Highest RTP Online Casinos For December 2025

How to get the best RTP online casino

RTP stands for Return to Player. It's important to research each casino's library and what particular games' RTP rates are before playing. Most operators allow you to filter your search to find titles with higher RTP rates.

Generally, online slots have an average RTP of around 96%, meaning you can expect to receive $96 for every $100 wagered.

We will consistently update this page to keep you apprised of which online casino is currently offering the highest RTP. 

The best sweepstakes casinos for payouts

We've tested a number of sweepstakes casinos and compiled a list of the top five options with the highest RTP.

At many sweepstakes and social casinos, you don't always need to deposit and wager real money to win, as is the case at some of the best casino bonus operators. Sweepstakes casinos frequently give out sweepstakes no deposit bonuses to help get new users started. Some of our favorites are listed below.

1. 🪙 Crown Coins Casino - 98.42% RTP (best available)

If you're looking for a huge variety of games, Crown Coins leaves something to be desired as it only offers video slots. However, if you're a slots fan, Crown Coins offers a strong selection, including almost two dozen jackpot slots linked to the same progressive prize and an excellent RTP of 98.42%.

One thing working in Crown Coins' favor is a minimum redemption of just 50 SC, which is significantly lower than the usual 100 SC that is required at other platforms.

2. ⭐ LoneStar Casino - 98.26% RTP

LoneStar features over 500 games from 16 providers. It’s primarily focused on slots, with a few card games, such as Oasis Poker and video poker, sprinkled in. LoneStar's gaming library features an average RTP of 98.26%.

You can redeem SC for cash prizes at LoneStar Casino. You’ll need at least 45 SC to order a gift card redemption, or 100 SC for a bank transfer redemption.

3. 🎁 RealPrize Casino - 97% RTP

Although RealPrize Casino offers fewer games than some of its competitors, it makes up for it with a heavy focus on video slots and rare game categories. On the whole, RealPrize has an excellent RTP of 97% across its library.

You can request a real money prize at RealPrize Casino by playing through your Sweeps Coins at least once. The minimum redemption amount for cash prizes is 100 SC, while the minimum for gift cards is 45 SC. If you like LoneStar Casino's interface, you'll likely enjoy RealPrize, as it's a sister site with a very similar feel.

4. 🏴‍☠️ BigPirate Casino - 96% RTP

BigPirate Casino is a newcomer to the sweepstakes casino scene, debuting in 2025. Despite its relative infancy, BigPirate has already proven it's a quality platform with an average RTP of 96% across its gaming library.

With a game library of over 1,600 titles, there are plenty of options for players looking for games with good rates of RTP.

5. 🔵 Stake.us Casino - 96.5% RTP

Stake.us Casino pays out prizes in cash, but it's important to note that the platform accepts various cryptocurrencies for payment.

Before you attempt to redeem any SC for crypto, it's crucial to note that there is both a 3x playthrough requirement and a 25 SC minimum before you can request a withdrawal. 

Stake.us offers enhanced-RTP slots like Gates of Heaven, with an RTP around 98%, a feature other operators don't offer. Stake's overall RTP is 96.5%, which is a bit lower than others on the list but still above average.

Looking for something different? Check out our best sites like Chumba page for more options.

Our highest paying real money online casinos

We've also investigated real money casinos to identify the highest paying real money online casinos. 

1. 🦁 BetMGM Casino - 96% RTP

BetMGM is our top pick, with an average RTP of 96% across its casino game offerings. The casino offers a robust selection of online slots, many of which offer lucrative chances to claim a jackpot.

BetMGM also offers a strong selection of classic table games, including roulette, blackjack, and baccarat, with multiple variants such as European and American Roulette.

2. 🏛 Caesars Palace Casino - 97.65% RTP

Caesars Palace Online Casino deserves some praise for its live dealer offerings. They’ve got 18+ tables, ensuring a diverse range for players. On their live dealer roulette, whether you're wagering $0.20 or looking to go big with a whopping $20,000 per spin, they have something for every style.

