I am not lying. Last monday, my bank accidently put $37,000 in my account. And this morning, it dissapears. All week I checked my bank account about 30 times a day to see if it would be there. Now it's gone this morning. What could of happened if I spent it. I was going to withdrawl it all on monday.
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You could have put on an Oscar worthy preformance explaining why exactly you mistook the 37 grand they sent you for a different 37 grand you were expecting, or probably been indicted for fraud.Comment -
Oh uh I only had 400 bucks in that account?
I coulda sworn I had saved 37400. Hmm well I withdrew it all and spent it on Monday so I guess not much we can do now 
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But the bank made a mistake, it's their fault right?Originally posted by cruyffComment -
Are there any banking guys out there who know about these situations?Comment -
I think him and Dagger are smoking the same stuffOriginally posted by bettilimbroke999Oh uh I only had 400 bucks in that account? I coulda sworn I had saved 37400. Hmm well I withdrew it all and spent it on Monday so I guess not much we can do now
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You would have went to jail...guarenteed.Comment -
You would have been responsible for the entire amount. Since it was the bank's mistake, they might have allowed you to pay on a payment plan, but a bank error doesn't "give" you the money. Besides, if that was your 37K, wouldn't you have noticed if your account "was a little light"? It wasn't like the bank was going to say, Oops, we lost that 37 grand, lets just deposit another 37 grand in the correct account, and worry about the lost money some other time.....Comment -
Originally posted by mtneer1212 And no flags would have come up if he withdrw 37g's
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Now next year uncle Sam will require to pay taxes on your big deposit. Try explaining it was the banks mistake.
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37000 buys a lot of funOriginally posted by pimikeI think him and Dagger are smoking the same stuff
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Originally posted by bettilimbroke99937000 buys a lot of fun
you betcha,Comment -
Damn, you could of got it and made a 10 team parlay with it. Would of paid MILLIONS!!!!!
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why on earth would I go to jail on a bank mistake?Comment -
If it was me I would have withdrawn the money and by stocks. When the bank finds out their mistake I sell the stock. If the stock went up I make a profit without risking my money. If the stock lost money I sell and give the proceeds to bank. Then when I file my taxes I declare that as a loss and I take back 30% from my taxes.
Win win situation.Comment -
Because you knew u only had 37 dollars to ur name not 37000Originally posted by Marigold HD
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Nobody can withdraw 37K from a teller without some verification process...Comment -
Because it is fraud...all they would have to do is look at his average withdrawal and then see him make 20-30 for a grand each over a couple of weeks and he would be nailed.Originally posted by Marigold HDComment -
Seen this happen a few times on credit forums. The next step would have been the police putting you in handcuffs. It is bullshit for sure but they woulda nailed you.Comment -
Starting to think I shouldn't have put that 37k bank mistake on US -32 1/2 today, oh well their mistake so no probs, it was a freeplayComment -
Originally posted by bettilimbroke999
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I hope you're joking.Originally posted by Marigold HDComment -
Couldn't agree more, their mistake not my prob, thx for tha freeplay Regions bankOriginally posted by Marigold HDComment -
Anyways guys I gotta get off here, the warden says only 20 mins on the library computer, my trials in two days so I'm sure Ill be exonerated since all the evidence is that it was their mistake, I dont know maybe stuffin the 40k on an MLB 4 teamer was wrong in hindsight but Ive always heard if you get a freeplay to go for the max payout, fukin bank wants me to pay for their mistake , keep dreamin Regions, thx for da freerolllllllllll
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it would have been a FREE loan, thats for sure, they would have given you a week or so to pay up or the cops would have been called. But in the meantime, a free, zero% Int loanComment -
no chance in hell first the bank needs a 48 hour notice on that kind of withdraw[unless its a draft],second when you go to the bank after the 48 hours it would have taken atleast a 1/2 hour as they legally have to count it out infront of you 1 bill at a timeComment -
well interestingly enough the way the law is written nothing criminal happens if you take and spend the money, however you would be civilly liable. These are the two most likely scenarios
You would end up in court and have your wages garnished till it was paid back.
The bank would forgive the debt and make you sign an NDA to sweep it under the rug.Comment -
Bank would not have released the fundsOriginally posted by SlappyWhiteComment -
That's what I was countin on, wooooohooooo no job to garnish so looks like time to offer some forgiveness and I'll be more than happy to sign that NDAOriginally posted by SlappyWhite
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it would of been quite possible to get close to 5 or 6k out but its not worth it
for what would you gain????
a:nothingComment -
Thanks for the input guys......The bank is lucky they took the money out this morning before monday or else I was prepared to go shopping with their money.Comment -
what bank does transactions on sunday?Comment
