Most you have been in debt on CREDIT CARDS?

jellobiafra · 08-28-09, 07:45 AM

Oh...I don't know. Maybe 15 g's total. I'm just riding out the 7 years on all of it. They're really annoying with the phone calls and stuff though. Collection agencies need to get a life. Stop calling people that don't wanna talk to you.

Reload · 08-28-09, 07:50 AM

So much at one point that I lost track. Just kept reloading, reloading, reloading.

Sam Odom · 08-28-09, 07:53 AM

Lived on them for 2 years once, never sent a real cash payment in for 24 months. Sorta like CC kiting. I'm glad those days are behind me.

Fishhead · 08-28-09, 07:58 AM

The replies thus far are tremendous.......good stuff.

By the way, my all-time recored high was around $45,000.

MartinBlank · 08-28-09, 08:03 AM

In college when I got my first one----maybe 2K on a Discover Card.

After that---I got an AmEx card and that kind of prevented me from running up balances I couldn't pay off. Besides that----student loans were much worse than any cc I could have had.

Sam Odom · 08-28-09, 08:04 AM

Back then the more I used CCs the more they would come in the mailbox. All I had to do was call the 800 # and I would have anywhere from 3-5K more credit. Crazy Days!

pdx107 · 08-28-09, 08:05 AM

bout 6.5k right now, which does not seem that bad

jellobiafra · 08-28-09, 08:06 AM

Originally posted by MartinBlank

In college when I got my first one----maybe 2K on a Discover Card.

After that---I got an AmEx card and that kind of prevented me from running up balances I couldn't pay off. Besides that----student loans were much worse than any cc I could have had.

Yeah, the student loans suck. I owe about 20 in those. They don't go away after 7 years either. It's like herpes. Sticks with you forever. But that's for another thread.

fuglyboy86hi · 08-28-09, 08:08 AM

800 usd and successfully dodged their recovery officers.That bank stopped issuing cc after an year.

fiveteamer · 08-28-09, 08:39 AM

When they upped my limit I asked them to bring it back down a bit.

I do not ever need more than 2k in credit. It is easy to get carried away.

jackpot269 · 08-28-09, 08:43 AM

most i have been in for on cc close to 50 g's

fiveteamer · 08-28-09, 08:45 AM

Living within your means and simple money management are life skills that should be taught in schools at a very early age.

jellobiafra · 08-28-09, 08:50 AM

Originally posted by fiveteamer

Living within your means and simple money management are life skills that should be taught in schools at a very early age.

If only it were that easy. They teach English and grammar at very early ages, and look at all the semi-illiterate fvcks posting on message boards. Not here of course....but on other message boards.

betplom · 08-28-09, 08:51 AM

Originally posted by Fishhead

The replies thus far are tremendous.......good stuff.

By the way, my all-time recored high was around $45,000.

45K? For a guy that takes all the money from the slot machines ? unbelievable.

I've never had more than 6K in credit card debt.

jackpot269 · 08-28-09, 08:52 AM

Originally posted by jellobiafra

If only it were that easy. They teach English and grammar at very early ages, and look at all the semi-illiterate fvcks posting on message boards. Not here of course....but on other message boards.

Ive heard of those "OTHER" uneducated message boards!!!!!!!!!!

jjgold · 08-28-09, 08:52 AM

Approx 30000

now about 18

all gambling related

betplom · 08-28-09, 08:55 AM

Originally posted by jjgold

Approx 30000

now about 18

all ~~gambling~~ prostitution/hair loss related

Interesting JJ.

jackpot269 · 08-28-09, 09:16 AM

Originally posted by betplom

Interesting JJ.

you forgot to add Erectile dysfunction

wtf · 08-28-09, 09:25 AM

thats the sad part

it looks like it is NOT working

Fishhead · 08-28-09, 09:32 AM

Originally posted by betplom

45K? For a guy that takes all the money from the slot machines ? unbelievable.

I've never had more than 6K in credit card debt.

Your obviously do not know how to work 'GOOD' credit.

mmike032 · 08-28-09, 09:55 AM

about $200 right now, I've always paid mine off every month.
If I cant afford it I dont buy it.
So tell me Fishhead how do you "work" good credit. I've got just about perfect credit. how can I work it

All these gamblers that talk shit about stiffs and slow pays but its alright to stiff the CC company.

Rixsaw · 08-28-09, 11:29 AM

None. Only gamble with what I can waste.

betplom · 08-28-09, 11:32 AM

Originally posted by Fishhead

Your obviously do not know how to work 'GOOD' credit.

I would expect a person that beats the slots to have $0 credit card debt.

Fishhead · 08-28-09, 11:34 AM

Originally posted by betplom

I would expect a person that beats the slots to have $0 credit card debt.

Why?

20Four7 · 08-28-09, 11:46 AM

If I don't have 50 K on the cards I"ve not been enjoying life. Credit is there to spend use it.

Deuce · 08-28-09, 11:56 AM

5k

007Fatty · 08-28-09, 02:09 PM

most Ive been in debt on cards is $500. Thats my max:P

lakerboy · 08-28-09, 02:16 PM

lol most i have been in cc debt is 1500 10 yrs ago now i have 1 credit card and i dont use it

Fishhead · 08-28-09, 02:18 PM

Originally posted by 20Four7

If I don't have 50 K on the cards I"ve not been enjoying life. Credit is there to spend use it.

pimike · 08-28-09, 02:19 PM

I was just thinking after reading this theard.

If OBAMA really want to help the American people and give hand outs why not pay off all Americans Credit cards. The the economy would truely become well again cause they would just use the cards again and put money back in the flow.

Fishhead · 08-28-09, 02:23 PM

Originally posted by pimike

I was just thinking after reading this theard.

If OBAMA really want to help the American people and give hand outs why not pay off all Americans Credit cards. The the economy would truely become well again cause they would just use the cards again and put money back in the flow.

pimike · 08-28-09, 02:24 PM

Originally posted by Fishhead

Nickelicious · 08-28-09, 02:27 PM

Originally posted by jellobiafra

Oh...I don't know. Maybe 15 g's total. I'm just riding out the 7 years on all of it. They're really annoying with the phone calls and stuff though. Collection agencies need to get a life. Stop calling people that don't wanna talk to you.

JB, does that mean you have a charge off on your credit report? One of my cards just boosted the APR up to 29.99% for no reason (literally, they said it was just a standard review and they reserved the right to raise the rate).

I'm not paying that f'in rate. If I can't get them to reduce the rate, I'm going to stop making payments on the damn thing. But I worry about the heavy whack on the credit report and even getting sued (It's about 17k on that one card). Collection agencies I can handle; getting sued I can't.

My wife and I had to live on CCs twice between jobs in the past 12 years. Still paying them off, but got ripped off on the rate hike.

lakerboy · 08-28-09, 02:29 PM

Originally posted by Nickelicious

JB, does that mean you have a charge off on your credit report? One of my cards just boosted the APR up to 29.99% for no reason (literally, they said it was just a standard review and they reserved the right to raise the rate).

I'm not paying that f'in rate. If I can't get them to reduce the rate, I'm going to stop making payments on the damn thing. But I worry about the heavy whack on the credit report and even getting sued (It's about 17k on that one card). Collection agencies I can handle; getting sued I can't.

My wife and I had to live on CCs twice between jobs in the past 12 years. Still paying them off, but got ripped off on the rate hike.

stop fukkin gambling and pay off your cards the interest your paying is insane unless your making 600 a day profit on gambling your lsoing casue of interest god help your soul