how many credit cards do you have?

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  • Chi_archie
    SBR Aristocracy
    • 07-22-08
    • 63172

    #1
    how many credit cards do you have?
    have you had any limits reduced lately?

    cutting any cards up for the holidays?

    what's your favorite bonus/points promotion
  • diogee
    SBR Posting Legend
    • 01-11-08
    • 19477

    #2
    I just have 1 with a 1k limit for emergencies in case I get stuck in a bind since I can only do $300 per day with my atm card. If I use it I pay it off online within the next week...too easy to get behind and always harder to dig back out.
    Comment
    • jjgold
      SBR Aristocracy
      • 07-20-05
      • 388179

      #3
      11
      Comment
      • BrentCrude
        SBR MVP
        • 11-16-05
        • 4665

        #4
        I was 49 in September and never had one until July right before that.Now I have 12.Guess why?I got about a grand by just getting them and making 1 measely purchase.Everyone said my credit rating would go down because of it,it went up a little.Screw the friggin Rothschild new world order rigged banking system on welfare and take their money any way you can get it!!!!!Central banks,fractional fiat currency created from thin air.


        If the whole economy plunges into the abbys ,I plan to take all my lines of credit in cash and blow this popcorn stand!
        Comment
        • Bread
          SBR Posting Legend
          • 03-16-08
          • 23726

          #5
          JJ, of your 11 cards, how many of them have Ronald's name on them?
          Comment
          • MartinBlank
            SBR Hall of Famer
            • 07-20-08
            • 8382

            #6
            I keep 4.

            My AE Blue I can't live without.

            I never used my chase card, but they cut me in half from 10K to 5K.

            I have two store cards I use. Home Depot (can't live without it), and Best Buy.
            Comment
            • dle
              SBR Sharp
              • 11-26-08
              • 438

              #7
              I have three.

              I plan to reduce this to one at the start of the year, for emergency use only. Credit cards are nothing but trouble, IMO.

              Comment
              • daggerkobe
                SBR Posting Legend
                • 03-25-08
                • 10744

                #8
                I have like a dozen.

                Yeah, they cut the limit on a couple of them. One was even closed ($0 balance at the time).... even though they said I could reopen?
                Comment
                • BestPlay2day
                  SBR Hall of Famer
                  • 08-25-08
                  • 5794

                  #9
                  Have 7 total:

                  Costco American Express
                  ****
                  **********
                  Discover Card
                  Kohls
                  Home Depot
                  Best Buy

                  Had the ********** limit cut from 12,500 to 6,000 last month. Didn't matter as the most I put on the card was a couple hundred and I pay the balance off right away.
                  Comment
                  • gm2022
                    SBR MVP
                    • 02-28-08
                    • 4128

                    #10
                    Have 3, only use American Express 95% of the time, they have good reward programs as well, and customer service is a+
                    Comment
                    • BeatTheJerk
                      BARRELED IN @ SBR!
                      • 08-19-07
                      • 31794

                      #11
                      0 Only deal with liquid cash.
                      Comment
                      • betplom
                        SBR Posting Legend
                        • 09-20-06
                        • 13444

                        #12
                        Two for me:

                        **** - $6500 limit
                        ********** - $2500 limit

                        Once the **** gets paid off I'm closing the account, $2500 is more than enough for me and I prefer **********.
                        Comment
                        • JBC77
                          SBR MVP
                          • 03-23-07
                          • 3816

                          #13
                          Two. One ****, one **********.
                          Comment
                          • dwaechte
                            SBR Hall of Famer
                            • 08-27-07
                            • 5481

                            #14
                            Originally posted by diogee
                            I just have 1 with a 1k limit for emergencies in case I get stuck in a bind since I can only do $300 per day with my atm card. If I use it I pay it off online within the next week...too easy to get behind and always harder to dig back out.
                            Exactly the same as me.
                            Comment
                            • Boner_18
                              SBR Hall of Famer
                              • 08-24-08
                              • 8301

                              #15
                              Originally posted by Chi_archie
                              have you had any limits reduced lately?

                              cutting any cards up for the holidays?

                              what's your favorite bonus/points promotion
                              I have an amex and a ****. Great limits on both, never gone over 1/3 the limit on either, no cuts yet.

                              I like my amex membership rewards although I think they just suffered some inflation, each point seems to be worth less these days.
                              Comment
                              • Brock Landers
                                SBR Aristocracy
                                • 06-30-08
                                • 45359

                                #16
                                Originally posted by BeatTheJerk
                                0 Only deal with liquid cash.
                                exactly the same for me

                                Proved many times i can't handle credit, so i have none. Much safer that way!
                                Comment
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