1. 06-21-18 12:54 AM #1
    TonyPhizzle
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    Anyone here with bad credit?

    Below average crew
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  2. 06-21-18 01:50 AM #2
    GUMMO77
    Many bags of soup. Many.
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    Become A Pro!

    You don't say.
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  3. 06-21-18 01:59 AM #3
    TheSchafe
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    Had high 700s before my sentence. 2 years of not being able to be free and pay your debts is costly. 5 collection accounts, already settled 2 of them. Should be good to go by the end of the year again.

    Working with the creditors directly is key. They've been understanding of my situation, especially since I reached them directly. From there you can negotiate a settlement instead of dealing with slimy collection agencies.
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  4. 06-21-18 05:28 AM #4
    jjgold
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    got mine to 420

    UPSWING
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  5. 06-21-18 05:33 AM #5
    acquavallo
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    Quote Originally Posted by TonyPhizzle View Post
    Below average crew
    Besides a select few illustrious examples, most here suffer from that, tax evasion and/or other frauds, a criminal record, drugs and alcohol, gambling addiction, extremist political views, dysfunctional relationships...you name it.
    Nomination(s):
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  6. 06-21-18 07:20 AM #6
    thetrinity
    penetrate me to tears
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    Probably the whole website lmao

    In all seriousness mine was really bad now it's fair to good, when you are young you don't care as much
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  7. 06-21-18 07:21 AM #7
    juicername
    Thomorino - Fade and Get Paid
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    No, I have tremendous credit. Best credit in the world.
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  8. 06-21-18 07:28 AM #8
    THam12
    Money is the motivation!
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    Mine is near 800...
    But I have alot of debt lol
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  9. 06-21-18 07:28 AM #9
    THam12
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    Quote Originally Posted by THam12 View Post
    Mine is near 800...
    But I have alot of debt lol
    To be clear... Not gambling debts
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  10. 06-21-18 07:34 AM #10
    sourtwist
    not a non pro
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    Quote Originally Posted by acquavallo View Post
    Besides a select few illustrious examples, most here suffer from that, tax evasion and/or other frauds, a criminal record, drugs and alcohol, gambling addiction, extremist political views, dysfunctional relationships...you name it.
    Don't forget making new sbr accounts....clearly you have had other names before this one
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  11. 06-21-18 07:35 AM #11
    TheSchafe
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    Quote Originally Posted by sourtwist View Post
    Don't forget making new sbr accounts....clearly you have had other names before this one
    Kind of reminds me of crustyme.
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    This post was nominated 1 time . To view the nominated thread please click here. People who nominated: cala56
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  12. 06-21-18 08:19 AM #12
    ByeShea
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    Quote Originally Posted by sourtwist View Post
    Don't forget making new sbr accounts....clearly you have had other names before this one
    Bring back Beantown Jim, SBR legend.
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  13. 06-21-18 08:20 AM #13
    hubie69
    I am JJs bookie
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    Who uses credit? Debt is bad mmkay
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  14. 06-21-18 10:16 AM #14
    BigBusiness
    Drug dealin money
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    Nope. Last I checked (a year ago) it was in the mid 800's.

    Think around 840.
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  15. 06-21-18 10:30 AM #15
    HockeyRocks
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    Between 820-830...Very little debt. Enjoying life...
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  16. 06-21-18 10:40 AM #16
    nyplayer33
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    800 credit or better you can get 75k easily...great terms.
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  17. 06-21-18 12:08 PM #17
    KVB
    It's not what they bring...
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    Quote Originally Posted by hubie69 View Post
    Who uses credit? Debt is bad mmkay
    Not always.

    I've had huge cash positions and still took on debt. The purpose of the debt earned more than the cost, and so did the cash.

    Even MSFT, with a ton of cash, carried some debt.

