Bankrupcy anyone?

[HAPPY BOY]

On a serious note boys and girls, with the way the economy is I as wel as a lot of Americas are in a vice. Im hemeriaging money every month. I may contemplate asking for bankrupcy. Ill try haning on a little longer and cut down on certain things. I have a condo in West Palm beach I was contacted by bank of America that I need to come up with 2900.00 on an escrow shortage plus my mortgage will go up 100.00 a month. That plus gas...Its bad times ahead. I hate to fvck up my credit but the stress is unreal. Anybody else here feeling the pain like I am, or has anyone here ever declared bankrupcy??? pleas share. Misery loves company.

[compaqDikk]

now you'll get to see how JJ, me, math.com and the other 1/2 lives

[bettilimbroke999]

I asked the credit help agency if they could help me consolidate my debts, but they said they don't deal with CW and bookies

[pokerislife]

I hear ya!/// my business is off 65% since Jan.after I shelled out 125k in ad dollars that I may not recoup half that in sales any time soon. last year 100k in ad dollars meant 400k in sales.....i may neeed to file bk also my mort went from $4000 to $5500 the last few months... plus my bank wont even discuss a refi because I make too much money!!!! they told me to cut out my cable bill amongst other things. I said my business is on the internet so I need my cable internet..the guy actually said to get a diffent job!!!! I told him he was an idiot and he said No refi for you! and hung up!!!!! now ill file bk for spite!!! It really is incredible what is hapening....

[RealSlimShady]

Happyboy......do you have any equity in the condo? If not, walk away from it. No point trying to worry about your credit if you have a $500k loan on a property that may be worth less than that...especially if you are currently struggling.