what is your credit score?

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  • pico
    BARRELED IN @ SBR!
    • 04-05-07
    • 27321

    #1
    what is your credit score?
    just checked with amex. i got 746

    based 330-830 range.
  • Chi_archie
    SBR Aristocracy
    • 07-22-08
    • 63172

    #2
    800-820
    Comment
    • Fiasco
      SBR MVP
      • 11-02-08
      • 2406

      #3
      0?

      I don't have credit cards.

      only cash
      Comment
      • BeatTheJerk
        BARRELED IN @ SBR!
        • 08-19-07
        • 31794

        #4
        I'm reestablishing mine as we speak it is in the 600-625 range right now not too good but it will take time .....................
        Comment
        • pico
          BARRELED IN @ SBR!
          • 04-05-07
          • 27321

          #5
          Originally posted by Fiasco
          0?

          I don't have credit cards.

          only cash
          you sound like a mexican day worker
          Comment
          • ryanspeer2001
            SBR MVP
            • 03-30-08
            • 3149

            #6
            655-665 Depending on which Bureau.

            Not bad for a young guy I only have 2 credit accounts and no delinquencies or late payments.
            Comment
            • fiveteamer
              SBR Posting Legend
              • 04-14-08
              • 10805

              #7
              went from 420 to 710 in like 10 months.
              Comment
              • CaneDawg
                SBR Hall of Famer
                • 08-25-08
                • 6256

                #8
                i just checked with Ben at CW and mine is a perfect 1000
                Comment
                • pavyracer
                  SBR Aristocracy
                  • 04-12-07
                  • 82901

                  #9
                  Mine was 785 before I started doing business with Brock Landers. After he settled by credit card debts it is now 330.
                  Comment
                  • onthewhat
                    Restricted User
                    • 05-14-08
                    • 15411

                    #10
                    dont know, never checked
                    Comment
                    • jjgold
                      SBR Aristocracy
                      • 07-20-05
                      • 388179

                      #11
                      useless if you have a bad score like 250-350 or so you duke a loan officer and you get a loan.
                      Comment
                      • Shark79
                        SBR Posting Legend
                        • 11-19-07
                        • 11211

                        #12
                        710
                        Comment
                        • pavyracer
                          SBR Aristocracy
                          • 04-12-07
                          • 82901

                          #13
                          Costa Rica has credit scores?
                          Comment
                          • Shark79
                            SBR Posting Legend
                            • 11-19-07
                            • 11211

                            #14
                            No.

                            Just because I live here it doesnt mean I dont have stuff going in the US.

                            Have an apartment ... plus several Credit Cards that I use when needed.

                            Dont be hating Pavy.
                            Comment
                            • pavyracer
                              SBR Aristocracy
                              • 04-12-07
                              • 82901

                              #15
                              Originally posted by Shark79
                              No.

                              Just because I live here it doesnt mean I have stuff going in the US.

                              Have an apartment ... plus several Credit Cards that I use when needed.

                              Dont be hating Pavy.
                              But do you pay your bills through a US bank? Or, does the Costa Rican bank report to the three credit bureaus in the US to record your credit history?
                              Comment
                              • Shark79
                                SBR Posting Legend
                                • 11-19-07
                                • 11211

                                #16
                                Originally posted by pavyracer
                                But do you pay your bills through a US bank? Or, does the Costa Rican bank report to the three credit bureaus in the US to record your credit history?

                                All the bills from the apartment (water/electricity/etc) are paid in cash by my father in law (I send him the cash).

                                I have a city bank account which I pay my loan through online.

                                Car is paid in full ... so just having it there helps my credit be stable.

                                PLUS ... Citi is also in Costa Rica and obligates you to fill in a W9 to keep a record of your history ... so yes to your second question.
                                Comment
                                • pavyracer
                                  SBR Aristocracy
                                  • 04-12-07
                                  • 82901

                                  #17
                                  Hey...I'm busting your balls...Don't give any more details pal
                                  Comment
                                  • HAPPY BOY
                                    SBR Hall of Famer
                                    • 08-10-05
                                    • 7109

                                    #18
                                    had a 720 score but had a foreclosure on one of my properties recently so im sure its proably down in the low 600's
                                    Comment
                                    • Mac4Lyfe
                                      SBR Aristocracy
                                      • 01-04-09
                                      • 48628

                                      #19
                                      715 here but wifey is damn near perfect (~846). A refi officer looked her's up last month and almost fell over. He said it was the highest he's ever seen in 15+ years. I thought 800 was like the max.
                                      Comment
                                      • Shark79
                                        SBR Posting Legend
                                        • 11-19-07
                                        • 11211

                                        #20
                                        Originally posted by pavyracer
                                        Hey...I'm busting your balls...Don't give any more details pal

                                        Comment
                                        • Tsoprano
                                          BARRELED IN @ SBR!
                                          • 04-14-08
                                          • 26374

                                          #21
                                          The only credit I focus on is weekly credit w/ locals
                                          Comment
                                          • UntilTheNDofTimE
                                            SBR Hall of Famer
                                            • 05-29-08
                                            • 9285

                                            #22
                                            688, very good for a 19 yr old, paying off 2k a month will do that for you
                                            Comment
                                            • fiveteamer
                                              SBR Posting Legend
                                              • 04-14-08
                                              • 10805

                                              #23
                                              Didn't even have a credit score until I was like 24
                                              Comment
                                              • JBC77
                                                SBR MVP
                                                • 03-23-07
                                                • 3816

                                                #24
                                                Originally posted by Chi_archie
                                                800-820
                                                Yeah right.
                                                Comment
                                                • joeybagadonuts
                                                  SBR High Roller
                                                  • 06-02-08
                                                  • 245

                                                  #25
                                                  Originally posted by CaneDawg
                                                  i just checked with Ben at CW and mine is a perfect 1000
                                                  No such thing. The highest FICO score you can have is 850. Mine is 710.
                                                  Comment
                                                  • Shark79
                                                    SBR Posting Legend
                                                    • 11-19-07
                                                    • 11211

                                                    #26
                                                    Joey. Keep da bag a donuts.
                                                    Comment
                                                    • big joe 1212
                                                      SBR Posting Legend
                                                      • 06-01-08
                                                      • 19380

                                                      #27
                                                      mine is -415
                                                      Comment
                                                      • pavyracer
                                                        SBR Aristocracy
                                                        • 04-12-07
                                                        • 82901

                                                        #28


                                                        Joey Bag of Donuts
                                                        Choice of grilled meat, beans, rice, shredded cheese and pico de gallo
                                                        Comment
                                                        • Robust
                                                          SBR MVP
                                                          • 09-13-08
                                                          • 3254

                                                          #29
                                                          -110 at my book.. gotta deposit money for the credit, though..

                                                          Robust
                                                          Comment
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