What would you do in this situation?

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  • HoleWrecker
    SBR High Roller
    • 10-12-24
    • 208

    #1
    What would you do in this situation?
    You just got hit with car repairs, home repairs all at the same time. You have a 3k credit line with your local and you are down 2259 and change with 740 left in there. The site doesn't have the best options, the only live betting is commercial live and doesnt have money lines on spreads over 6.

    What would be your approach? Max bet is 500. I am tempted to do a 2 team parlay to try to win 1300 and then take it from there.

    I would welcome any input and adivce as this is not a good situation at all.
  • ChuckyTheGoat
    BARRELED IN @ SBR!
    • 04-04-11
    • 37049

    #2
    Sure, I have some advice. This shit never ends well.

    Mixing in sports-betting as a part of one's finances. What could go wrong?
    Where's the fuckin power box, Carol?
    Comment
    • mjsuax13
      Moderator
      • 03-14-15
      • 25029

      #3
      Stop gambling.
      Comment
      • HoleWrecker
        SBR High Roller
        • 10-12-24
        • 208

        #4
        I cant, I have to try to recover the 2200 I am down.
        Comment
        • stevenash
          Moderator
          • 01-17-11
          • 65361

          #5
          Gambling funds should come from the part of the budget known as 'discretionary income/spending'
          That's the part of the budget that's left over from after mortgages and utilities and insurances have been paid.
          Comment
          • ChuckyTheGoat
            BARRELED IN @ SBR!
            • 04-04-11
            • 37049

            #6
            Originally posted by HoleWrecker
            I cant, I have to try to recover the 2200 I am down.
            Not criticizing, just being real. Guys on this site try to give advice.

            Gaming is a recreation and a diversion. Thinking that it's a profit-machine is a bad-bad idea. Very tough to beat the 11-to-10 vig.
            Where's the fuckin power box, Carol?
            Comment
            • mjsuax13
              Moderator
              • 03-14-15
              • 25029

              #7
              Originally posted by HoleWrecker
              I cant, I have to try to recover the 2200 I am down.
              Play the lottery then. In all seriousness- you aren’t getting back the $2200 you are down if you start ripping off parlays. Individual winners clawing back is the way to go. Not a lottery ticket bet.
              Comment
              • HoleWrecker
                SBR High Roller
                • 10-12-24
                • 208

                #8
                Originally posted by stevenash
                Gambling funds should come from the part of the budget known as 'discretionary income/spending'
                That's the part of the budget that's left over from after mortgages and utilities and insurances have been paid.
                I understand and agree. I got hit with massive car and home repairs that were unexpected simultaneously. And I am down over 2200 on the week.
                Comment
                • ChuckyTheGoat
                  BARRELED IN @ SBR!
                  • 04-04-11
                  • 37049

                  #9
                  Originally posted by HoleWrecker
                  I understand and agree. I got hit with massive car and home repairs that were unexpected simultaneously. And I am down over 2200 on the week.
                  Honestly, 2200 sounds cheap. Is your guy running the juice weekly?
                  Where's the fuckin power box, Carol?
                  Comment
                  • HoleWrecker
                    SBR High Roller
                    • 10-12-24
                    • 208

                    #10
                    Running the juice weekly? Im not sure I know what that means.
                    Comment
                    • HoleWrecker
                      SBR High Roller
                      • 10-12-24
                      • 208

                      #11
                      Oh, I get it. I read it again. Charging vig? No. But then I dont know, I havent been in a situation where I was unable to pay him yet.
                      Comment
                      • HoleWrecker
                        SBR High Roller
                        • 10-12-24
                        • 208

                        #12
                        The last time I talked to him he was saying he will talk to his "mafia boss" about changing the live betting etc. I think he was just trying to scare me into never stiffing if it came to that.
                        Comment
                        • mjsuax13
                          Moderator
                          • 03-14-15
                          • 25029

