could some one help me

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  • fightingwarrior
    Restricted User
    • 05-06-10
    • 7818

    #1
    could some one help me
    if i wanted to buy a car say a 25k car but i only make about 30k on paper and i got like 10k down would they ask any questions.
  • rm18
    SBR Posting Legend
    • 09-20-05
    • 22292

    #2
    but just bet 10k on ghana and but it cash
    Comment
    • ngates815
      SBR Posting Legend
      • 12-01-09
      • 13845

      #3



      His Bankroll is 500K...But he bets less than 20 per game...then all of a sudden drops 5K today on a game...SUREEEEEEEEE
      Comment
      • fightingwarrior
        Restricted User
        • 05-06-10
        • 7818

        #4
        my big days betting are done for a while im cashing out and looking for a nice car.i just won a big wager on the reds and im looking for a down payment.also looking to go to a better apartment.i just have to learn a couple things so i dont make a mistake.
        Comment
        • ngates815
          SBR Posting Legend
          • 12-01-09
          • 13845

          #5
          But with 500K in your pocket...why not just pay cash, so you don't have to worry about paying interest? If you're trying not to make a mistake...the mistake would be paying interest.
          Comment
          • ngates815
            SBR Posting Legend
            • 12-01-09
            • 13845

            #6
            And why live in an apartment, buy a house....Renting an apartment is one of the worst decisions ever. You pay 1000 - 2000 per month, and get what back when you decide to move out?
            Comment
            • fightingwarrior
              Restricted User
              • 05-06-10
              • 7818

              #7
              gates man you make me laugh.
              Comment
              • mcbaseball10
                SBR MVP
                • 02-11-09
                • 2866

                #8
                Its going to be based on your credit score. If your credit is decent, they won't investigate income on a car purchase as much as a home loan. If you can afford to pay about $350.00 a month for 60 months based on the figures you gave, then you will be fine.
                Comment
                • mcbaseball10
                  SBR MVP
                  • 02-11-09
                  • 2866

                  #9


                  Use this to figure out how much you want to put down on the car and the terms of financing.
                  Comment
                  • Cuse0323
                    BARRELED IN @ SBR!
                    • 12-09-09
                    • 30169

                    #10
                    Originally posted by ngates815
                    http://forum.sbrforum.com/players-ta...ndicapper.html


                    His Bankroll is 500K...But he bets less than 20 per game...then all of a sudden drops 5K today on a game...SUREEEEEEEEE
                    it's alright ngates, anyone with a brain knows the kid is a joke. just some teenager who wants to be big time and needs some attention.
                    Comment
                    • fightingwarrior
                      Restricted User
                      • 05-06-10
                      • 7818

                      #11
                      well i cant afford a house i dont have 300k or shit like that.i was thinking a condo but my creidt isnt that good.you need to have a good job and have good credit in order to do those things.gambling isnt good for owning a house unless you win millions imo.and the way i am i am broke rich broke rich so it all depends on the day.
                      Comment
                      • BeatTheJerk
                        BARRELED IN @ SBR!
                        • 08-19-07
                        • 31802

                        #12
                        Originally posted by fightingwarrior
                        my big days betting are done for a while im cashing out and looking for a nice car.i just won a big wager on the reds and im looking for a down payment.also looking to go to a better apartment.i just have to learn a couple things so i dont make a mistake.
                        Who are you kidding. In less than 48 hours you will be all-in on a bet once again.
                        Comment
                        • mcbaseball10
                          SBR MVP
                          • 02-11-09
                          • 2866

                          #13
                          FYI, Honda is having some really good deals right now for less than 1% financing as well. So you can actually get more car for your money.

                          Shit, I should be a car salesman.
                          Comment
                          • mcbaseball10
                            SBR MVP
                            • 02-11-09
                            • 2866

                            #14
                            Originally posted by Cuse0323
                            it's alright ngates, anyone with a brain knows the kid is a joke. just some teenager who wants to be big time and needs some attention.

                            Never heard of the kid before, just thought he needed some real advice. Stupid me.
                            Comment
                            • fightingwarrior
                              Restricted User
                              • 05-06-10
                              • 7818

                              #15
                              thanks i dont make alot of money about 500 a week plus Tips and stuff but it is crazy i have student loans and a couble credit cards im working on.trying to build my credit.will see what happens.
                              Comment
                              • stealthyburrito
                                SBR Posting Legend
                                • 05-12-09
                                • 21563

                                #16
                                how are you betting 5k a game then?

