Guys, what's your credit score?

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  • greenhippo
    SBR Hall of Famer
    • 02-15-12
    • 9091

    #1
    Guys, what's your credit score?
    Sure we'll have some interesting numbers here.

    Mine is 720, once I turned 20 I realized credit is pretty damn important. I want to get up to the 740 threshold.
  • Deuce
    BARRELED IN @ SBR!
    • 01-12-08
    • 29843

    #2
    810
    Comment
    • Brutus84
      SBR Hall of Famer
      • 09-08-11
      • 5188

      #3
      680, should be super high but child support among other things derailed me a few years ago
      Comment
      • billysink
        Restricted User
        • 03-29-09
        • 5172

        #4
        fukk needs credit.
        Comment
        • daneault23
          SBR MVP
          • 09-08-09
          • 3871

          #5
          765ish
          Comment
          • tony_come
            SBR Posting Legend
            • 03-31-10
            • 21695

            #6
            300
            Comment
            • Nick Papageorgio
              SBR MVP
              • 01-07-12
              • 2396

              #7
              Watch out if you posted in location thread non credit guys, hippo fishing for large sums of unprotected cash.
              Comment
              • thunderous
                SBR MVP
                • 06-05-12
                • 1870

                #8
                315...who the fukk needs credit?? Cash is king!
                Comment
                • Winner_13
                  SBR MVP
                  • 01-04-10
                  • 1744

                  #9
                  What can you use to check without it affecting your score?


                  I'm young and only have had a cc.
                  Comment
                  • vyomguy
                    SBR Hall of Famer
                    • 12-08-09
                    • 5794

                    #10
                    772
                    Comment
                    • greenhippo
                      SBR Hall of Famer
                      • 02-15-12
                      • 9091

                      #11
                      I pay $7 a month through Amex to get automatic updates and alerts when it changes. People wanting to buy a house or car at the lowest interest rate care about their credit. I pay almost nothing on $27,000 worth of ************ ($400 balance on all of them combined).
                      Comment
                      • ChalkyDog
                        SBR Hall of Famer
                        • 10-02-11
                        • 9598

                        #12
                        Around mid 6's last I looked.

                        My debt to income ratio is 2nd only to the US.

                        Never needed it till this point. House was FHA and mid 6's got me a sub 5.5% loan when shit was real bad. Just refinanced recently for an even better rate. Cars always paid in cash.

                        As Billy said, fukks need credit? It's a capitalist racket.

                        Don't take shit from banks, everything is negotiable as long as you can show them you got a steady cash flow.
                        Comment
                        • greenhippo
                          SBR Hall of Famer
                          • 02-15-12
                          • 9091

                          #13
                          Originally posted by Nick Papageorgio
                          Watch out if you posted in location thread non credit guys, hippo fishing for large sums of unprotected cash.
                          Best learn to hush hush, could be a JC Penney's store CC in it for you.
                          Comment
                          • The Kraken
                            BARRELED IN @ SBR!
                            • 12-25-11
                            • 28918

                            #14
                            710, three late payments and two collections. High debt-income ratio.

                            "Pro's- established credit"
                            "Con's- Lack of established credit"



                            Go figure. Got me by the sack
                            Comment
                            • AribaAriba
                              SBR MVP
                              • 04-03-09
                              • 2922

                              #15
                              0- Gambling Bankcrupt me!
                              Comment
                              • jjgold
                                SBR Aristocracy
                                • 07-20-05
                                • 388179

                                #16
                                Approx. 440 or so
                                Comment
                                • BIGDAY
                                  SBR Aristocracy
                                  • 02-17-10
                                  • 48245

                                  #17
                                  Just bought a new truck. Somehow slipped out of te 800's? Oh well. 798
                                  Comment
                                  • WvGambler
                                    SBR Posting Legend
                                    • 04-19-10
                                    • 11618

                                    #18
                                    784
                                    Comment
                                    • RubberKettle
                                      SBR Hall of Famer
                                      • 12-28-09
                                      • 6421

                                      #19
                                      Straight cash homie, haven't had any debt in about 10 years
                                      Comment
                                      • vividjohn45
                                        SBR Hall of Famer
                                        • 11-21-10
                                        • 6331

