CFP National Championship Betting Report & Splits: Most Popular Bets for Miami vs. Indiana
The time is ticking down until Miami and Indiana face off in the national championship game tonight at 7:30 p.m. ET (ESPN), and our CFP National Championship betting report breaks down the latest betting splits and most popular bets for Miami vs. Indiana.
The Hoosiers opened as 7.5-point betting favorites, which is where the line sits now despite a dramatic split in favor of Indiana heading into this national title matchup. We break down everything to know about the betting activity as kickoff nears from Hard Rock Stadium in Miami Gardens, Fla.
💰 Miami vs. Indiana betting splits: 2026 CFP National Championship
Miami vs. Indiana betting splits via BetMGM as of Jan. 19. See the latest college football odds and our college football picks for the CFP National Championship.
| Team | Spread | Moneyline | O/U total |
|---|---|---|---|
| Indiana | -7.5 (76% of bets) | -300 (67% of bets) | Over 46.5 (82% of bets) |
| Miami | +7.5 (24% of bets) | +240 (33% of bets) | Under 46.5 (18% of bets) |
As is to be expected with any championship matchup, the public is all over the betting favorite tonight to cover the spread while also taking a shot on the underdogs to win outright. But even that is too reductive to describe what we've seen so far with the Miami vs. Indiana odds movement ahead of the CFP National Championship.
It's been virtually all one-way action throughout the week in favor of the Hoosiers, who opened at -7.5 and briefly flirted with -9.5 at some shops before strong buyback on the Hurricanes over the weekend. Even so, 76% of spread tickets favor Indiana - and incredibly, a whopping 67% of moneyline bets also side with the Hoosiers even with such a bet featuring -300 odds with a bettor needing $30 to return a $10 profit.
That speaks to just how infatuated with Indiana that most bettors are ... and there's good reason for that. Our college football expert Rob Paul, who predicted Fernando Mendoza as the No. 1 pick back in April (when he wasn't even listed as a betting option to go first overall), is all over the Hoosiers in his Miami vs. Indiana prediction.
🔥 Most-bet Miami vs. Indiana player props
Here are the most popular Miami vs. Indiana player prop bets tonight at BetMGM:
| Rank | Player | Prop bet | Odds |
|---|---|---|---|
| 1 | Fernando Mendoza, QB, Indiana | Under 15.5 rushing yards | -115 |
| 2 | Fernando Mendoza, QB, Indiana | Over 223.5 passing yards | -115 |
| 3 | Fernando Mendoza, QB, Indiana | Over 1.5 passing touchdowns | -180 |
| 4 | Charlie Becker, WR, Indiana | Over 2.5 receptions | -155 |
| 5 | Roman Hemby, RB, Indiana | Over 62.5 rushing yards | -115 |
🙌 Most-bet Miami vs. Indiana anytime touchdown picks
Here are the most popular Miami vs. Indiana anytime touchdown picks at BetMGM:
| Rank | Player | Prop bet | Odds |
|---|---|---|---|
| 1 | Elijah Sarratt, WR, Indiana | To score anytime TD | -115 |
| 2 | Kaelon Black, RB, Indiana | To score anytime TD | +100 |
| 3 | Mark Fletcher Jr., RB, Miami | To score anytime TD | +130 |
| 4 | Fernando Mendoza, QB, Indiana | To score anytime TD | +290 |
| 5 | Charlie Becker, WR, Indiana | To score anytime TD | +135 |
1️⃣ Most-bet Miami vs. Indiana first touchdown picks
Here are the most popular Miami vs. Indiana first touchdown picks at BetMGM:
| Rank | Player | Prop bet | Odds |
|---|---|---|---|
| 1 | Elijah Sarratt, WR, Indiana | To score first TD | +550 |
| 2 | Mark Fletcher Jr., RB, Miami | To score first TD | +750 |
| 3 | Kaelon Black, RB, Indiana | To score first TD | +600 |
| 4 | Fernando Mendoza, QB, Indiana | To score first TD | +1600 |
| 5 | Indiana D/ST | To score first TD | +3000 |
📈 Miami vs. Indiana odds movement
Here's a look at how the odds have moved at FanDuel - one of the best college football betting sites for the national championship - over the last 10 days:
| Team | Open (Jan. 9) | Jan. 15 | Today (Jan. 19) |
|---|---|---|---|
| Spread | Indiana -7.5 | Indiana -9.5 | Indiana -7.5 |
| Moneyline | Indiana -310 | Indiana -350 | Indiana -320 |
| Total | O/U 48.5 | O/U 47.5 | O/U 47.5 |
📊 Miami vs. Indiana odds: 2026 CFP National Championship
Miami vs. Indiana odds update in real time for the 2026 CFP National Championship.
📺 How to watch Miami vs. Indiana: 2026 CFP National Championship
- Date: Monday, Jan. 19
- Kickoff: 7:30 p.m. ET
- Location: Hard Rock Stadium (Miami Gardens, Fla.)
- TV: ESPN
💡 Miami vs. Indiana expert picks
- Miami vs. Indiana prediction
- Miami vs. Indiana player props
- Miami vs. Indiana anytime touchdown scorer predictions
- Miami vs. Indiana first touchdown scorer predictions
- Miami vs. Indiana same-game parlay
- Miami vs. Indiana odds movement
- Miami vs. Indiana prediction markets
- How to bet Miami vs. Indiana
- How Indiana will win CFP National Championship
- How Miami will win CFP National Championship
- CFP National Championship betting X-factors
- CFP National Championship MVP predictions
- CFP National Championship odds & storylines
- Top betting markets for CFP National Championship
- Top NFL draft prospects in CFP National Championship
- CFP betting terms for beginners
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