Credit Repair

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  • Sledge187
    SBR MVP
    • 04-25-08
    • 3722

    #1
    Credit Repair
    Anybody use a company to repair your credit? I'm thinking about using ecreditattorney.com. Any success stories or horror stories? Any advice? I need to my credit.
  • Brock Landers
    SBR Aristocracy
    • 06-30-08
    • 45359

    #2
    Comment
    • Nickelicious
      SBR MVP
      • 05-21-09
      • 2647

      #3
      Do a little more research. There are only a handful of debt management companies out there worth a shit.

      Credit "repair" is really about managing your debt in the best possible way to improve your credit score. You gotta figure out what you really want in the future before making any commitments. A good debt management company can lower all of your credit card interest rates by 8 to 20% for a nominal monthly fee. Check into moneymanagement.org. They are one of the good ones.
      Comment
      • tltaylor89
        SBR Posting Legend
        • 06-19-09
        • 19610

        #4
        Out of control debt?
        Comment
        • purecarnagge
          SBR MVP
          • 10-05-07
          • 4843

          #5
          dude, i would do a better job at cleaning fixing your credit than 99% of the companies out there would do.
          Comment
          • Sledge187
            SBR MVP
            • 04-25-08
            • 3722

            #6
            Originally posted by tltaylor89
            Out of control debt?
            Got in trouble 4 years ago when I switched jobs. To much debt but now I have everything under control but I have a few cards still in collections. I would settle with them but from what I read it hurts your score even more when you do that.
            Comment
            • Brock Landers
              SBR Aristocracy
              • 06-30-08
              • 45359

              #7
              check out www.sunrisedebtsolutionsusa.com
              debt settlement that makes sense for you if you want to be debt free for significantly less
              Comment
              • 1st and Ten
                SBR Hall of Famer
                • 11-13-09
                • 5131

                #8
                Originally posted by Brock Landers
                check out www.sunrisedebtsolutionsusa.com
                debt settlement that makes sense for you if you want to be debt free for significantly less

                Brock...this is your company....will you be offering the doupa strategy is I sign up?
                Comment
                • warriorfan707
                  SBR Posting Legend
                  • 03-29-08
                  • 13698

                  #9
                  why would it hurt your credit even more to settle up with them? That doesn't make any sense... I've never heard such a thing before.
                  Comment
                  • 1st and Ten
                    SBR Hall of Famer
                    • 11-13-09
                    • 5131

                    #10
                    Becuase you failed to meet the obligations of the debt. You either pay or you don't pay. I think settling just gets them off you back legally...ask Mr. Landers
                    Comment
                    • Brock Landers
                      SBR Aristocracy
                      • 06-30-08
                      • 45359

                      #11
                      it hurts your credit because you must be delinquent on your accounts to settle. Tha in and of itself is a knock on your score...BUT, the trade off is worth it more often than not. Nothing is free.

                      1st and Ten, i know a thing or two about credit, i Don't advocate the double doup, just letting people know whats "possible"
                      Comment
                      • THEGREAT30
                        SBR Hall of Famer
                        • 10-04-08
                        • 8970

                        #12
                        scammers
                        Comment
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