1. #36
    soxwin1917
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    There's actually been thoughtful advice in this thread and TT is just ignoring it.

  2. #37
    tatommack
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    Scare tactics collection companies do all kinds of shady shit. These ass clowns call next door for me my friends parents. I bought a tv from Conns and I was a day late and they called me on the hr every hr. After seeing how they do business I told myself they won't see a dime from me. They sent a black man to my door at 7 am and he said he was there for a voultary repo of the tv. I stood at the door with my 9 mm in my shorts and told him he came to the wrong house the only way that tv leaves my house is in trash bags. They never sent anyone again.

  3. #38
    ttwarrior1
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    if i had a court date wouldn't court be sending me something

    Hell that october post was in small letters in the middle on page 5. Lucky i even seen it. No court date for me i think

  4. #39
    jarvol
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    Your stiff lazy ass is no different from somebody who robs a convenience store or a bank or an elderly lady. You stole $4000 from somebody. You're pathetic.

  5. #40
    ttwarrior1
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    stole 4 k? I say them changing my interest from 9 percent to 42.9 percent after i was late on a payment by 1 day because of ice storms as stealing.

  6. #41
    KEdge2k
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    TT, you're an idiot bro. Take the $150 deal and actually pay it off. Don't be stubborn.

    I may or may not hypothetically be an attorney in real life. This is not legal advice. But they can probably do what they say, and probably will. So if that is more appealing to you than paying $150 a month to not be harassed all the time, then knock yourself out.

  7. #42
    KEdge2k
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    They are saying in your first letter either take this deal or we will file suit against you. If you don't agree, or you don't call them to see if there's some other way they can work it out, they are saying they will file suit. If they do that (and they probably will), and you don't respond (you probably won't, don't lie), they can take a default (and then a default judgment) against you. May take them 3 months but they can get to a point very quickly where they have a document endorsed by the Court saying you owe them XYZ dollars with binding legal effect at some percentage interest per annum (set at 10 percent in California).

    Just take the $150. Yes, it sucks that you have to pay $150/month, but don't act like you didn't spend this money you owe and promised to pay back. Keep your word man.

  8. #43
    KEdge2k
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    Quote Originally Posted by ttwarrior1 View Post
    if i had a court date wouldn't court be sending me something Hell that october post was in small letters in the middle on page 5. Lucky i even seen it. No court date for me i think
    Not yet, he's saying on Oct. 13 he will go to the court and start the process whether you're on board or not. Whether or not that actually happens, who knows, but that's what the client is representing it is willing to do.

  9. #44
    I/O
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    Quote Originally Posted by ttwarrior1 View Post
    stole 4 k? I say them changing my interest from 9 percent to 42.9 percent after i was late on a payment by 1 day because of ice storms as stealing.
    Always "the dog ate my homework" with you

  10. #45
    ttwarrior1
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    dude i dont have 150 to pay, if i had that, id be sbr ******* pro

    and if i missed 1 payment it would be voided,

  11. #46
    Grits n' Gravy
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    Quote Originally Posted by ttwarrior1 View Post
    stole 4 k? I say them changing my interest from 9 percent to 42.9 percent after i was late on a payment by 1 day because of ice storms as stealing.
    No cc company would raise interest that much over 1 payment being 1 day late. You were either late several times prior to that or you are full of shit and KFC. Any rational thinking adult would have gotten on the phone with cc company and gotten the interest rate brought back down to the original rate. Worst case scenario, you would be told your account is closed and balance will accrue regular interest until it is paid in full.

    I still can't figure out how any bank would give an unemployed, possibly retarded, stay at home son credit. I guess they kind of do deserved to get screwed.

  12. #47
    ttwarrior1
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    uh no, ok i was off my 1, they raised it after it went over the limit by 22 cents and late by 1 day . Wow you don't know much about stuff do you slapnut.

    I did try to lower it and they wouldn't. Account was closed. Your prejudice. Ive done more work then you have ten times over

    I might even get another CC and do it again

  13. #48
    Grits n' Gravy
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    Quote Originally Posted by ttwarrior1 View Post
    uh no, ok i was off my 1, they raised it after it went over the limit by 22 cents and late by 1 day . Wow you don't know much about stuff do you slapnut.

    I did try to lower it and they wouldn't. Account was closed. Your prejudice. Ive done more work then you have ten times over

    I might even get another CC and do it again
    Your fat lazy inbred ass can't even get a job. Go rub your mom's gout foot so she can give you a few dollars to go buy some burgers you tub of goo. You are the kind of American that makes us look bad. Do the world a favor and go to the nearest industrial strength woodchipper and throw yourself in it. Leave a note so they know to send your remains to the fertilizer plant.

  14. #49
    hawley
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    Why is this guy even at SBR?

    Seriously pal get off the internet and do something with your life.

    You have over 8000 posts, you never once have been able to turn them into some cash at a sportsbook?

    You posted a leaving thread a while ago where I felt sorry for you but why are you still here?