                                        #20
                                        Not sure of my ctedit. Penis size is 7.
                                        Comment
                                        • jjgold
                                          SBR Aristocracy
                                          • 07-20-05
                                          • 388179

                                          #21
                                          Bigday you always have to rub it in

                                          You're lucky I'm under the weather still

                                          If there's one guy's ass is I want to kick it yours
                                          Comment
                                          • greenhippo
                                            SBR Hall of Famer
                                            • 02-15-12
                                            • 9091

                                            #22
                                            Originally posted by jjgold
                                            Bigday you always have to rub it in

                                            You're lucky I'm under the weather still

                                            If there's one guy's ass is I want to kick it yours

                                            This is crazy!
                                            Comment
                                            • cruzing vato
                                              SBR Wise Guy
                                              • 02-21-12
                                              • 538

                                              #23
                                              I don think Mexicans get credit scores..

                                              Haha, probably negative something
                                              Comment
                                              • JJJ
                                                SBR MVP
                                                • 05-03-11
                                                • 2610

                                                #24
                                                -300
                                                Comment
                                                • cruzing vato
                                                  SBR Wise Guy
                                                  • 02-21-12
                                                  • 538

                                                  #25
                                                  Damn JJJ...

                                                  I am probably only -140 or so
                                                  Comment
                                                  • Louisvillekid1
                                                    SBR Aristocracy
                                                    • 10-17-07
                                                    • 52143

                                                    #26
                                                    Every time I try and check my credit score

                                                    Phone rings off the hook from collectors

                                                    Can't be a good sign
                                                    Comment
                                                    • Doug
                                                      SBR Hall of Famer
                                                      • 08-10-05
                                                      • 6324

                                                      #27
                                                      Originally posted by vividjohn45
                                                      Not sure of my ctedit. Penis size is 7.
                                                      centimeters ?
                                                      Comment
                                                      • Russian Rocket
                                                        SBR Aristocracy
                                                        • 09-02-12
                                                        • 43910

                                                        #28
                                                        Originally posted by Doug
                                                        centimeters ?
                                                        no, fukking kilometers!
                                                        Comment
                                                        • jjgold
                                                          SBR Aristocracy
                                                          • 07-20-05
                                                          • 388179

                                                          #29
                                                          it such an underrated thing too

                                                          a bad credit score basically hampers you financially
                                                          Comment
                                                          • Andy117
                                                            SBR Hall of Famer
                                                            • 02-07-10
                                                            • 9511

                                                            #30
                                                            820
                                                            Comment
                                                            • Ho Le Fuk
                                                              SBR Sharp
                                                              • 08-13-13
                                                              • 274

                                                              #31
                                                              lol at the people that think credit score means a damn thing. fukk suze orman and her bullshit shes spouting off about credit scores.
                                                              Comment
                                                              • opie1988
                                                                SBR Posting Legend
                                                                • 09-12-10
                                                                • 23429

                                                                #32
                                                                If you ever have any ambitions of owning your own business, a good credit score is very important.

                                                                Also, make sure the girl you marry has good credit as well. Once you're married, hers reflects on you, and vice versa.
                                                                Comment
                                                                • greenhippo
                                                                  SBR Hall of Famer
                                                                  • 02-15-12
                                                                  • 9091

                                                                  #33
                                                                  100% of the people saying 'it doesn't matter' have scores in the low 500s, can't even get approved for a Shell CC and wonder why they're charged 28% on the car from the Buy here Pay here car lot.
                                                                  Comment
                                                                  • Remedy
                                                                    SBR High Roller
                                                                    • 07-01-13
                                                                    • 192

                                                                    #34
                                                                    Credit is everything in a capitalistic society like U.S. In my biz a 800 score pays next to nothing in juice a 400 credit score can pay as much as 24.99%.
                                                                    Comment
                                                                    • greenhippo
                                                                      SBR Hall of Famer
                                                                      • 02-15-12
                                                                      • 9091

                                                                      #35
                                                                      Originally posted by Remedy
                                                                      Credit is everything in a capitalistic society like U.S. In my biz a 800 score pays next to nothing in juice a 400 credit score can pay as much as 24.99%.
                                                                      The people who have a score to not be embarrassed about think the exact same thing.
                                                                      Comment
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