just bought my first ever car, CAR INSURANCE IS A FUKKIN RIP OFF!

Shortstop · 03-28-10, 03:44 AM

Congrats on your new whip!

Shortstop · 03-28-10, 03:45 AM

Those are some crazy high rates!

Domestic · 03-28-10, 03:48 AM

When I got my first car the insurance pissed me off too, pisses me off even more now seeing I have never been in a serious crash.

Kav · 03-28-10, 03:49 AM

hey man thanks! apparently in ontario, canada ( i live in toronto) once you hit 25 years old your insurance drops a good 25-30%... JUST CAUSE YOU TURN 25! what a bunch of shit...

Al Masters · 03-28-10, 03:50 AM

Kav · 03-28-10, 03:52 AM

Originally posted by Al Masters

hey thanks, i totally forgot about geico! im gonna call them on monday and see what type of quote they give me. lol

Shortstop · 03-28-10, 03:52 AM

The gekko is more than willing to help!

Iwinyourmoney · 03-28-10, 03:54 AM

Esurance is cheap

Mac4Lyfe · 03-28-10, 03:55 AM

Your going to get fukked until you turn 25. Until then I would try and convince your parents or good friend to put the car on their policy. It's also cheaper to add several cars to a policy and try and get a group rate.

BTW -an insurance agent once told me that young males under 25 make up the majority of car accidents thus the high rates. Sucks...

Al Masters · 03-28-10, 03:58 AM

Originally posted by Kav

hey thanks, i totally forgot about geico! im gonna call them on monday and see what type of quote they give me. lol

Hopefully the lizard can save you a few bucks.

Mac4Lyfe · 03-28-10, 03:58 AM

Originally posted by Kav

hey man thanks! apparently in ontario, canada ( i live in toronto) once you hit 25 years old your insurance drops a good 25-30%... JUST CAUSE YOU TURN 25! what a bunch of shit...

It's all about the numbers and they have you by the balls either way. When your young, you pay more for car insurance but less for life insurance but once you get older your car insurance goes down and you feel good until you check out the cost to insure your old ass.

MC PICKS · 03-28-10, 04:04 AM

Ringity ding ding dingy dong, ringity dong ding ding.

d1m@ · 03-28-10, 04:17 AM

I am so happy that in my country car insurance is not compulsory

RockyS · 03-28-10, 05:27 AM

Play some sick parlay and you won't have problem with 600$ insurance hehe

forsberg21 · 03-28-10, 12:15 PM

Kav,

Have a look at your deductible, see how much changing it changes your rates... if you're at a $1000 deductible right now, see how much your rates go down by if you go to $1500, or $2000... you might be surprised...

Enogsiwon · 03-28-10, 12:22 PM

Why get full coverage on an 8 year old car.. just get liability

Doug · 03-28-10, 12:23 PM

get a motorcycle, dirt cheap insurance, park the car until winter.

Doug · 03-28-10, 12:23 PM

Originally posted by d1m@

I am so happy that in my country car insurance is not compulsory

where

Extra Innings · 03-28-10, 12:24 PM

went through the same thing when i was your age

unluckysob · 03-28-10, 12:24 PM

just libality right?---The $325 is probably 6 mos.--Thats a scam---once you are in they will want more.

DrStale · 03-28-10, 12:26 PM

$325 a month was the cheapest you could find? Wow.

Keep looking, has to be cheaper than that out there.

pokernut9999 · 03-28-10, 12:29 PM

All insurance is a ripoff.

Doug · 03-28-10, 12:30 PM

don't forget the high gas prices in Canada, in addition to the insurance.

This car will keep you broke.

Boner_18 · 03-28-10, 12:38 PM

Insurance sucks. Until you crash your car into a house, kill a couple small children and their pets and destroy a one of a kind ming vase. Then insurance doesn't suck.

Kav · 03-28-10, 12:39 PM

Originally posted by Enogsiwon

Why get full coverage on an 8 year old car.. just get liability

the best full coverage quote i got was $325 and the liability quote from the same company was $296. thats only a $29 difference, might as well take the full coverage.

jonal · 03-28-10, 12:43 PM

that rate is high make sure to get road side assistance its word the extra $1.55/month...i just learned the hard way sigh...

cadillac pete · 03-28-10, 12:48 PM

And to think people who live in Jersey complain about their rates. I can't believe a rate in Canada for that car is almost $4k a yr. Your zip code must be in a high risk area or your credit score is driving the rate. Maybe both?

GELATINOUS CUBE · 03-28-10, 02:06 PM

325 a month? It's prob. Better to buy a $1000 car, drive. Let the car's registration expire, let your licence get suspended, then get arrested, have the car impounded, and get out the next day. Then just pay to get the car out of impound. They won't give you jail time, just a fee. So basically your fee for d. On susp. Lic. And impound fee would be less than 325/mo.

GELATINOUS CUBE · 03-28-10, 02:07 PM

That's called compton insurance.

GELATINOUS CUBE · 03-28-10, 02:09 PM

But yeah insuarnce is a scam. if you do get in a crash, your company will prove that either it was your fault, or the damages aren't covered. Basically your agent will contact the other party in the crash and try to find info that can un-cover you.

bradthebloke · 03-28-10, 02:11 PM

i only pay 35 a month for liability

mmike032 · 03-28-10, 02:12 PM

wow, those rates are sky high.
I pay about $800 every 6 months for 2 vechicles, both '07s
and my record is blemished to say the least

GELATINOUS CUBE · 03-28-10, 02:14 PM

" " " "

forsberg21 · 03-28-10, 03:04 PM

Kav,

I'm from Toronto too (well Whitby) and I pay $120 a month on a 2002 Chrysler 300M and I'm 26... you're getting jacked if you gotta pay $325 for that Nissan... shop around.