Good Time of Year to request CC Limit Increases

[Sam Odom]

CC companies are very receptive in December

[Fishhead]

Any SOLID signup bonuses you would like to relay to us.....................(whacked the CHASE SAPPHIRE out last year, so don't list that)

SAPPHIRE a good one for those that have not done yet.

[Sam Odom]

-FH-

Nothing about NEW CCs

Have plenty credit as is... Too many cards can be bad

Anyhow... Monday after a few clicks got today a 30% increase on Capital One Quicksilver

[Mackballs]

CC's for morons...lesson in life, don't owe dough.

Cash is King. You can't pay cash? You can't afford it.

[Sam Odom]

Mack... you're off-base here

Would agree if you said DC

[Fishhead]

CC's for morons...lesson in life, don't owe dough.

Cash is King. You can't pay cash? You can't afford it.

Way off base as SAMMY mentioned.

With good management skills, the signup bonuses and points earned add up to $$$$$ earned...….and tax free

[Otters27]

Used to play the credit card companies for their bonuses. Then one day I lost control

[Sam Odom]

Ott

give your wife total , Sammy means TOTAL , control of your spending... short leash

[jjgold]

Pass

[gauchojake]

Amex had the 100k signup recently for Platinum. Not sure if still around. You can do the chase Southwest companion fare deal with a business card plus one of the Southwest cards and some minimal spend. I think in 2020 you need 125k points.

[KVB]

Way off base as SAMMY mentioned.

With good management skills, the signup bonuses and points earned add up to $$$$$ earned...….and tax free

Hey Fish, ever use Buckeye?

[hubie69]

CC's for morons...lesson in life, don't owe dough.

Cash is King. You can't pay cash? You can't afford it.

This. Cash is King. Debt is dumb. I do keep 1 CC for emergencies.

Terrible lesson to be teaching around here, you know most people don't have the discipline to pay it off in full every month. Sammy I'm surprised at you, you're better than this. You can't just pretend to pack up and move to Florida like JJ does vs the CC Companies either.

[pologq]

CC serve a purpose if you can pay it off in full or minimum 3 months if you needed more time. anything over that to me, as i learned the hard way, just builds debt

CC's are great to have in emergencies where a big amount of cash is not available or you do not want to use it for that purchase (hospital, dental, repairs, car issues) but still need to be able to pay off asap

always pay attention to your "available credit" compared to the "total credit you were given" on an overall scale. most young guys don't realize that.

[shocka1212]

every six months pal

[jjgold]

Loans sharks
So much easier

[BigdaddyQH]

CC's for morons...lesson in life, don't owe dough.

Cash is King. You can't pay cash? You can't afford it.

CASH is a poor man's credit card. Just because your credit score is nearing the temperature of the North Pole Does not mean that credit is bad.

[KVB]

CC companies are very receptive in December

Just make sure the account has been open for at least 6 months.

Most companies will do a review after 6 months which sets the stage for an increase.

But if you ask too soon, it can be a red flag to the creditor.

6 months.

[BigdaddyQH]

Loans sharks
So much easier

JJ. With your history, you would be dead by now if you ever took out a loan with a loan shark. You are just another poor fool with no credit.

[Sam Odom]

every six months pal

Just make sure the account has been open for at least 6 months.

Most companies will do a review after 6 months which sets the stage for an increase.

But if you ask too soon, it can be a red flag to the creditor.

6 months.

Good stuff guys

[Sam Odom]

Loans sharks

So much easier

Flame Sharks ??

[BigdaddyQH]

If you have excellent credit, you should receive automatic increases every 6 months. I simply pay off my bills when they come in. You have to be disciplined, something which there is very little of in this place.

[firedawg]

Average credit score for big baddy and the rest of you hacks

460

Stop the bullshit

[Sam Odom]

......

[jjgold]

I can get 10 gees tomorrow no paperwork

[firedawg]

I can get 10 gees tomorrow no paperwork

Because you are a real gambler jj

These guys are NOT

[BigdaddyQH]

I can get 10 gees tomorrow no paperwork

You are a lying S.O.B. You cannot get s**t and you know it. Sometimes I wonder why you are even allowed to live and breathe. I have warned you many times to knock off your Bull S**t. How many more warnings do you need?

Fire, the same goes for you, you lying fraud. You lost your arse during the college football season and you know it.

[firedawg]

You are a lying S.O.B. You cannot get s**t and you know it. Sometimes I wonder why you are even allowed to live and breathe. I have warned you many times to knock off your Bull S**t. How many more warnings do you need?

Fire, the same goes for you, you lying fraud. You lost your arse during the college football season and you know it.

My closet is bigger than your shack you fat fraud

Do NOT address me again without SIR coming first

[PaperTrail07]

Honestly-the Southwest **** CC was giving out the free companion pass after 4K spent in 3 months.....if married that was a STEAL......takes 100K over the card in a year to get that normally....Keep your eye out for that promo going forward......you buy a plane ticket....wife flies free in seat next to you

[PaperTrail07]

The

SouthwestCompanionPass

is a special benefit for elite members of

Southwest’s

Rapid Rewards programs. Once you earn 110,000 Rapid Rewards points or 100

qualifying

flights in a year, you can designate a

companion

to bring with you for free (except for taxes and fees) on any

Southwest

flight that you purchase – with either cash or points.

This is what they gave for signing up!!!---for a current card holder, the terms above apply!!!!

[Ph q all]

Indian loans...the best

[Brock Landers]

Sammy

I need to explain to you the DOUBLE DOUP

[gauchojake]

The

SouthwestCompanionPass

is a special benefit for elite members of

Southwest’s

Rapid Rewards programs. Once you earn 110,000 Rapid Rewards points or 100

qualifying

flights in a year, you can designate a

companion

to bring with you for free (except for taxes and fees) on any

Southwest

flight that you purchase – with either cash or points.

This is what they gave for signing up!!!---for a current card holder, the terms above apply!!!!

You still have to earn 110k points to get it. Next year it's 125k. They also limited the number of Southwest personal cards you can get to 1, so you will need to do a small business card plus a personal card.

I did it two years ago and it's by far the best churning deal out there. I'm going to get the wife to do it for 2020.

The great thing is that you get the companion pass in the year you earn it plus the next calendar year. I got mine for almost two years. Thousands in free flights.

[firedawg]

Sammy

I need to explain to you the DOUBLE DOUP

You already have countless times

You broken midget

[stevek173]

I put a lot of people in houses by repairing their credit with this simple rule:

Get a credit card, secured if necessary, and -

Pay it down below 50% is good for your credit, below 30% is great for your credit.

It really works.

The credit repair companies string them along for a monthly fee and it's a sham.

[reigle9]

CC's for morons...lesson in life, don't owe dough.

Cash is King. You can't pay cash? You can't afford it.

never noticed you until your last 2 posts that point out youre a dipshit brokedikk kid

lol at not having ************, good luck in life with your 500 credit score kid