My health insurance jacks up 31% next month

MilfDriller · 07-29-09, 03:13 PM

Obama will find a solution for us all, bro.

Willie Bee · 07-29-09, 03:16 PM

No politician will ever solve this. In fact, they are part of the reason it's gotten out of control. As soon as they let Madison Avenue in on the whole pharmaceutical and medical business, it was a goner.

pavyracer · 07-29-09, 03:19 PM

Welcome to America! Where the healthy pay for the sick.

mathdotcom · 07-29-09, 03:22 PM

Sorry, how is it different anywhere else, pavy?

Young taxpayers in countries with socialized health care are paying for old farts too.

pavyracer · 07-29-09, 03:23 PM

Originally posted by mathdotcom

Sorry, how is it different anywhere else, pavy?

Young taxpayers in countries with socialized health care are paying for old farts too.

Maybe if you don't carry health insurance and pay the doctor cash when you need to use his services.

mathdotcom · 07-29-09, 03:27 PM

That's an option for you currently in the U.S., no?

pavyracer · 07-29-09, 03:33 PM

Originally posted by mathdotcom

That's an option for you currently in the U.S., no?

It's not an option here in the US. I wish it was. I haven't seen a doctor since 1993 and I am paying 5K each year for insurance. I would have gotten $80,000 in the bank now without even investing it and if I got sick I could have paid out of my own pocket. With compounded interest or investment in a mutual fund it would have worthed $500,000 now. I live a healthy lifestyle. Why do I need health insurance?

mathdotcom · 07-29-09, 03:35 PM

I thought you were self-employed - who is forcing you to buy health insurance?

Anyways, that's why the policy of giving tax breaks to employers who provide their employees with health insurance is a ridiculous idea.

compaqDikk · 07-29-09, 03:47 PM

they must have looked at your profession which is vulerable to bipolar manic hospitization episodes

mathdotcom · 07-29-09, 03:51 PM

Or saw some of his videos and quadrupled their estimated risk of him walking into a door

Willie Bee · 07-29-09, 03:52 PM

Originally posted by pavyracer

It's not an option here in the US. I wish it was. I haven't seen a doctor since 1993 and I am paying 5K each year for insurance. I would have gotten $80,000 in the bank now without even investing it and if I got sick I could have paid out of my own pocket. With compounded interest or investment in a mutual fund it would have worthed $500,000 now. I live a healthy lifestyle. Why do I need health insurance?

Since when is it not an option pavy? I know several people without insurance who pay as they go, last I heard none had ever been arrested for not having health insurance and forking over cash for medical services rendered.

Are you really paying $5000 a year just for you, or is that your out-of-pocket for your entire family?

mathdotcom · 07-29-09, 03:53 PM

Wonder what would have happened if pavy got in a car accident in '94.

pavyracer · 07-29-09, 06:11 PM

Originally posted by Willie Bee

Since when is it not an option pavy? I know several people without insurance who pay as they go, last I heard none had ever been arrested for not having health insurance and forking over cash for medical services rendered.

Are you really paying $5000 a year just for you, or is that your out-of-pocket for your entire family?

$5,000 for the me and the family. If I was still single I wouldn't pay a penny to the bloodsuckers.

pavyracer · 07-29-09, 06:13 PM

Originally posted by mathdotcom

Wonder what would have happened if pavy got in a car accident in '94.

My bones are so strong the car would have been totaled.

durito · 07-29-09, 06:59 PM

Originally posted by mathdotcom

Sorry, how is it different anywhere else, pavy?

Young taxpayers in countries with socialized health care are paying for old farts too.

i pay $100 a month for top of the line coverage in this "third world" country. the coverage and availability of care is as good or better than the usa. i can see my doctor tomorrow. i can call his cell any time. if i am too sick they will send a doctor to my apartment.

ah, but wait they don't have socialized medicine here. they have competing government and private plans. just like the Obama plan if anyone actually bothered to look at it.

mathdotcom · 07-29-09, 07:37 PM

Originally posted by pavyracer

$5,000 for the me and the family. If I was still single I wouldn't pay a penny to the bloodsuckers.

Obviously you are not covered for a new pair of reading glasses. You've been asked at least twice now why you're forced to purchase insurance, and you have yet to answer. Why must you purchase insurance since you have a family?

mathdotcom · 07-29-09, 07:39 PM

Originally posted by durito

i pay $100 a month for top of the line coverage in this "third world" country. the coverage and availability of care is as good or better than the usa. i can see my doctor tomorrow. i can call his cell any time. if i am too sick they will send a doctor to my apartment.

ah, but wait they don't have socialized medicine here. they have competing government and private plans. just like the Obama plan if anyone actually bothered to look at it.

