Why do all local banks want to screw you?

[Justin7]

I was thinking about opening a savings account to hold rents from a rental property... and pay repairs for that property out of that account.

Local interest rates were 0.01% to 0.20%. Online, it is easy to get 3%+.

This really pisses me off. This sounds like a "predatory savings" practice.

[pico]

you can link your ING account to any bank. ACH transfer is free