Have not worked in 19 months

[Grandmaster B]

Congratulations

dont you have some "free" contests to join here and some "free" SBR points to get??

[Extra Innings]

dont you have some "free" contests to join here and some "free" SBR points to get??

You're one gullible SOB....Don't make me get Willie Bee's daughter on you ...turd

[Grandmaster B]

You're one gullible SOB....Don't make me get Willie Bee's daughter on you ...turd

what are you trying to say?...you're going to sick a troll on me??

[HenPrivilege]

tv 100 food 300 car fuel 100 elec 70 prop tax 400 car ins 40 home ins 100 gas 75 phone 35 internet 65 1285

You are over paying on tv, phone and internet. Assuming the phone is a land line you should be able to get a better deal than $200 a month. Right now, comcast has triple play where you can get all 3 for $100 a month after fees and shit its like $110. That will save you $100 a month right there.

I don't know where you live but in California property tax is 1.25% of the value of the house. You're paying $4,800 annually which indicates your property tax is rated for a house worth close to $400,000. I know some people who have lowered their property tax significantly after the housing crash, something that isn't easy to do but if your income is 15k a year you probably have a good shot.

You're probably over paying on home insurance as well at $1,200 annually. I pay $650 for $650,000 worth of coverage a year but you may live in some high risk area where premiums are higher.

Good luck on living a budgeted lifestyle. All through college my professors use to brag about shit like this how they lived periods in their lives off little money. I don't see why you can't do it and be happy, you only live once. Do what you want to do and fukk the rest.

[konck]

Emily giving BJ's in the stalls?

[Extra Innings]

what are you trying to say?...you're going to sick a troll on me??

I'll let her decide genius

[rem sleep]

its always a smart idea to pay off your house or car asap. only a banker would tell you otherwise. have you ever seen "American Beauty"? In the movie Kevin Spacey decides that hes had it with all the stress at work so he gets fired and goes to work at a fast food place just because it a easy job. You never know when unexpected expenses will come up so maybe you should get a part time job just for that extra couple of thousand of dollars a year.

[sickler]

tv 100
food 300
car fuel 100
elec 70
prop tax 400
car ins 40
home ins 100
gas 75
phone 35
internet 65
1285

You said in the opening post only 15K needed for the year. The monthly numbers surpass the 15K over a year ($15420)...but other than tv and internet, there's no entertainment! No going out and having fun!

[SoCalFisher]

Some elderly live on a fixed income, which equals about the same amount, and they worked 35-40 years to get there.
I say congrats for doing what makes you happy!

[lakerboy]

Why is your home insurance more than your car insurance?

[Emily_Haines]

You said in the opening post only 15K needed for the year. The monthly numbers surpass the 15K over a year ($15420)...but other than tv and internet, there's no entertainment! No going out and having fun!

Just got done playing poker all night. Went to the fancy restaurant with Dave and had a $40 steak dinner. Going out with my friend Maria this weekend for cocktails. And just spent $700 on tires for my car. Oh, BTW I do make much more than 15K just saying that's my minimum to get by.

[L2Gunz]

Emily..i said once before back in the day..your a cock sucka...come to New Orleans twice a month and suck on my root..i'll pay you $125.00 each nut i bust in your dirty throat!!!! come and get it slop jaw, suck this dik thru a cock straw!!!!!!!!! u wanna slurpie..hurry up n buy!!!! get a job douch bag and stop going out and getting reamed in your mouth..loser!!!!!

[THE PROFIT]

like ....

• comic books
• ass wipe
• weed
• Swank magazines
• Ferret food
• buggie food
• Nascar tickets
• Mouse traps
• cheese
• fly swatters
• chewing tobacco
• Big Gulps
• Big League Chew
• Nhân Dân Newspaper
• Rudé právo Newspaper
• Kommunist newspaper
• Průkopník svobody Newspaper
• al jazeera cable and newspaper
• wwf tickets
• Nicoret
• Xanax
• cialis
• Zoloft
• Lexapro
• Wellbutrin/ Zyban
• Prozac
• Glue
• Crack
• Meth
• Mad Magazine
• Cracked Magazine
  
• online porn
• vaseline
• twinkies

and a swiffer wet jet! Thanks dwight for making out my shopping list. Now lets go krogering muthafukers

[tkim8404]

I say do whatever makes you happy. Make money work for you.

[Masu485]

human beings shouldn't have to work as much as they do. most people are in terrible health because they don't get enough sleep, don't have time to exercise or eat the right foods, and are bombarded by stress.

