% is given by way of cash back on your statement. Awesome feature.

Capital One Silver Card 1.5% Cash back on everything. Sort of going out of style with other bnks giving you more.

Discover 5% back for October November and December on any Amazon or Target purchase.

You're throwing away nearly $600 a year in cash back by not using your CC's.

RudyRuetigger · 10-27-17, 06:15 PM

Originally posted by JAKEPEAVY21

good gif bro

you make way more than that by sucking up to sbr and freeloading from them

firedawg · 10-27-17, 06:27 PM

Originally posted by RudyRuetigger

good gif bro

you make way more than that by sucking up to sbr and freeloading from them

Rudy in rare form

GunShard · 10-27-17, 06:33 PM

Save money up if you want to retire unless you enjoy your current job and don't mind living paycheck to paycheck.

grease lightnin · 10-27-17, 06:35 PM

Originally posted by mngambler

so pull your balls out of your wife's purse and do something about it....fkin married guys crack me up, bend over backwards for a worn out poon that doesn't even give blowy's anymore

If you said that to my face I would change your life forever.

My wife bore 4 of my sons.

I’ll give you the benefit of the doubt and help you understand.

Pussy is easy to come by, easy to get.

But someone who will help you build a true legacy?

Invaluable.

Seriously though, if you’d like to have your head broken, shoot me a pm and we’ll try to make it happen.

Slipknot26 · 10-27-17, 06:36 PM

$1850 / month outside 401k and pension plan
Got to retire ASAP

JAKEPEAVY21 · 10-27-17, 07:01 PM

Originally posted by RudyRuetigger

good gif bro

you make way more than that by sucking up to sbr and freeloading from them

put up $100 and go PRO before opening your mouth you worthless delusional drunk

talk about the pot calling the kettle black

my God you are a whiny little bitch

hotcross · 10-27-17, 07:55 PM

Originally posted by 2daBank

I spend it like I'll always have it.... One day I'll grow up maybe, probably not

SAVE. Everyone should save. The earlier in your life, the better. It doesn't matter how much or how little income you make.

There are so many reasons. You will have a much more comfortable existence later in life. You ever see very elderly people working a job at a store for example? Do you want to be that person?

Also its a pitfall to think you will always have an income. I've seen guys making over 100k per year and spending it like its all fun and games, only to be laid-off or otherwise take a huge pay cut.