What a time wasting experience and all for nothing. Moneylinewallet is the pinnacle of amateur hour. I would be very wary of these idiots and I am regretting giving these idiots any of my info.
My buddy tells me about how he signed up and everything was just fine. I am thinking this is great I will give them a try.
I go to their website and sign up and here is where it gets funky. After I sign up they have to verify you by having you answer some of their questions automated. For example, where you lived 10 years ago, name of company you owned etc. I answer all of these questions and then get denied instantly. Wierd I thought so I click on online help as there is not telephone number to call which also raises a flag.
I speak to Nicole who promptly tells me that all can be worked out if she can call and record my voice?!?! I am like what do you want to record my voice for?? She says to verify me and so I agree because I am thinking this company is legit still. She calls after I enable anonymous calls on my voip line and there is nothing on my end and in the chat she says to say my name. I say my name and the phone goes dead. Nicole then next tells me that I am verified and that they will send over my bank info to withdraw the instant deposit deposit which is only $100.
Two days later, no instant deposit has been processed by my bank and I decide to log into moneylinewallet to see what is going on. I am "deactivated" and need to contact live support. Here is another indicator that they are amateur hour clowns. Why do they not email me when there is a problem with the instant deposit? They also added on FEES for the denied instant deposit transaction.
So after initial instant deposit denied I am chatting with their support via live help online. They tell me that my instant deposit was denied due to error R03 - invalid account. This was on Saturday night so I am unable to call my bank until Monday (1/10/2011). My bank operates in a few states so it is not a small bank. I call them up on monday and bank rep tells me the reason it was denied--moneylinewallet added 6 leading 0's to my bank account number. So I am like this is easy to fix and so I go back on line and open up live help via chat on moneylinewallets website and tell them this. I am promptly told after waiting for 15 mins that instant deposit are standardized numbers and that they are 17 digits and that my bank is simply incorrect.
Oh lord--I am like you have to be kidding me. So I then call my bank back and tell them verbatim what moneylinewallet said in online help chat. I am transferred to my banks instant deposit department and speak to a nice lady. She patiently listens to me recount what moneylinewallet says and then politely tells me, "Honey, I do this everyday and Diamond Global (moneylinewallet shell company name in florida) are misinformed. instant deposit are based on routing numbers and account numbers. Some banks have 7 digit account numbers and some have 11 digits. There is no 17 digit standardized bank account for instant deposit withdrawals"
I am like wow this is crazy and for a $100 totally not worth my time. So I go back on line to moneylinewallet and tell them what my bank said. This time I am speaking to Leo. Who is dumbfounded and a bit clueless as to what to do. I suggest a novel idea--how about you call my banks instant deposit department and work it out. Leo ponders for a few minutes and then types "what is your banks instant deposit number?". I give them the number and 15 minutes later, Leo tells me all is well that their financial specialist has contacted my banks instant deposit department and all is well. I am activated and can make deposits again and etc.
My account is now activated and it says on my screen I can now deposit daily max of $250 as I am only a bronze level account holder. I do not do this because I am waiting to make sure they can obtain the first instant deposit.
A few days pass and its today. I log into my bank and still no instant deposit process so I go back to moneylinewallet and log in and immediately my account is "deactivated" and I need to contact live help.
I start a new live help session with Derek. Derek says I now need to send an international money order to their shell company in Florida. I tell derek that my bank told me to use bill pay and they would write a check and mail to their florida address. Derek says that is not acceptable and that I need to send an international money order.
I inform derek that I will not be doing this as I have no recourse if you simply "lose" the money order. With bill pay I have recourse. After they turned down bill pay as an option they said my account would be turned over to collections. I find this funny as my credit score is 812 avg across the agencies.
During this entire process fees were added to my account and then waived after I clearly proved it was not my fault. There is plenty of money in my account and the instant deposit was not my nor my banks fault. I did then start being unprofessional at this point. I cursed a few times and asked Derek what idiot contacts my banks instant deposit department and still fails? Again, bodog has NEVER had a problem with instant deposit withdrawals into that same account.
Finally, here are some websites that I wish I had found before joining that ewallet. I would not give them your info as they are very incompetent and thus your identity or accounts could be compromised.
this link was dated July 6, 2010 and it just wows me and shows this company still does not have it together.
this link reviewed site and told its members to avoid
http://www.************.com/sports_f...eviewed&p=9124
Also, after this fiasco, I went to ** online and had them deposit money into my 5dimes account in 10 minutes without any problems what so ever. The money came out of same account that moneylinewallet said did not exist.
I do not know if moneylinewallet is scamming or simply to stupid but I would avoid.
Boondoggle
My buddy tells me about how he signed up and everything was just fine. I am thinking this is great I will give them a try.
I go to their website and sign up and here is where it gets funky. After I sign up they have to verify you by having you answer some of their questions automated. For example, where you lived 10 years ago, name of company you owned etc. I answer all of these questions and then get denied instantly. Wierd I thought so I click on online help as there is not telephone number to call which also raises a flag.