                          #13
                          Originally posted by HoleWrecker
                          The last time I talked to him he was saying he will talk to his "mafia boss" about changing the live betting etc. I think he was just trying to scare me into never stiffing if it came to that.
                          Nobody talks like that who is actually connected... Don't worry.
                          Comment
                          • ChuckyTheGoat
                            BARRELED IN @ SBR!
                            • 04-04-11
                            • 37049

                            #14
                            Originally posted by HoleWrecker
                            Oh, I get it. I read it again. Charging vig? No. But then I dont know, I havent been in a situation where I was unable to pay him yet.
                            Yeah, some guys would charge interest of something like 5% weekly on the $2200 balance.

                            Hole, guys aren't messing with you. $2200 is a pretty tame balance. Pay him off slowly, if there's no juice.

                            Live light for a while. No frills, you can pay off $2200 soon enough.
                            Where's the fuckin power box, Carol?
                            Comment
                            • Chiefs83
                              SBR MVP
                              • 08-01-16
                              • 2774

                              #15
                              Bet Commanders spread
                              Bet Commanders ML
                              Comment
                              • str
                                SBR Posting Legend
                                • 01-12-09
                                • 11642

                                #16
                                Originally posted by HoleWrecker
                                You just got hit with car repairs, home repairs all at the same time. You have a 3k credit line with your local and you are down 2259 and change with 740 left in there. The site doesn't have the best options, the only live betting is commercial live and doesnt have money lines on spreads over 6.

                                What would be your approach? Max bet is 500. I am tempted to do a 2 team parlay to try to win 1300 and then take it from there.

                                I would welcome any input and adivce as this is not a good situation at all.
                                Cmon man. Your house will likely be your most valued asset when you are too old to work. Your car gets you where you need to go.

                                When I read this stuff , sometimes I guess it’s humorous but other times like now it irritates me.

                                Bet on games? I hope this is just trying to be funny.If it’s not, that’s a shame.
                                Comment
                                • HoleWrecker
                                  SBR High Roller
                                  • 10-12-24
                                  • 208

                                  #17
                                  Originally posted by str
                                  Cmon man. Your house will likely be your most valued asset when you are too old to work. Your car gets you where you need to go.

                                  When I read this stuff , sometimes I guess it’s humorous but other times like now it irritates me.

                                  Bet on games? I hope this is just trying to be funny.If it’s not, that’s a shame.
                                  What the penetrate are you talking about weirdo
                                  Comment
                                  • mjsuax13
                                    Moderator
                                    • 03-14-15
                                    • 25029

                                    #18
                                    Originally posted by HoleWrecker
                                    What the penetrate are you talking about weirdo
                                    How is that weird? He’s telling you not to gamble and he’s right elGrecu.
                                    Comment
                                    • HoleWrecker
                                      SBR High Roller
                                      • 10-12-24
                                      • 208

                                      #19
                                      So nobody should gamble? Why are there thousands of people on this site, many of them posting as we speak.
                                      Comment
                                      • ChuckyTheGoat
                                        BARRELED IN @ SBR!
                                        • 04-04-11
                                        • 37049

                                        #20
                                        Because everyone else here is stacking winning tickets. Winner after winner, and certainly no weeks in the Red.
                                        Where's the fuckin power box, Carol?
                                        Comment
                                        • HoleWrecker
                                          SBR High Roller
                                          • 10-12-24
                                          • 208

                                          #21
                                          Ok I thing I get what he was trying to say. Prioritize the house and car, of course I have, yes. The repairs are either underway or completed.

                                          But the problem is now that I dont have the 2200 to pay if I lose. Thats what Im saying. Because I was hit with these unexpected repairs. I dont think it would be smart to leave 740 in there and not try to use it to recover. At this point, whats the difference?

