Never seen so many citizens struggling financially

[Slim]

Thats why the english call us stupid americans.

[CarpeDime]

Yes it is tough

Anyone one young that wants to get married and have a family is really heading down a sad path

Have no clue how family of 4 is making it with mortgage, etc

If your single with no kids you WIN no matter how bad economy is , never forget this

Do not let a pussy wreck your fukkin life

Everyone save this post, worth more than 10k a year of gambling winnings

post of the week

[pavyracer]

What's the reason of accumulating money when you can't get laid for 15 years and counting?

[CarpeDime]

Times are really tough in this country.

Count me in on those that are struggling.

this is why there is such an uproar when sbr changes their points policies in ways that are less advantageous to posters

a lot of guys on here count on points as part of their overall financial picture, and when you take away points from posters you are literally taking food off of their tables, in the form of pizza

[Slim]

Young people need to save there money, and not go out drinking every night when they turn 21....Get some beer and split it with buddies and watch sports or **** around whatever, just don't blow all your money at bars. My brother going into college had 14k saved up, came home after his junior year with 1k, and it was all spent at bars and random shit.


I didn't go to college, I worked full time from high school...had 30K saved up and my 25K car paid off all by the time I turned 22. Bought a house and put down 25K. Now I'm 25, and I make less than I did when I was 18/19, but I have a company with my father, and it's awesome, much better than working for a boss. My g/f lives with me, and she makes 72K a year, and I only make 45K now.

I don't make too much, but life is fantastic, you just need to save money and realize that when you're young otherwise it'll of been too late, and you'll be in debt.

I know a guy that owns a bar and he just loves when people pay $4 a beer when he gets them for a quarter.

[Fishhead]

this is why there is such an uproar when sbr changes their points policies in ways that are less advantageous to posters

a lot of guys on here count on points as part of their overall financial picture, and when you take away points from posters you are literally taking food off of their tables, in the form of pizza

I know the feeling firsthand!!!

[freeVICK]

recently graduated from college but, but my girl and i are looking to move out. we do not have the money for down payment, but our salaries combined can easily cover mortage. i do however have a roth IRA that i started when i was 16. do you think its worth it to take money out of my IRA and put it towards the down payment for a house?

[Doug]

I know a guy that owns a bar and he just loves when people pay $4 a beer when he gets them for a quarter.

What kind of beer can you bet for a quarter ?

I think the cheapest draft is at least 50 cents.

[Grandmaster B]

this is why there is such an uproar when sbr changes their points policies in ways that are less advantageous to posters

a lot of guys on here count on points as part of their overall financial picture, and when you take away points from posters you are literally taking food off of their tables, in the form of pizza

[The General]

I'm broke!

but calm now. Looking at life in a different perspective. Material things and wealth mean absolutely nothing.

[SBR_John]

recently graduated from college but, but my girl and i are looking to move out. we do not have the money for down payment, but our salaries combined can easily cover mortage. i do however have a roth IRA that i started when i was 16. do you think its worth it to take money out of my IRA and put it towards the down payment for a house?

Its a good question and depends more on your own priorities. I would NEVER advise someone to cash in an IRA before they want to retire. In my opinion it should be your 1st priority in life. I say that because you will feel better and live a better life if you keep saving. Its security.

So I wouldn't. Rent for now and save and push yourself professionally. The time to buy a house will come.

[blackbox]

Hey General - S FI - GOOD TO HEAR FROM YOU- AMEN about material things. best to all.

[Grandmaster B]

its so hilarious to read people crying about others who are on government assistance...its almost borderline jealousy in a way...if anything you should give kudos to people who get money from the government...I know all the people who had their 401k raped would

[Grandmaster B]

oh and for the record im not talking about people scamming...although I would rather see someone scam the government than scam other people...and let me tell you...there are ALOT of people now days who scam other people daily and have no regrets whatsoever

Im talking about people who go through the proper channels of the system

[The General]

Hey General - S FI - GOOD TO HEAR FROM YOU- AMEN about material things. best to all.

Glad to hear from you, also, Devil Dog. Watched The Pacific debut on HBO last night (Part 1 was pretty good, a 10 part series) and another great WW2 feature on the Military channel from WW2. I'd like to go back into the Corps these dayz, but I'm to old and beat up.

Best

[freeVICK]

Its a good question and depends more on your own priorities. I would NEVER advise someone to cash in an IRA before they want to retire. In my opinion it should be your 1st priority in life. I say that because you will feel better and live a better life if you keep saving. Its security.

So I wouldn't. Rent for now and save and push yourself professionally. The time to buy a house will come.

thanks for your input. i havent looked into it, but i have heard that you can take out money from your roth IRA (tax free and penatly free) if and only if it goes towards the purchase of your first home. can anybody clarify this?

[Slim]

What kind of beer can you bet for a quarter ?

I think the cheapest draft is at least 50 cents.

Bar owners get beer for real cheap. They buy in bulk.

[DOMINATER]

I have been involved with over 10 soup kitchens ,and 5 church pantrys around my state, the soup kitchens have grown from 80 -100 steady customers a day for three meals and that has blown up to nearly 240-280 perday, I gave them 2 volunters that i pay for, and I personally go shopping 2 sometimes 3 times a week spending 100 per time, of course their are alot of people who buy food I would think they spend at least 2000 per week, the churches are different all can goods again I donate to all five pantrys and thats another250 dollars per week. the pantrys have over 50 volunters that either give money or time, the point is my donations are doubled in the last 5 years meaning thats how many people are poor, many have problems with their teeth and I introduced my dentist into helping, times are as bad as 1930's but they are hidden today.

[robmpink]

I'm not struggling, but gambling is not helping.

[DOMINATER]

General , saw the pacific battle last night i know its early, and the type of battles were much different than european theatre, i think we see an accurate dipiction , maybe after this they will start buying american cars

[DOMINATER]

Mr rob , good evening

[robmpink]

Mr rob , good evening

How are you doing Dom? I've been reading some of your earlier posts. Whats this with you and baseball? You are pretty good? What do you mostly play?


Do you watch those World At War in HD shows on the History Channel?

[nobs]

Never understood the silliness of people buying a home for 159,000 and then being upset when its estimated value is 143,000 six months later.

There is too much of that silly "home flipping" mentality. You dont buy a house hoping it will go up in value and you can sell it next month for a profit. There are too many extra costs associated for someone to think they can flip a house for a profit. Closing costs, loan costs, insurance, interest, and so on. Its not hard to see whyso many people lost their asses trying to flip houses.

Here is an idea. Buy a house that you want to live in for the rest of your life, at a payment that you can afford. Then it doesnt matter 1 bit what some silly valuation says your house is worth.

[jjgold]

Best thing I heard you say since I've been on this site my man.

[seaborneq]

Divorce rate should skyrocket in this bad economy, but I have not heard of an uptick in the divorce rate lately. Especially since money is the number one cause of divorce. I have had two buddies who have lost their jobs and one who also got divorced. Struggling seems to be the old comfortable.

[wtf]

* warren buffet says the only property you should buy is the one you live in

* divorce rates DO NOT GO down in bad economies, exact opposite, cheaper to live together with two sources of income

[urge2kill]

Divorce is expensive. But worth every penny.