Caesars also offers a selection of over 1,000 slots, with a couple of excellent RTP offerings, including Bloodsuckers and Medusa Megaways. The reputable operator has an overall RTP of 97.65% across its library, which complements its strong collection of bonuses and promotions.

3. 👑 DraftKings Casino - 97.3% RTP

DraftKings Casino offers an impressive lineup of over 5,000 games, with an easy-to-navigate menu. From slots to table games and live-dealer titles, DraftKings Casino has something for everyone.

If you're a Blackjack enthusiast, DraftKings Blackjack is one of the most popular titles with an average RTP rate of 99.58%. On the whole, DraftKings' average RTP across its library is 97.3%, an excellent overall figure.

4. 🥇 Golden Nugget Casino - 97.1% RTP

Golden Nugget Casino ranks among the industry leaders, with an average RTP of 97.1%. Games like Break The Bounty LuckyTap and Four Card Poker stand out as titles worth trying for their high RTP rates over 98%, respectively.

Golden Nugget has an excellent demo mode available, which allows you to try out a game before you decide whether you want to spend real money on it.

5. 🟢 bet365 Casino - 96% RTP

bet365 takes the final spot on our list, just cracking the 96% mark for its average RTP across its gaming library.

We really liked how easy it was to find the RTP of every game in bet365's library. All you have to do is click the little "I" icon on each game, and you'll get an up-to-date RTP.

bet365 also grades out really well in terms of its deposit and withdrawal times. All deposit methods are instantly processed, with generous limits of up to $30,000 via debit and credit cards and up to $38,000 via Skrill. Most withdrawals, meanwhile, typically take only a few hours to register in your account.

How is RTP calculated?

It's imperative to remember that the best casino apps have their RTP rate calculated over millions of spins, not just a handful of turns.

The simplest way to explain how RTP is calculated is to take the total amount wagered and divide it by the total amount won by players.

Another factor to take into consideration is the House Edge, which essentially represents the average amount a player can expect to lose over an extended period of time.

The House Edge varies depending on the type of game you're playing. Below is a list of particular games with their respective House Edges (assuming most players utilize basic strategy for each game).

How we pick the best online casinos that pay real money

There are a number of key factors we take into consideration when trying to identify the highest RTP online casinos. 

Payout rate

For experienced players, the dynamic between odds and payouts is second nature. In terms of slots, those with an RTP of at least 96% are often favored for their potential returns. On the table game front, look for offerings like Blackjack Surrender, Game King Video Poker, and Baccarat Professional Series. These games are renowned for their favorable odds for players.

Apps with high RTP games

Be sure to check each casino's game library for titles with respectable RTP rates. We'd recommend avoiding games with an RTP below the industry average.

Payment and withdrawal methods

Most established U.S. casinos accept a similar range of payment methods, including Visa and Mastercard debit cards, PayPal, and more.

When it comes to withdrawal methods, most casinos offer a wide array, including Visa and Mastercard, bank transfer, PayPal, and more. Same-day withdrawal is the fastest payout you can hope for at most sites.

Bonuses and promos

Many players immediately turn their attention to a casino's no deposit bonus when deciding which operator to try. Factors like the total amount of the bonus, if there are free spins, and wagering requirements are crucial to understand when trying to select the right bonus or promotion.

What casino games have the highest payout?

At most casinos, different games have varying RTP rates. For example, most video poker titles have consistently higher RTP rates than roulette or slot games.

We've gone ahead and identified titles for some of these games with a robust RTP rate, along with the online casinos where you can play them.

What slot game wins the most money?

After extensive research, we’ve selected a few best online slots games with strong RTPs. These titles are worth trying out purely for their high RTPs.  

Responsible gaming with high RTP casinos

It's important to remember that online gambling is inherently risky and to have guardrails in place to protect yourself.

Most online casinos have a variety of features that help you manage your responsible gambling more effectively.

Below, find a few key resources if you're experiencing signs of gambling addiction or know somebody who is.

• https://www.ncpgambling.org/
• https://smartrecovery.org/gambling-addiction
• https://www.gamblersanonymous.org/ga/hotlines
• https://www.gamblingtherapy.org/