Banks Cracking Down On Credit Limits

[THEGREAT30]

They lower our credit lines. They block our transactions. They use our money to make loans and exist. Other than not having a large amount of money at home where you are more likely to get robbed, what's the advantage of a bank at this point in life?

[fiveteamer]

I use an online bank, very good. No fees, everything is fine.

As for credit I use Capital one, they f'king hand out credit to everybody, and will up your credit, even in these times, if you pay your balance in full.

[pico]

my chase credit limit is still the same. just took out 30k in 0% apr transfer

[THEGREAT30]

WTF where the hell are all these reports coming from about credit lines being lowered, I guess some of you guys are high society.

[THEGREAT30]

I use an online bank, very good. No fees, everything is fine.

As for credit I use Capital one, they f'king hand out credit to everybody, and will up your credit, even in these times, if you pay your balance in full.

What online bank if you dont mind me asking.

[fiveteamer]

http://www.pcfinancial.ca/

[Toronto-boy]

any who play pro-line here??

[durito]

i got notices of limits cut on two cards i haven't used in years. kind of dumb

[THEGREAT30]

any who play pro-line here??

What is that?

[fiveteamer]

Toronto-boy, sharp first post pal.

[Dougie Fresh]

Got a letter from AMEX the other day cutting my limit down by almost 20%

[THEGREAT30]

Got a letter from AMEX the other day cutting my limit down by almost 20%

Yeah, happy holidays. I personally dont use a bank but I have 3 credit cards. I am about to cut ties with them. Banks are sickening to me at this point. They dont help me at all. Gun shows and Baby AK 47's are my security.