                                          Sorry if Im irritable. Im super stressed right now. So many bad beats this week and last.
                                          Comment
                                          • pavyracer
                                            SBR Aristocracy
                                            • 04-12-07
                                            • 82590

                                            #22
                                            Originally posted by HoleWrecker
                                            You just got hit with car repairs, home repairs all at the same time. You have a 3k credit line with your local and you are down 2259 and change with 740 left in there. The site doesn't have the best options, the only live betting is commercial live and doesnt have money lines on spreads over 6.
                                            What would be your approach? Max bet is 500. I am tempted to do a 2 team parlay to try to win 1300 and then take it from there.

                                            I would welcome any input and adivce as this is not a good situation at all.
                                            I'd quit gambling and get a night job to make money to pay for car repairs and home repairs.
                                            Comment
                                            • mjsuax13
                                              Moderator
                                              • 03-14-15
                                              • 25029

                                              #23
                                              Originally posted by HoleWrecker
                                              So nobody should gamble? Why are there thousands of people on this site, many of them posting as we speak.
                                              Dude… Are you for real? You came to SBR posting about your losses, narcissistic women, quitting gambling, blah blah blah…you then post this shit about not being able to pay basic repairs on cars, a home and also are in debt to a bookie who may be mafia connected. Your solution- fire off a parlay with the remaining dollars. HA! This is made up shit or you are dumbass. You wanted advice- you got it. Here is some free advice- if you can’t afford repairs on a home or car, it’s time to sell both. If you can’t afford to pay a bookie, it’s time to stop gambling.
                                              Comment
                                              • mjsuax13
                                                Moderator
                                                • 03-14-15
                                                • 25029

                                                #24
                                                Originally posted by HoleWrecker
                                                Ok I thing I get what he was trying to say. Prioritize the house and car, of course I have, yes. The repairs are either underway or completed.

                                                But the problem is now that I dont have the 2200 to pay if I lose. Thats what Im saying. Because I was hit with these unexpected repairs. I dont think it would be smart to leave 740 in there and not try to use it to recover. At this point, whats the difference?

                                                Sorry if Im irritable. Im super stressed right now. So many bad beats this week and last.
                                                Get a short term loan somewhere, pay the bookie and give it a rest. Don’t go back down the hole until you can afford to lose.
                                                Comment
                                                • HoleWrecker
                                                  SBR High Roller
                                                  • 10-12-24
                                                  • 208

                                                  #25
                                                  Originally posted by mjsuax13
                                                  Dude… Are you for real? You came to SBR posting about your losses, narcissistic women, quitting gambling, blah blah blah…you then post this shit about not being able to pay basic repairs on cars, a home and also are in debt to a bookie who may be mafia connected. Your solution- fire off a parlay with the remaining dollars. HA! This is made up shit or you are dumbass. You wanted advice- you got it. Here is some free advice- if you can’t afford repairs on a home or car, it’s time to sell both. If you can’t afford to pay a bookie, it’s time to stop gambling.
                                                  Like I said, the car and home repairs are basically done. The only problem is it depleted my savings and now I cant pay the bookie if I end up down this week, thats what Im saying.
                                                  Comment
                                                  • mjsuax13
                                                    Moderator
                                                    • 03-14-15
                                                    • 25029

                                                    #26
                                                    Originally posted by HoleWrecker
                                                    Like I said, the car and home repairs are basically done. The only problem is it depleted my savings and now I cant pay the bookie if I end up down this week, thats what Im saying.
                                                    I wish you the best.
                                                    Comment
                                                    • HoleWrecker
                                                      SBR High Roller
                                                      • 10-12-24
                                                      • 208

                                                      #27
                                                      Im thinking of throwing it all on Iowa ML. Hopefully they win then I go from there.
                                                      Comment
                                                      • ByeShea
                                                        SBR Hall of Famer
                                                        • 06-30-08
                                                        • 8073

                                                        #28
                                                        Originally posted by HoleWrecker
                                                        So nobody should gamble? Why are there thousands of people on this site, many of them posting as we speak.
                                                        Nobody should gamble to find the money needed to repair home and car. I'm surprised you don't see how pathetic that sounds.
                                                        Comment
                                                        • ChuckyTheGoat
                                                          BARRELED IN @ SBR!
                                                          • 04-04-11
                                                          • 37049

                                                          #29
                                                          Hole is catching some grief in here. But it's honest advice.

