1. #1
    ronald
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    +EV Credit Card Tactic in the WUHAN virus era

    I have been able to have my annual fee waived on all ************ this year in light of the PANDEMIC. Once the fee appears on my statement, I call in and ask to have it removed in light of the global circumstances. In every case the agent removed the fee without much discussion. This is especially easy to do if your card offers any travel related benefits (lounge access, travel insurance, car rental insurance, airline perks, etc.) since most people aren't traveling much at the moment and many airport lounges, for example, are closed.

    Worth a shot.

    Get some!!!
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  2. #2
    RudyRuetigger
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    i dont use cards that have an annual fee

    is it worth it?


    should i be looking into this?
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  3. #3
    ronald
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    Quote Originally Posted by RudyRuetigger View Post
    i dont use cards that have an annual fee

    is it worth it?


    should i be looking into this?
    Depends on the benefits offered and how often you might use them.

    Free airport lounge access is worth a lot to someone who travels by plane frequently. Worthless for someone who doesn't travel at all.
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  4. #4
    LongBall52
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    Geico gave me a $38 rebate on the auto ins policy renewal before the last one. You can only buy for 6 months here in Virginia. The last one which just kicked in a few weeks ago, there was no rebate .. LOL There is no more travel now than it was 6 months ago.

  5. #5
    JIBBBY
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    My cards don't have annual fees either. That should be the first thing you look for when applying for CC's. That and cash back rewards.

    Discover, AMX and my Citibank visssa are all like that. No annual fees. 2 and 3% cash back on most purchases.

  6. #6
    jjgold
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    I never heard of an annual fee Ronnie you must be a square

  7. #7
    ronald
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    Quote Originally Posted by jjgold View Post
    I never heard of an annual fee Ronnie you must be a square
    I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

    Sometimes I give these guys too much credit.
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  8. #8
    veriableodds
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    kredit scores, kredit cards, and any type of loans are for debtors plain and simple. Worried about the interest being charged, on loaned money is a failed result falling deeper into debt. If you pay the kard off every month however the the interest is ZERO

  9. #9
    LongBall52
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    Quote Originally Posted by veriableodds View Post
    kredit scores, kredit cards, and any type of loans are for debtors plain and simple. Worried about the interest being charged, on loaned money is a failed result falling deeper into debt. If you pay the kard off every month however the the interest is ZERO
    If you pay the card in full monthly it's + even with the rebates for groceries etc..

  10. #10
    JIBBBY
    Have a nice day :)
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    Quote Originally Posted by veriableodds View Post
    kredit scores, kredit cards, and any type of loans are for debtors plain and simple. Worried about the interest being charged, on loaned money is a failed result falling deeper into debt. If you pay the kard off every month however the the interest is ZERO
    That's exactly what I do on all my cards. Pay them off to a zero balance every month. I do that religiously, and never carry a balance. NEVER..

  11. #11
    Brock Landers
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    I know quite a few CC tactics if you REALLY WANNA KNOW

  12. #12
    veriableodds
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    Correct the +EV comes from when you do use it, getting discount from say(honey) and cashback from a trusted cashback app

  13. #13
    Heltah Skeltah
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    Quote Originally Posted by Brock Landers View Post
    I know quite a few CC tactics if you REALLY WANNA KNOW
    Max them out and then declare Bankruptcy as many times you can. Brock nobody with a clue gives a shit about your advice . Think bout it..you begged your parents for a bailout more than once. You declared Bankruptcy at least twice. You got fired for your job more than twice. You see a pattern yet you stupid fck!
    Free loading Democrat
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  14. #14
    Brock Landers
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    Quote Originally Posted by Heltah Skeltah View Post
    Max them out and then declare Bankruptcy as many times you can. Brock nobody with a clue gives a shit about your advice . Think bout it..you begged your parents for a bailout more than once. You declared Bankruptcy at least twice. You got fired for your job more than twice. You see a pattern yet you stupid fck!
    Free loading Democrat
    Nope