Really doesn't mean anything if you don't look at what the government plan costs taxpayers. Nevertheless, I think the general idea of a public & private option is the way to go. There are different ways to go about it though - if the government option has a number of unfair advantages (subsidies, etc.), then it could just ruin the private side.

Durito, I'm sure you've looked at his plan very carefully though.

pavyracer · 07-29-09, 07:53 PM

Originally posted by mathdotcom

Obviously you are not covered for a new pair of reading glasses. You've been asked at least twice now why you're forced to purchase insurance, and you have yet to answer. Why must you purchase insurance since you have a family?

I wish I didn't have to buy insurance for the family but I make more than the minimum to qualify for children health insurance for low income families.

mathdotcom · 07-29-09, 08:02 PM

You are required to buy insurance for your family?

pavyracer · 07-29-09, 08:05 PM

Originally posted by mathdotcom

You are required to buy insurance for your family?

Yes the pediatrician we have will not see you without health insurance. I can walk in there with cash but without insurance he wouldn't see the kids. It's a ****ed up system.

pico · 07-29-09, 08:14 PM

why not start a gambling fund for hospital bills

InTheHole · 07-29-09, 08:16 PM

Can't wait until Obama forces doctors to discuss "end of life" planning with their patients

jjgold · 07-29-09, 08:38 PM

If you have kids you need health insurance or you will go broke very quick.

mathdotcom · 07-29-09, 08:49 PM

Originally posted by pavyracer

Yes the pediatrician we have will not see you without health insurance. I can walk in there with cash but without insurance he wouldn't see the kids. It's a ****ed up system.

Wow
I would take that money under the table in a second.

BestPlay2day · 07-29-09, 09:15 PM

You need health insurance if you have a family. If you are young and single, all you need is a plan with a very high deductible just in case you get in a car accident. Your wife gets pregnant and it would cost a fortune if you didn't have insurance.

reno cool · 07-30-09, 03:47 AM

Originally posted by mathdotcom

That's an option for you currently in the U.S., no?

As far as I know most doctors won't see you if you don't have insurance. If you do, they'll do nothing for you and still send you 5 bills which you have to take directly to the trash can. Yeah, it's ****ing awesome. You don't want any of this Canada.

tacomax · 07-30-09, 03:49 AM

Originally posted by durito

ah, but wait they don't have socialized medicine here. they have competing government and private plans. just like the Obama plan if anyone actually bothered to look at it.

You forget that most people here get their daily dose of political discussion from Fox News.

reno cool · 07-30-09, 03:51 AM

Originally posted by pico

why not start a gambling fund for hospital bills

Pico, you're on to something. We should put together a gamblers coalition or union. We all chip in dues, and if someone needs $ for various issues (covered under the charter) money would be available. We need a trustworthy treasurer.

hoopster42 · 07-30-09, 04:00 AM

Originally posted by Justin7

It's crazy. I haven't seen a doctor in 10 years. I don't smoke and am very healthy.

Anthem raised my rates. I read in the news, and none of it has anything to do with me. Old people cost more and are staying in hospitals longer. "Variable costs" of procedures I'll never use are costing Anthem more.

The mismanagement of the healthcare system pisses me off. My health care premium isn't that much. I have a $5k deductible, but still... It's ridiculous.

you are probably turning 30 or 40, so you are at higher risk of having health issues now that you are reaching one of the plateau type bdays, and you said you do not smoke, but how much do you drink?

Justin7 · 07-30-09, 09:58 AM

Originally posted by hoopster42

you are probably turning 30 or 40, so you are at higher risk of having health issues now that you are reaching one of the plateau type bdays, and you said you do not smoke, but how much do you drink?

In moderation. I eat healthy, and run 4-5 times a week.

Anthem raised everyone's rates irrespective of medical history. It was in all sorts of news articles, because it was ridiculous.

Bread · 07-30-09, 10:09 AM

Originally posted by pavyracer

My bones are so strong the car would have been totaled.

mathdotcom · 07-30-09, 10:18 AM

Justin

You are big time... just take out your wad of cash, remove a few bills, and you're good.

losturmarbles · 07-30-09, 08:27 PM

Originally posted by durito

i pay $100 a month for top of the line coverage in this "third world" country. the coverage and availability of care is as good or better than the usa. i can see my doctor tomorrow. i can call his cell any time. if i am too sick they will send a doctor to my apartment.

ah, but wait they don't have socialized medicine here. they have competing government and private plans. just like the Obama plan if anyone actually bothered to look at it.

how can government fairly compete if government makes the rules. it's not government's job to compete in the first place.

how about we start having teams of referees play professional sports too.