Creadit card question SBR:

[sweep]

Any outfits out there that are easy to get cards from with poor credit

Need me some plastic

Tried Cap One, no dice

[ProfaneReality]

I spent 2 years rebuilding my credit, try CreditOne they give anyone with a pulse a $300 line

[sweep]

I spent 2 years rebuilding my credit, try CreditOne they give anyone with a pulse a $300 line

Just checked my vitals...I'll give it a shot

[Smoke]

Glad my credit is good. I get offers for new cards all the time. Although deep in debt pay every month

[FuzzyDunlop]

Try all the majors, unless your credit is <500, you should be able to get one, consumer credit loosening up. I only have a Cap One card that I've actually paid interest on once in 8 years and they just gave me an insane limit increase.

[PickWinnerAllDay]

CITI-Card gives me the highest balance so I assume they are the best with low credit and/or students/younger people.

[sweep]

I spent 2 years rebuilding my credit, try CreditOne they give anyone with a pulse a $300 line

denied, They want me to sign up for a "secure" card where they give me a credit line based on a security deposit. Once they receive the deposit they will issue me a line of cred which can be increased over time based on payments etc...

[sweep]

CITI-Card gives me the highest balance so I assume they are the best with low credit and/or students/younger people.

CITI said they will notify me via email within one week with decision.....

[Deuce]

[PickWinnerAllDay]

CITI said they will notify me via email within one week with decision.....

CapitalOne gave me $1,000 limit years ago. Citi gave me $6,000 so it'd seem like Citi was a little more generous.

[blackbeSSt]

orchard bank

[Louisvillekid1]

money mutual, $1000 in your checking account within 24 hours, but ridic interest rate ( which i got the feeling you could careless about)

[ProfaneReality]

denied, They want me to sign up for a "secure" card where they give me a credit line based on a security deposit. Once they receive the deposit they will issue me a line of cred which can be increased over time based on payments etc...

Ouch. I think you should switch your focus to obtaining your credit reports and trying to clean up some negatives.

[ProfaneReality]

At this point shut it down, if you couldnt get approved at credit one, you wont get approved anywhere, and now all you are doing is racking up inquiries on your report, which stick, and hurt your score for 2 years.

[FuzzyDunlop]

CITI said they will notify me via email within one week with decision.....

You're denied, if you were accepted, you would know instantly.

[Br0nxer]

sweeper your gonna fukk your credit worse than it is by applying to a bunch

gotta agree with profane

shut it down

if you didn't get approved by credit one you aint getting approved anywhere

[DudleyDawson]

Glad my credit is good. I get offers for new cards all the time. Although deep in debt pay every month

Great credit? You owe over 20 people on this forum alone $$$$.....that's why you had to switch your posting name....you're fooling nobody

[DudleyDawson]

And to answer the question...I know it isn't gonna be what you wanna hear, but if you don't have cash to buy it(other than a house or automobile) you shouldn't buy it! Living debt free is the only way to fly! Good luck, sweep

[sweep]

ABORTING MISSION!!

[DudleyDawson]

FYI......HSBC/Orchard Bank has been acquired by Capital One, believe the official switch over is in like a month or so.

[greenhippo]

You're denied, if you were accepted, you would know instantly.

Not always, Amex gave me a line of $5500 when I was 19 and I had to wait for a mailed response a week after applying.

[hawley]

Try Bobbys loan services.

[Brock Landers]

go with BkofAma...you can load up the card, double doup them and then settle for 20%!

[flyingillini]

I used Sunrise Debt Solutions to get out of debt. I highly recommend their excellent service!

[ebbearsfb1]

Don't listen to brock I work for bof a... guys like brock are what is wrong with the economy.. trying to scam people and it screws everyone else... plus lot of banks had to tighten there screws

[flyingillini]

Sunrise Debt Solutions!

[Waterstpub87]

Go with the secured card. After a year of timely payments they will usually up you to a normal card.

[hawley]

If you cant spell credit you probably shouldn't be given it.

[SBR_John]

orchard bank

This was the one I went with after my credit was in the crapper. Held the card for 15 years but the fees and rates are high.

[Brock Landers]

Don't listen to brock I work for bof a... guys like brock are what is wrong with the economy.. trying to scam people and it screws everyone else... plus lot of banks had to tighten there screws

trust me, 20% settlement after 90 days!

[flyingillini]

trust me, 20% settlement after 90 days!

Brock is my hero!

[ebbearsfb1]

Brock I know that, but that's not good, like I said its what is wrong with the country to many morons bite off more than they could chew and want to settle ... clearly your part of the problem

[ebbearsfb1]

And sweep, your not gonna wanna use your CC to gamble some places will block it right away.

[sweep]

Not intended to gamble, just as a cusion ebbears.

[Deuce]

No need for a CC if your credit is already that bad you can't get a credit one card. If capital one denies you then it is real bad.