                                oh right, you aren't.
                                Comment
                                • fightingwarrior
                                  Restricted User
                                  • 05-06-10
                                  • 7818

                                  #17
                                  thanks baseball no no all ins for me im happy with reds win and now kinda enjoying it.i got 100.00 on about 4 games though lets see how they end up.
                                  Comment
                                  • BeatTheJerk
                                    BARRELED IN @ SBR!
                                    • 08-19-07
                                    • 31802

                                    #18
                                    Originally posted by fightingwarrior
                                    thanks i dont make alot of money about 500 a week plus tips and stuff but it is crazy i have student loans and a couble credit cards im working on.trying to build my credit.will see what happens.
                                    Tips You told me you were a financial adviser or some sort.
                                    Comment
                                    • Cuse0323
                                      BARRELED IN @ SBR!
                                      • 12-09-09
                                      • 30169

                                      #19
                                      Originally posted by mcbaseball10
                                      Never heard of the kid before, just thought he needed some real advice. Stupid me.
                                      no worries, you'd have to have read his threads to get the real picture on things.
                                      Comment
                                      • BeatTheJerk
                                        BARRELED IN @ SBR!
                                        • 08-19-07
                                        • 31802

                                        #20
                                        From 5,000 to 25 dollar bets. Yeah that makes perfect sense.
                                        Comment
                                        • ngates815
                                          SBR Posting Legend
                                          • 12-01-09
                                          • 13845

                                          #21
                                          HAHAHA he just busted himself out.....When he first got here I told him don't just blindly tail someone and bet 5K a game...He said that 5K wasn't even 1% of his bankroll....Yet he makes 500 a week oh and + tips. Has an apartment that he rents. Yet he still has 500K at the ripe age of 22.

                                          What did you really bet on the Reds today? 17 SBR points? I'm 26 and don't have 500K to my name oh and I have a real job.
                                          Comment
                                          • str
                                            SBR Posting Legend
                                            • 01-12-09
                                            • 11789

                                            #22
                                            Why buy a car in July if you can wait until Sept-Oct.
                                            The 2011s will be out. Buy a 2010 new car, assuming you will keep it for 100,000 miles at least. Get 0% financing and beat the hell out if them on the price.They will be looking to dump the inventory.Check the depreciation scale . Shop 3 (minimum) dealers against one another.One will be hungrier than the others.Careful if you trade unless it is a toilet worth 1K or less.
                                            Remember, any interest paid on the car is bad debt interest which is simply money spent.
                                            Also, check with the insurance company and get a rough idea what your insurance will cost on the new car.Will be more than you are used too.
                                            If you get 0%, put down the minimum and use your cash to pay off any other bad debt you have. ( Credit cards, and things that you can not write off)If there is no bad debt ,save towards buying a condo, townhouse or what you can afford someday that will appreciate in time not depreciate like the car will.
                                            Remember, when the car gets old , it won't be worth anymore than what you have now.
                                            Treat car expenses like the waste of money they are. Not saying you do not need one but realize new cars are a luxury and their is a price to be paid for that.
                                            Comment
                                            • tyrephd
                                              SBR High Roller
                                              • 06-04-10
                                              • 107

                                              #23
                                              IMO ......pay cash esp on a car. if you have 10k spend 5k on a decent used car....keep the other 5k in an emergency fund.......and dont touch unless its an emergency (a night out on the town is not an emergency) I could care less what you do or where you work my son is 22 and he hears the same boring shti from me.....newness wears off and payments keep coming
                                              Comment
                                              • dinaro7
                                                SBR Wise Guy
                                                • 12-06-09
                                                • 888

                                                #24
                                                no they w ouldnot say a thing
                                                Comment
                                                • Extra Innings
                                                  SBR Posting Legend
                                                  • 02-26-10
                                                  • 15058

                                                  #25
                                                  By the responses you are getting.... is this a "air-loan" type question?
                                                  Comment
                                                  • flyingillini
                                                    SBR Aristocracy
                                                    • 12-06-06
                                                    • 41222

                                                    #26
                                                    Originally posted by mcbaseball10
                                                    FYI, Honda is having some really good deals right now for less than 1% financing as well. So you can actually get more car for your money.

                                                    Shit, I should be a car salesman.
                                                    I bet they are giving good deals, it's a honda. I am sure the guy wants something with some sort of style. Everyone has a Honda. He should get a BMW, Benz or an Audi.
                                                    המוסד‎
                                                    המוסד למודיעין ולתפקידים מיוחדים‎
                                                    Comment
                                                    • str
                                                      SBR Posting Legend
                                                      • 01-12-09
                                                      • 11789

                                                      #27
                                                      Originally posted by fightingwarrior
                                                      well i cant afford a house i dont have 300k or shit like that.i was thinking a condo but my creidt isnt that good.you need to have a good job and have good credit in order to do those things.gambling isnt good for owning a house unless you win millions imo.and the way i am i am broke rich broke rich so it all depends on the day.
                                                      If this is how you place wagers you are in a world of trouble.
                                                      Comment
                                                      • saints7011
                                                        SBR Hall of Famer
                                                        • 09-21-09
                                                        • 5544

                                                        #28
                                                        you're a gambler , bullsh*t your way through the app. and drive away with your new ride...
                                                        Comment
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