I speak to Nicole who promptly tells me that all can be worked out if she can call and record my voice?!?! I am like what do you want to record my voice for?? She says to verify me and so I agree because I am thinking this company is legit still. She calls after I enable anonymous calls on my voip line and there is nothing on my end and in the chat she says to say my name. I say my name and the phone goes dead. Nicole then next tells me that I am verified and that they will send over my bank info to withdraw the instant deposit deposit which is only $100.
Two days later, no instant deposit has been processed by my bank and I decide to log into moneylinewallet to see what is going on. I am "deactivated" and need to contact live support. Here is another indicator that they are amateur hour clowns. Why do they not email me when there is a problem with the instant deposit? They also added on FEES for the denied instant deposit transaction.
So after initial instant deposit denied I am chatting with their support via live help online. They tell me that my instant deposit was denied due to error R03 - invalid account. This was on Saturday night so I am unable to call my bank until Monday (1/10/2011). My bank operates in a few states so it is not a small bank. I call them up on monday and bank rep tells me the reason it was denied--moneylinewallet added 6 leading 0's to my bank account number. So I am like this is easy to fix and so I go back on line and open up live help via chat on moneylinewallets website and tell them this. I am promptly told after waiting for 15 mins that instant deposit are standardized numbers and that they are 17 digits and that my bank is simply incorrect.
Oh lord--I am like you have to be kidding me. So I then call my bank back and tell them verbatim what moneylinewallet said in online help chat. I am transferred to my banks instant deposit department and speak to a nice lady. She patiently listens to me recount what moneylinewallet says and then politely tells me, "Honey, I do this everyday and Diamond Global (moneylinewallet shell company name in florida) are misinformed. instant deposit are based on routing numbers and account numbers. Some banks have 7 digit account numbers and some have 11 digits. There is no 17 digit standardized bank account for instant deposit withdrawals"
I am like wow this is crazy and for a $100 totally not worth my time. So I go back on line to moneylinewallet and tell them what my bank said. This time I am speaking to Leo. Who is dumbfounded and a bit clueless as to what to do. I suggest a novel idea--how about you call my banks instant deposit department and work it out. Leo ponders for a few minutes and then types "what is your banks instant deposit number?". I give them the number and 15 minutes later, Leo tells me all is well that their financial specialist has contacted my banks instant deposit department and all is well. I am activated and can make deposits again and etc.
My account is now activated and it says on my screen I can now deposit daily max of $250 as I am only a bronze level account holder. I do not do this because I am waiting to make sure they can obtain the first instant deposit.
A few days pass and its today. I log into my bank and still no instant deposit process so I go back to moneylinewallet and log in and immediately my account is "deactivated" and I need to contact live help.
I start a new live help session with Derek. Derek says I now need to send an international money order to their shell company in Florida. I tell derek that my bank told me to use bill pay and they would write a check and mail to their florida address. Derek says that is not acceptable and that I need to send an international money order.
I inform derek that I will not be doing this as I have no recourse if you simply "lose" the money order. With bill pay I have recourse. After they turned down bill pay as an option they said my account would be turned over to collections. I find this funny as my credit score is 812 avg across the agencies.
During this entire process fees were added to my account and then waived after I clearly proved it was not my fault. There is plenty of money in my account and the instant deposit was not my nor my banks fault. I did then start being unprofessional at this point. I cursed a few times and asked Derek what idiot contacts my banks instant deposit department and still fails? Again, bodog has NEVER had a problem with instant deposit withdrawals into that same account.
Finally, here are some websites that I wish I had found before joining that ewallet. I would not give them your info as they are very incompetent and thus your identity or accounts could be compromised.
this link was dated July 6, 2010 and it just wows me and shows this company still does not have it together.
this link reviewed site and told its members to avoid
http://www.************.com/sports_f...eviewed&p=9124
Also, after this fiasco, I went to ** online and had them deposit money into my 5dimes account in 10 minutes without any problems what so ever. The money came out of same account that moneylinewallet said did not exist.
I do not know if moneylinewallet is scamming or simply to stupid but I would avoid.
Boondoggle
. They have processed over 50,000 deposits this year with a great deal of success. And R03 errors are the smallest sliver of the returns; the largest, of course, being R01-NSF. They are normally simple typos and are quickly remedied. In this particular case, everything seemed perfect in that regard. As boondoggle said, they contacted the bank together to confirm this. However, the bank agents they spoke to were wrong. At this point I was personally involved and called the bank myself and made my way to their instant deposit department. I do not believe that the MLW agents or the bank reps spoke to this department properly, because the information they provided me was different then what was being claimed as correct previously. At first they were saying "Add nothing but 1 leading zero" which is impossible for instant deposit. You are all welcome to fact check that. instant deposit/NACHA formatting requires a 17 digit number be sent, or its rejected before it even passes the processing bank. I could link a bunch of references to this, but you all seem like capable people, so you can confirm this on your own time. 