  15. #50
    ttwarrior1
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    i worked at a car factory from 92-97
    health food store and furniture store from 98 to 2002
    dicks sporting goods from 2003-2006

    played semi pro and arena football off and on part time , usually home games
    from 97-2006

    Been watching sick part time from 1992-2007, full time from 2007- present

    Yeh im real lazy, done more jobs in 5 years time then your whole life gritz

    Either way your post is irrevelant and not answering my questions.

  16. #51
    MartinBlank
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    Quote Originally Posted by ttwarrior1 View Post
    i worked at a car factory from 92-97
    health food store and furniture store from 98 to 2002
    dicks sporting goods from 2003-2006

    played semi pro and arena football off and on part time , usually home games
    from 97-2006

    Been watching sick part time from 1992-2007, full time from 2007- present

    Yeh im real lazy, done more jobs in 5 years time then your whole life gritz

    Either way your post is irrevelant and not answering my questions.
    Warrior----who exactly are you watching that allows you to post on internet forums 23 hours a day, and play poker at the same time?

    I don't think even you believe your own bullshit.

    Sitting at home and playing poker isn't exactly "taking care of someone".

    It's being lazy, and worthless.

  17. #52
    kmarinouofm
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    Quote Originally Posted by ttwarrior1 View Post
    uh no, ok i was off my 1, they raised it after it went over the limit by 22 cents and late by 1 day . Wow you don't know much about stuff do you slapnut.

    I did try to lower it and they wouldn't. Account was closed. Your prejudice. Ive done more work then you have ten times over

    I might even get another CC and do it again


    what makes u think u will ever get another CC with more then a 200$ limit?

  18. #53
    thadchr
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    My true advice: don't seek legal/financial advice at SBR. There are more helpful places, no doubt.

    Some of you guys though... you're awful rough on the guy. I don't know tt, and for all I know he is the epitome of societal downfall, but there is no denying the CC companies are (often) shit dirty thieves who use shady tactics to put people in binds.

  19. #54
    MartinBlank
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    Quote Originally Posted by thadchr View Post
    My true advice: don't seek legal/financial advice at SBR. There are more helpful places, no doubt.

    Some of you guys though... you're awful rough on the guy. I don't know tt, and for all I know he is the epitome of societal downfall, but there is no denying the CC companies are (often) shit dirty thieves who use shady tactics to put people in binds.
    You are absolutely right. But----if you are responsible with a CC, odds are you will be problem/drama free.

    I have had the same AmEx card since I graduated college in 1994, my Chase card has been with me since 1995. No problems, no drama.

    I have no clue why TT turns to this board for advice----I mean, doesn't he have any real life friends he can pose these questions to? He is asking a forum full of degens for advice, and is expecting sound financial advice----that alone isn't all that bright.

  20. #55
    acarmelo1
    The Panamanian Connection
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    Quote Originally Posted by ttwarrior1 View Post
    i worked at a car factory from 92-97
    health food store and furniture store from 98 to 2002
    dicks sporting goods from 2003-2006

    played semi pro and arena football off and on part time , usually home games
    from 97-2006

    Been watching sick part time from 1992-2007, full time from 2007- present

    Yeh im real lazy, done more jobs in 5 years time then your whole life gritz

    Either way your post is irrevelant and not answering my questions.
    I mean if you are watching over someone sick, that is ok.

    But wouldnt it be more productive to hire some Mexican pay him $3 per hour and get a job?

  21. #56
    ttwarrior1
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    a mexican for 3 an hour

    Like i said , they wouldnt get a dime. Would you get a job just to pay back a CC? Didnt think so

  22. #57
    ttwarrior1
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    oh blank, i have this posted on over 100 boards

  23. #58
    Sdotbold
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    Quote Originally Posted by ttwarrior1 View Post
    uh no, ok i was off my 1, they raised it after it went over the limit by 22 cents and late by 1 day . Wow you don't know much about stuff do you slapnut.

    I did try to lower it and they wouldn't. Account was closed. Your prejudice. Ive done more work then you have ten times over

    I might even get another CC and do it again
    TT You will not have another CC that has higher then a 300 dollar limit until you take care of this. If they get a judgement against you, that doesnt go away i dont think. Ive never had one personally but i have messed up my credit. excuses are like assholes, everyone has them and they all stink. u always have a story. you sound like a junkie. always an elaborate fukkin story. never tell the REAL story. I dont believe you know what hard work is my friend. you prolly got baby hands. especially from the lotion while you jerk off with the internet all day.

  24. #59
    Grits n' Gravy
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    Quote Originally Posted by ttwarrior1 View Post
    i worked at a car factory from 92-97
    health food store and furniture store from 98 to 2002
    dicks sporting goods from 2003-2006

    played semi pro and arena football off and on part time , usually home games
    from 97-2006

    Been watching sick part time from 1992-2007, full time from 2007- present

    Yeh im real lazy, done more jobs in 5 years time then your whole life gritz

    Either way your post is irrevelant and not answering my questions.
    Wow! So you held jobs in your 30's that HS kids usually work to save up for college or drugs. Car factory? Get the fuk outta here. What were you an airbag? Hate to break it to you porkchop, but I'm making your debt and some change each paycheck. Maybe you can lie in the dirt and charge people to use you as a motocross jump.

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