[SaviorTebow]

I live the same life style I did when I was working. Only difference is I'm not sticking 1000/mo in my 401K. Makes no sense to work your whole life and end up dead with 600K in the bank. It is best to go out the way you came in with zippo.

Agreed...when I'm dead it wont matter how much money I have in a 401k or other types of investments....but at the same time I think its very important that every person has at least 2-3 months worth of living expenses saved up in a liquid savings account. That means if you are a typical American taking home $2k a month, It would be wise to have 5-6k sitting in your savings.

I could save money my whole life and wind up with 500k when I'm 65....but even that kind of money isn't enough to live on interest alone, especially at today's interest rates. And if you want to live any sort of moderately nice lifestyle in retirement, that money will be gone in 10 years, 15 tops...and at that point you could be 80 years old and still healthy as can be, only difference is you are now broke as shit.

And bottom line is we don't know how long we are going to live...I could live to be a 108, or I could get hit by a drunk on my way home from work and die today. Live for today, but at the same time have some funds stashed away in case you lose your job, and take out a life insurance plan to take care of your wife and kids if you ever happen to kick the bucket anytime soon.

[ngates815]

You are over paying on tv, phone and internet. Assuming the phone is a land line you should be able to get a better deal than $200 a month. Right now, comcast has triple play where you can get all 3 for $100 a month after fees and shit its like $110. That will save you $100 a month right there.

I don't know where you live but in California property tax is 1.25% of the value of the house. You're paying $4,800 annually which indicates your property tax is rated for a house worth close to $400,000. I know some people who have lowered their property tax significantly after the housing crash, something that isn't easy to do but if your income is 15k a year you probably have a good shot.

You're probably over paying on home insurance as well at $1,200 annually. I pay $650 for $650,000 worth of coverage a year but you may live in some high risk area where premiums are higher.

Good luck on living a budgeted lifestyle. All through college my professors use to brag about shit like this how they lived periods in their lives off little money. I don't see why you can't do it and be happy, you only live once. Do what you want to do and fukk the rest.

Property tax here in Chicago is 2.1%

You can't just assume and use the California property tax, unless you know that's where she's from.

[blackbeSSt]

fuk medical coverage. no way am I paying 6000/yr for this!!!

and you think if you are in a car accident and majorly fukked up it will cost less then $6000? or not even that, say you break your arm/leg. you're $15k budget allow for that?

[MadTiger]

Please use.

Thanks.

[Bigmikesm]

tv 100
food 300
car fuel 100
elec 70
prop tax 400
car ins 40
home ins 100
gas 75
phone 35
internet 65
1285

You barely get by. 75 bucks a week on food = 10 bucks a day. What are you eating for ten a day?

[dherd]

I don't understand why people want to put up with other people telling them what to do. I used to get pissed off 20 times a day and want to kick my bosses ass daily. Put in 50+ hours a week and told I was not working hard enough. Put up with all this frustration for a lousy salary that only paid my bills. Life is so much better and easier without these job related frustrations. I may never work again!

got that right - working people are just modern day slaves. always remember - WE LIVE IN A CAPITALIST SOCIETY AND CAPITALISM REWARDS CAPITAL.

NOTE THAT THERE IS NOTHING IN THAT PHRASE ABOUT CAPITALISM REWARDING WORKERS.

to make it worse our country has followed a conservative ideolgy that if we give all the money to the super rich, out of the goodness of their hearts they will give everyone a job. IN REALITY THAT IDEOLOGY HAS DESTROYED THE MIDDLE CLASS IN AMERICAN AND WRECKED THE ECONOMY.

[tanner40]

Roughly $3.33 a meal? WTF do you eat?

[Emily_Haines]

Roughly $3.33 a meal? WTF do you eat?

Jesus Christ what is everybody 200 lb dudes that need to eat 5000 calories a day?

Today I had bowl of raisin branch crunch for breakfast
lunch a pork chop with stuffing
probably just have a can of soup for dinner

won't even spend $5 on todays food

[tanner40]

Jesus Christ what is everybody 200 lb dudes that need to eat 5000 calories a day?

Today I had bowl of raisin branch crunch for breakfast
lunch a pork chop with stuffing
probably just have a can of soup for dinner

won't even spend $5 on todays food

Fukk me I would starve. But I am 6'3 210 so my calorie intake is pretty high.

[TheDood]

I love my work.

[Cicima6709]

If thats the type of life style you want, i dont see why anyone should have any problem with it.

Personally, i like having plenty of money to blow on whatever the hell i want, whenever i want. Life is short, im tryna have fun and that includes vacationing and living comfortable, and i dont think just barely getting by month to month is very comfy. But hey, if your cool w that, then more power to ya.