BitPay Card ATM cash withdrawals return Sep 5th *edited*

[TonyPhizzle]

Until how long they do not know. Anyone else get an email?


Hi BitPay Card users,

Every now and then we'll reach out to you to let you know about big things happening with your BitPay Prepaid Visa® account.

Right now the BitPay Card is scheduled for a system conversion, including upgrades to improve the systems that support your card. During the time of this conversion (starting March 8th), cash back features such as ATM withdrawals, POS cash back and over-the-counter cash advances will be unavailable. This service interruption is unavoidable, and we will make every effort to restore these services as soon as possible.

During the conversion, you will still be able to use your card to shop with Visa® merchants online and in-person. You will also continue to be able to move funds from your card to other bank accounts via ACH transfer. View our guide to ACH transfers.

[Optional]

I didn't know you could ACH direct from card to bank account.

You should be able to buy money orders with the card and deposit those in your bank.


And thanks for posting this.

[littlekona]

I didn't know you could ACH direct from card to bank account.

You should be able to buy money orders with the card and deposit those in your bank.


And thanks for posting this.

ach from card to bank bank or other entity have a 5$ fee.....ach going in are free as I have a percent of my payroll deposited to the card every Friday from my work

[Optional]

ach from card to bank bank or other entity have a 15$ fee.....ach going in are free as I have a percent of my payroll deposited to the card every Friday from my work

I think you can only do that with a wages transfer? Not deposit with ACH anytime you wish?


Can I ask why you do that? There isn't a way to buy bitcoin from them with the card I don't know about too is there?

[pablo222]

I wonder if they are making changes in regulating these cards. I received an email from Shift, about a week and a half ago, that they are closing all accounts. Cards will be deactivated April 11th.

[littlekona]

I think you can only do that with a wages transfer? Not deposit with ACH anytime you wish?


Can I ask why you do that? There isn't a way to buy bitcoin from them with the card I don't know about too is there?

I used to add it it to my ******** prepaid card but just switched it to the bitpay.....i use the prepaid/bitpay card so wife doesn’t see all my transactions from my daily purchases of gambling related stuff like horse race programs through drf and equibase ect....��

the fee is only $5 to transfer out via ach I made error above

[BeatTheJerk]

I didn't know you could ACH direct from card to bank account.

[/You should be able to buy money orders with the card and deposit those in your bank.


And thanks for posting this.

Cheapest way to convert Bitcoin to cash. But not the fastest so it's all up to one's personal finances.

[Optional]

Cheapest way to convert Bitcoin to cash. But not the fastest so it's all up to one's personal finances.

I was just mentioning for this period when ATM cash wont be available.

Hope it's not long. I can see a lot of people here being inconvenienced.

[BeatTheJerk]

I was just mentioning for this period when ATM cash wont be available.

Hope it's not long. I can see a lot of people here being inconvenienced.

That went over my head sorry. My face

[jtoler]

Cheapest way to convert Bitcoin to cash. But not the fastest so it's all up to one's personal finances.

how long does it normally take to do that?

[BeatTheJerk]

how long does it normally take to do that?

Buy the M o n e y Order @ one Walmart or similar store, & I usually wait a full 24 hours after I purchase it, if I want to cash it @ another store. Or you can deposit in your bank same day & it usually takes 2 business day to clear.

[jtoler]

Buy the M o n e y Order @ one Walmart or similar store, & I usually wait a full 24 hours after I purchase it, if I want to cash it @ another store. Or you can deposit in your bank same day & it usually takes 2 business day to clear.

thanks btj hope this is a very short interval for atm

[BeatTheJerk]

thanks btj hope this is a very short interval for atm

No problem pal ! Yes as do I ....

[DISTROYA]

Well as long as you use the card to make purchases should be fine yes? says no ATM cash withdrawals but is that perminent or just while they're doing their maintenance or whatever the hell it is

[Demonata]

This is horrible news!!!!

[littlekona]

big question is if pin purchases will work as thats how you pay for Money orders and or get cash back at POS...

[Demonata]

Whats another usa bitcoin debit card that works well?

[themike78]

This is horrible news!!!!

They say it's just temporary. No big deal.

[themike78]

I've also noticed they now require 1 confirmation for card to get loaded. No big deal but mine always was instant.

[littlekona]

I've also noticed they now require 1 confirmation for card to get loaded. No big deal but mine always was instant.

That 1 confirmation has been standard though since they make you send from a complaint wallet through invoice many times it is instantly credited.

[Optional]

Whats another usa bitcoin debit card that works well?

