I will try and keep this as simple and short as possible.
I received a check for 3k from 5dimes that I took into the bank it was drawn from to try and cash. I was told that the check is no good....it's from a closed account.
I contacted 5dimes and was told I need to get a stamp from the bank stating that the check is not good. I went back into the bank and asked for a letter or a stamp saying it was no good and they said they can't do anything else but tell me the check is from a closed account. No more info can be released on an account that isn't mine. I am definitely not going to deposit it now knowing it is no good just to wait whatever amount of time for it to come back with an nsf stamp.
Now 5dimes is telling me that they need a stamp stating it is no good from the bank or they would have to put a stop payment on the check and charge me $250 and I can never receive checks again.....HOW IS THAT POSSIBLE?!?!? I'm the one being inconvenienced with a bad check from them and they are going to penalize me....WOW.
I also understand processor issues and this is the first time I have ever had an issue with payouts or anything else when it comes to 5dimes in all the years I've played there. I have cashed checks and had P2Ps always go smoothly. I'm not hurting for the 3k but this seems like it's going to be a monster headache.
I've never filed an SBR complaint form, is that the next step I should take?
This is the message I just received from them after emailing a copy of the check in;
Dear Customer,
Greetings!
Thank you for the information, it has been forwarded to the
Accounting Department to be reviewed.
Please contact us back on Tuesday after 3pm ET for an update since
the Accounting Department closes on weekends.
And the delay begins......
I received a check for 3k from 5dimes that I took into the bank it was drawn from to try and cash. I was told that the check is no good....it's from a closed account.
I contacted 5dimes and was told I need to get a stamp from the bank stating that the check is not good. I went back into the bank and asked for a letter or a stamp saying it was no good and they said they can't do anything else but tell me the check is from a closed account. No more info can be released on an account that isn't mine. I am definitely not going to deposit it now knowing it is no good just to wait whatever amount of time for it to come back with an nsf stamp.
Now 5dimes is telling me that they need a stamp stating it is no good from the bank or they would have to put a stop payment on the check and charge me $250 and I can never receive checks again.....HOW IS THAT POSSIBLE?!?!? I'm the one being inconvenienced with a bad check from them and they are going to penalize me....WOW.
I also understand processor issues and this is the first time I have ever had an issue with payouts or anything else when it comes to 5dimes in all the years I've played there. I have cashed checks and had P2Ps always go smoothly. I'm not hurting for the 3k but this seems like it's going to be a monster headache.
I've never filed an SBR complaint form, is that the next step I should take?
This is the message I just received from them after emailing a copy of the check in;
Dear Customer,
Greetings!
Thank you for the information, it has been forwarded to the
Accounting Department to be reviewed.
Please contact us back on Tuesday after 3pm ET for an update since
the Accounting Department closes on weekends.
And the delay begins......