Which Credit Card is the Best?

[ZetaPsi808]

currently i use my TD Bank debit card for all my in store and online purchases. I like this because i can not spend money i do not have. if i try to overdraft using a debit card the merchant will not allow the transaction, citing an "insufficient funds" error. So this helps keep me out of debt. I am fairly responsible, so I would not be in debt anyway. This is why i was considering signing up for a credit card.

i read about credit cards giving rewards such as 2% cash back on grocery and gas purchases. so i am interested in a juicy rewards program.

Which company and plan do you guys use?
capital one? **********, discover? american express?

please list the company, interest rate, and any perks you get.

[oiler]

alot of sites dont take ********** or express i use ******** ****,never had a problem with it

[warriorfan707]

One that isn't maxed out

[UntilTheNDofTimE]

id go with the **** power rewards from Bank of America if your looking to solely use it for necessity purchases such as gas food and non gambling expenditures.

[UntilTheNDofTimE]

0% Introductory APR for the first 7 or 10 statement Closing Dates following the opening of your account. The duration of the Introductory APR you receive is determined based on your creditworthiness. The Introductory APR will end sooner if your payment is late or the account balance is over the credit limit. After that, the Standard Variable APR is
between 12.99% and 20.99%.
The APR you receive is determined based on your creditworthiness. See 1 below for explanation.

you earn 1 point per dollar spent.

What can you get?
Credit card companies now offer rewards that appeal to almost every taste. Some cards offer just a single type of reward, while others offer your choice of many different options. Reward types include:

• Cash back. Some cash back cards mail you a check. Others deposit cash into your savings or investment account, or credit it to your statement. Some will even send the cash to your favorite charity.
• Merchant-specific programs. Get money back when you shop with certain merchants or earn discounts on future purchases.
• Travel. Get rewards for using a particular airline, resort, hotel chain or even cruise line. Some cards give discounts on your choice of multiple airlines, as well as hotels, car rentals, dining out and more.
• Merchandise and gift cards. Choose rewards such as sporting equipment, housewares or electronics, or get gift cards for retailers, restaurants and more.
• Experiences. Meet a sports hero, enjoy a cooking class with a world-class chef or a get back-stage pass to meet your favorite band.

[Shortstop]

One that's been shredded.

[UntilTheNDofTimE]

One that's been shredded.

I miss my ESPN platinum ****, when wamu switched to chase they did away with it. I will seriously say the only reason i applied for it was because it looked cool.

[IMG]http://www.rewardscards.com/images/ESPN-****.jpg[/IMG]

[Shortstop]

I miss my ESPN platinum ****, when wamu switched to chase they did away with it. I will seriously say the only reason i applied for it was because it looked cool.

[IMG]http://www.rewardscards.com/images/ESPN-****.jpg[/IMG]

That is a sharp looking card Timer.

[UntilTheNDofTimE]

That is a sharp looking card Timer.

, felt like a real pro using it to buy the $0.99 combo meal too.

[Jimmy0607]

haha that card looks really cool

[ZetaPsi808]

i found a nice site that lists all the perks

http://www.credit.com/products/credit_cards/reward.jsp

[ZetaPsi808]

does anyone use credit card to send money thru western union?

[Fishhead]

Check out FATWALLET .......the website.

I spend more time on FATWALLET then here.


Essential for day-to-day grinders.

[Brick]

Discover cash back card.

[ILOVETHIS50]

I go with the black american express. It only for rich people like me.

[DrLuck]

alot of sites dont take ********** or express i use ******** ****,never had a problem with it

Do you have to give them your social security number to use this card?

[Tree Rollins]

I go with the black american express. It only for rich people like me.

My sister has that card, and she isn't rich.

[ZetaPsi808]

boys i went with this one. 3% on basic purchases (gas, groceries, department stores) for the first 6 months. 1% after that. im so happy with it! TD Bank is a first class corporation

http://tdbank.com/personalcreditcard/cashrewardscard.html

[ZetaPsi808]

TD Cash RewardsSM Visa® Credit Card

[iceminers26]

Anything but Chase

[ttwarrior1]

most places arent accepting anyone, and if you never had one, if you do get one, you will have 20 offers in the mail for others the next week and without notice change your interest rate