could be but again all that has nothing to do with the facts in this situation
he might be a scammer etc...
proof needs to be provided.
not just a chat where the guy spooked when the bank called him
how many people here would not get a little nervous if the bank or CC company called them?
i don't do the CC thing at least not personal CC's
but i have been contacted about checks being deposited in the past and if i would not have been an experienced player and know how to handle the situation some of these personal questions these banks think they can ask could spook some people.
just saying....