It wouldn't matter. Books are already taking a leap of faith by not verifying credit cards beforehand. If you would have lost the $400, they would have eaten their own processing fees. You're on a path to being blacklisted.
Next time, account for processing fees before depositing. Even though they're only around 7 or 8%, I always leave enough to cover a 20% charge. That way there are no excuses or complications when I request my payout.
Next time, account for processing fees before depositing. Even though they're only around 7 or 8%, I always leave enough to cover a 20% charge. That way there are no excuses or complications when I request my payout.