SBR should watchdog the fees that these books charge.I went to request a free payout from a book and I asked for ** knowing they only charge $8-$12 now the customer service rep said it usually costs $70 but we will send you the money for $30.Books continue to inflate these I wont be surprised if you come back next month and its a $100 to get a **.SBR should ask the how they determine these numbers and I bet you a $1000 they couldn't give you a straight fuking answer.