    But if you are just borrowing to live above your means, then it goes bad.
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  18. 06-21-18 12:11 PM #18
    konck
    Listen the toilet is flushing
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    Quote Originally Posted by THam12 View Post
    Mine is near 800...
    But I have alot of debt lol
    One of the biggest thing in credit is debt ratio plus the fact your a Non pro
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  19. 06-21-18 04:59 PM #19
    mrpapageorgio
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    Quote Originally Posted by hubie69 View Post
    Who uses credit? Debt is bad mmkay
    Debt can actually be the cheapest form of financing when making a major purchase (I'm not talking putting a balance on a 15% CC and keeping a balance) than paying cash. If I finance a car when they have those year end sales sub-2% and can take the cash I would otherwise have used and invested it in something earning 5%, I'm ahead 3%. If I pay cash, that's lost investment opportunity I would've otherwise had if I instead financed the purchase.
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  20. 06-21-18 05:03 PM #20
    pimike
    SPORTS IS MONEY
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    Quote Originally Posted by BigBusiness View Post
    Nope. Last I checked (a year ago) it was in the mid 800's.

    Think around 840.
    You are the biggest bullshitter on here.

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  21. 06-21-18 08:13 PM #21
    BeatTheJerk
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    684
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  22. 06-21-18 08:26 PM #22
    BeatTheJerk
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    Quote Originally Posted by BigBusiness View Post
    Nope. Last I checked (a year ago) it was in the mid 800's.

    Think around 840.
    Have you ever told the truth before on this forum you f u c k i n g burnt c u n t.
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  23. 06-21-18 08:38 PM #23
    jts1207
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    Most people here posting scores don't understand how they work.
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  24. 06-22-18 03:24 AM #24
    El Nino
    October 2014 POTM
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    Credit was ok. Was tremendous after I hooked up with Brock Landers credit repair company!
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  25. 06-22-18 05:43 AM #25
    THam12
    Money is the motivation!
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    Quote Originally Posted by konck View Post
    One of the biggest thing in credit is debt ratio plus the fact your a Non pro
    Lol I'm talking healthy debt. House, car, some CC. No reason to lie to you losers here lol
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  26. 06-22-18 06:02 AM #26
    daneblazer
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    This is an internet gambling forum. Over half the posters here probably have poor credit
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  27. 06-22-18 08:18 AM #27
    TheSchafe
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    Quote Originally Posted by daneblazer View Post
    This is an internet gambling forum. Over half the posters here probably have poor credit
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  28. 06-22-18 09:28 AM #28
    gauchojake
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    Lower is better right???
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  29. 06-22-18 09:30 AM #29
    grease lightnin
    &
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    Quote Originally Posted by gauchojake View Post
    Lower is better right???

    Yes, like golf
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  30. 06-22-18 09:34 AM #30
    JIBBBY
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    Perfect credit over here.. It's overrated though unless you're buying a first home and trying to get a loan and or leasing a new car which are both usually bad investments.. ************ get people in trouble, it allows free spending which is not a good thing for most..

    Best for you to leave those cards at home and pay cash for everything I say...
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  31. 06-22-18 09:41 AM #31
    gauchojake
    Have Some Asthma
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    Wait buying a home is a bad investment??? Fukk me
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  32. 06-22-18 09:45 AM #32
    JIBBBY
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    Quote Originally Posted by gauchojake View Post
    Wait buying a home is a bad investment??? Fukk me
    Nice to have but look at all that interest you pay over the 30 year loan.. Look at all the repair costs along the way..

    Hey but if you bought it in a good location and the home value increased over the years and you eventually pay off that loan then it becomes a good investment..

    Homes are fun if you have a family though and I get it... Pride of ownership.. Moving up in the world. Got one myself... My take anyways..
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  33. 06-22-18 09:46 AM #33
    grease lightnin
    &
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    Quote Originally Posted by gauchojake View Post
    Wait buying a home is a bad investment??? Fukk me


    Yeah and ************ are for dumb fuks too.

    Better send that black card back to Amex, Jake.
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  34. 06-22-18 09:49 AM #34
    JAKEPEAVY21
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    mine used to bad bad as a teenager through my early twenties

    last I checked, it's over 800 now and pristine the past 15+ years or so
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  35. 06-22-18 05:08 PM #35
    newton0038
    Update your status
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    350 = BANKRUPT in Canada. Canadian range is 300 to 900
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