                                                          In my gambling career I was never down more than $2000. So, about the figure you posted.

                                                          You simply play with discretionary money (as posted above). If you REALLY need the extra money, you pick up a 2nd job for a while. Make good on it b/c you REALLY don't want to be paying interest on a big figure.
                                                          Where's the fuckin power box, Carol?
                                                          Comment
                                                          • Easy-Rider 66
                                                            BARRELED IN @ SBR!
                                                            • 02-14-12
                                                            • 36089

                                                            #30
                                                            Back off hole. You are digging a hole you may bury yourself in? Using a local on credit is a recipe for failure. Use a legal book if available or go offshore. Sounds like his offerings are shit. Good luck
                                                            Comment
                                                            • mjsuax13
                                                              Moderator
                                                              • 03-14-15
                                                              • 25029

                                                              #31
                                                              Originally posted by ChuckyTheGoat
                                                              Hole is catching some grief in here. But it's honest advice.

                                                              In my gambling career I was never down more than $2000. So, about the figure you posted.

                                                              You simply play with discretionary money (as posted above). If you REALLY need the extra money, you pick up a 2nd job for a while. Make good on it b/c you REALLY don't want to be paying interest on a big figure.
                                                              I’m only giving him heat because now is a good time to really stop and think about his next step over firing off bad play after bad play. I’ve been up as much as $100k and down as much as $100k and have made poor decisions in both scenarios.
                                                              Comment
                                                              • Jayvegas420
                                                                BARRELED IN @ SBR!
                                                                • 03-09-11
                                                                • 28213

                                                                #32
                                                                Sell the car & take out 2nd mortgage on the house & put it all on the Sixers M/L tonight
                                                                ...thank me later
                                                                Comment
                                                                • Steelers05
                                                                  SBR High Roller
                                                                  • 12-12-24
                                                                  • 220

                                                                  #33
                                                                  Call your book and explain your current situation about the unexpected car repairs. If he is a legit book/man, he will understand and also appreciate that you didn't press the remaining credit when you knew you couldn't pay anyways. Set up a payment plan that works, even if it's $150/week, most legit books will agree to it. Then if you come into some extra money (ex: tax return upcoming), you can pay it off earlier. After paid off you can start betting again. If you are upfront and honest with most books, they will work with you. Good Luck!
                                                                  Comment
                                                                  • BigOrange
                                                                    SBR Hall of Famer
                                                                    • 08-13-09
                                                                    • 6745

                                                                    #34
                                                                    Originally posted by HoleWrecker
                                                                    You just got hit with car repairs, home repairs all at the same time. You have a 3k credit line with your local and you are down 2259 and change with 740 left in there. The site doesn't have the best options, the only live betting is commercial live and doesnt have money lines on spreads over 6.

                                                                    What would be your approach? Max bet is 500. I am tempted to do a 2 team parlay to try to win 1300 and then take it from there.

                                                                    I would welcome any input and adivce as this is not a good situation at all.
                                                                    Ask JohnnyVegas for his best pick this weekend and fade it!
                                                                    Comment
                                                                    • str
                                                                      SBR Posting Legend
                                                                      • 01-12-09
                                                                      • 11642

                                                                      #35
                                                                      Originally posted by HoleWrecker
                                                                      What the penetrate are you talking about weirdo
                                                                      Let me make it easier for you to understand.
                                                                      Your idea is childish. I quickly run out of patience when good advice is given which several in here have provided and you talk about Iowa ML or a parley. Since plenty of posters who have answered you have gambled for decades and actually turned a long term profit it would behoove you to stop talking and start reading the free advice you desperately need.
                                                                      GL.
                                                                      Comment
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