    Fae better than that guy

  15. #15
    Heltah Skeltah
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    Quote Originally Posted by Brock Landers View Post
    Nope

    Fae better than that guy
    Ok..do the cash advance thing..and then kite it.
    You not breaking any news. Those things been done long time now by many lovers in need of cash

  16. #16
    Brock Landers
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    Quote Originally Posted by Heltah Skeltah View Post
    Ok..do the cash advance thing..and then kite it.
    You not breaking any news. Those things been done long time now by many lovers in need of cash
    No no no

    And because of your bad attitude, not saying anything now

  17. #17
    Booya711
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    Quote Originally Posted by ronald View Post
    I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

    Sometimes I give these guys too much credit.
    Bingo...the AMEX platinum card is top notch...

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  18. #18
    RudyRuetigger
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    Quote Originally Posted by ronald View Post

    I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

    Sometimes I give these guys too much credit.
    i have no need to travel


    it was a simple fukkin question asked


    now that youve insulted me, i will plan attacks accordingly
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  19. #19
    unde0087
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    Quote Originally Posted by Heltah Skeltah View Post
    Max them out and then declare Bankruptcy as many times you can. Brock nobody with a clue gives a shit about your advice . Think bout it..you begged your parents for a bailout more than once. You declared Bankruptcy at least twice. You got fired for your job more than twice. You see a pattern yet you stupid fck!
    Free loading Democrat
    the truest words ever written on SBR

  20. #20
    hostile takeover
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    Nice job.

    Annual fees are such horrid dogshit anyway.

  21. #21
    DrunkHorseplayer
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    Quote Originally Posted by ronald View Post
    I forgot that posters are the guys at the airport eating Burger King huddled up at a crowded gate while I'm in the Centurion lounge dining on shellfish and sipping Champagne.

    Sometimes I give these guys too much credit.
    I'd much rather eat at Burger King than eat shellfish and sip champagne; I have no debts nor do I have a credit card because I don't need any credit.

  22. #22
    dlowilly
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    Quote Originally Posted by LongBall52 View Post
    If you pay the card in full monthly it's + even with the rebates for groceries etc..
    On the surface it seems like a win win for the consumer but it's just an example of big banks creating a racket

    They pay you 2% back of their 3% charge on the business who had to increase prices to pay for the 3% credit card charge, so it's a net 1% increase in cost for the consumer. In the end the banks are the only winners.
    Points Awarded:

    coanwe gave dlowilly 2 Betpoint(s) for this post.

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  23. #23
    LongBall52
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    Quote Originally Posted by dlowilly View Post
    On the surface it seems like a win win for the consumer but it's just an example of big banks creating a racket

    They pay you 2% back of their 3% charge on the business who had to increase prices to pay for the 3% credit card charge, so it's a net 1% increase in cost for the consumer. In the end the banks are the only winners.
    ************ at places like Target with their own "Target **********"... The customer will pay 5% LESS using the credit card than the customer buying the exact same thing paying cash.

  24. #24
    LongBall52
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    cus tomers is an xxxxxxxxx? WHAT????????????????? Target Redcard which happens to be a m as ter c ard.

  25. #25
    flyingillini
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    Wuhan is back to normal. Once Vietnam opens up Iíll be going for business. Itís a great city
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  26. #26
    Brock Landers
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    Quote Originally Posted by flyingillini View Post
    Wuhan is back to normal. Once Vietnam opens up Iíll be going for business. Itís a great city
    I saw a video once of broads, I think in thailand, were shooting ping pong balls out of their pussy!

  27. #27
    big joe 1212
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    Brock

    Tell the youngsters about the Double Dupe

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  28. #28
    Brock Landers
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    Quote Originally Posted by big joe 1212 View Post
    Brock

    Tell the youngsters about the Double Dupe
    LOL!

  29. #29
    ThaWoj
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    Some of us with piss poor credit have no choice but to have cards with bookoo fees and take loans with astronomical apr

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