Heritage is an A Book because it is extremely safe. I also like the perks, free/fast payouts once a month and the slightly reduced lines (108), but I get that not everyone is as happy with them as I am. If you're unhappy than exercise your right to leave, knowing fully well you will be paid.



If the book isn't winning it isn't staying open to pay winners. Staying ahead of the market or moving the market is a sign the book is strong. If they are behind the moves, that's when you want to be concerned.
Like they were going to help