Coinbase has one called the Shift card but it's nowhere near as good as the Bitpay card in terms of exchange rate and fees. Plus you have to deal with Coinbase.

Bitnovo offers a card in Euros that is a good deal and seems safe. But you'll need to have a use for Euros or it will cost too much in forex fees to change to US$.


There is only 2 or 3 others around that "say" they accept anyone, and don't exclude USA, but IMHO them just saying that is enough for me to think they are dodgy and may not be reliable. Cryptopay.me and Spectrocoin.

[DISTROYA]

AS usual on par with my life, always late to the party. Well lets get the damn card first in the mail and go from there.
Thank you all for input and optional for invaluable advice as always.

[TheMoneyShot]

I still don't understand the major concern with the Bitpay card? What is everyone worried about?

Bitpay is doing a conversion.... and everyone is on panic mode. Why?

[pablo222]

"Coinbase has one called the Shift card but it's nowhere near as good as the Bitpay card in terms of exchange rate and fees. Plus you have to deal with Coinbase."

I received an email from Shift that they will be retiring the program April 11th. They say they plan on re-launching the program in the future.

[TheToffer]

Maybe Bitpay is transitioning to a chip card?

[Shifty]

If they still allow pin transactions you could get cash back at supermarkets. At some stores you can buy some stuff and get up to 200 cash back on your debit card purchase. No fees.

[5918mike]

If they still allow pin transactions you could get cash back at supermarkets. At some stores you can buy some stuff and get up to 200 cash back on your debit card purchase. No fees.

That would be a POS cash back transaction, unavailable.

[TonyPhizzle]

I still don't understand the major concern with the Bitpay card? What is everyone worried about?

Bitpay is doing a conversion.... and everyone is on panic mode. Why?

It was perfect for us the way it is. Change is almost never good in these situations. If it ain’t broke don’t fix it. The fact that they don’t know how long it will take scare me.

[TheMoneyShot]

It was perfect for us the way it is. Change is almost never good in these situations. If it ain’t broke don’t fix it. The fact that they don’t know how long it will take scare me.

I'm pretty confident in this company. So far so good... we'll see what happens.

[RocketMan$$$]

I use mine mostly for purchases, gas, groceries, pay bills.

[littlekona]

I use mine mostly for purchases, gas, groceries, pay bills.

That’s the smart way to use

[5mike5]

I still don't understand the major concern with the Bitpay card? What is everyone worried about?

Bitpay is doing a conversion.... and everyone is on panic mode. Why?

makes no sense to me either. Big deal be down a day or 2. People love to panic over nothin

[DISTROYA]

So you're saying in a few days ATM transactions will be available? I just received my card their bitcoin to dollar conversion rate is a solid $57 less than the market price what a rip off.. For example it's at 3762 right now they are only offering $3705/btc
So each bitcoin that's converted to dollars into the card im getting ripped off by about 57 bux

[DISTROYA]

i cant believe this....i just sent 8000 to my bitpay wallet and when i went to load my bitpay card, it asked for encrpt passowrd which i never remember getting, and then asks for 12 step recovery which i dont have either. I emailed support but im so screwed. im reading everywhere that this is not possible to recover without these. SOMEONE PLEASE HELP ME

[TheMoneyShot]

So you're saying in a few days ATM transactions will be available? I just received my card their bitcoin to dollar conversion rate is a solid $57 less than the market price what a rip off.. For example it's at 3762 right now they are only offering $3705/btc
So each bitcoin that's converted to dollars into the card im getting ripped off by about 57 bux

Bitpay doesn't gouge you on the rate. It's usually very close to the going rate. For example.... when you type in how much you want to load on your Bitpay card... and you get the quote... if you don't like the quote.... you don't have to send the BTC amount. (I do this all the time.) You can log back in... and request another load amount.... and if you like that quote... then send it. Even though it says quote will expire in 15 minutes.... it's not necessarily true. You should always initiate the payment on the Bitcoin network in that time frame... but it doesn't need to be confirmed quickly.

i cant believe this....i just sent 8000 to my bitpay wallet and when i went to load my bitpay card, it asked for encrpt passowrd which i never remember getting, and then asks for 12 step recovery which i dont have either. I emailed support but im so screwed. im reading everywhere that this is not possible to recover without these. SOMEONE PLEASE HELP ME

As for your Bitpay wallet.... I have no clue in what an encrypted password is all about? Hopefully someone with a Bitpay wallet can help you? I've only used Electrum and blockchain wallet before.