Banks giving me trouble on Canadian Bank checks

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  • easyliving
    SBR Hall of Famer
    • 06-25-12
    • 8876

    #1
    Banks giving me trouble on Canadian Bank checks
    Cashed out from 2 seperate books recently and both had checks from Canadian banks and when I try to cash them they say the check needs to go through Collections first because it is from a Canadian bank. I'm worried that they won't cash the checks as both were 4 digits. I won't mention the names of the books however all the checks I had been receiving from 1 of the books was never from a Canadian bank before and I had cashed in larger amounts without an issue. Anyone else face similar issues?
  • daneblazer
    BARRELED IN @ SBR!
    • 09-14-08
    • 27861

    #2
    This thread might end up being deleted, but it sounds like you need a new bank. Have they ever bounced before? Last time I got one of these it went right through.
    Comment
    • Mr. Teaser
      SBR MVP
      • 08-16-09
      • 1668

      #3
      Originally posted by easyliving
      Cashed out from 2 seperate books recently and both had checks from Canadian banks and when I try to cash them they say the check needs to go through Collections first because it is from a Canadian bank. I'm worried that they won't cash the checks as both were 4 digits. I won't mention the names of the books however all the checks I had been receiving from 1 of the books was never from a Canadian bank before and I had cashed in larger amounts without an issue. Anyone else face similar issues?
      Yes it's common now. You will need to deposit them. Even then with the bank I found it takes a week to clear.
      Comment
      • daneault23
        SBR MVP
        • 09-08-09
        • 3871

        #4
        Just try depositing through the fuckkn ATM machine dude
        Comment
        • firstclass
          SBR MVP
          • 12-10-08
          • 2653

          #5
          beantown jim is the expert on this issue
          Comment
          • Scorpion
            SBR Hall of Famer
            • 09-04-05
            • 7797

            #6
            The 4 major canadian banks offer US dollar checking accounts
            If you look at the bottom of the checks from BMO, TD, or RBC you will see the routing number is less than 9 digits so when you visit a US bank to cash them their machine cant process them
            If the checks are from CIBC then you can cash them, the routing number on the checks from CIBC dollar accounts is 9 digits so the US bank can process them
            The canadian processor needs to write and send checks to the US from CIBC accounts not the other 3 banks
            Ive had no problems cashing US dollar checks from CIBC
            Comment
            • yisman
              SBR Aristocracy
              • 09-01-08
              • 75682

              #7
              yeah I had the same problem. I get a letter saying they have to send it to collections

              then I have to wait and pay a fee
              [quote=jjgold;5683305]I win again like usual
              [/quote]

              [quote=Whippit;7921056]miami won't lose a single eastern conference game through end of season[/quote]
              Comment
              • tto827
                SBR Hall of Famer
                • 10-01-12
                • 9078

                #8
                Originally posted by daneault23
                Just try depositing through the fuckkn ATM machine dude
                Most US banks won't cash international checks at ATM's.
                Comment
                • Brock Landers
                  SBR Aristocracy
                  • 06-30-08
                  • 45359

                  #9
                  worse comes to worse...go to a currency exchange
                  Comment
                  • zoo youk
                    SBR Posting Legend
                    • 10-23-11
                    • 10701

                    #10
                    funny you mention this as I was worried about having problems too, I just cashed out and deposited one the other day, it cleared in literally one day. I was shocked.

                    best of luck.
                    Comment
                    • zoo youk
                      SBR Posting Legend
                      • 10-23-11
                      • 10701

                      #11
                      the bank just has to do a different procedure than normal while depositing. at least that is what the teller told me. I got the "oh this is a canadian check?", thought to myself, here we go, and he was like can you give me a minute we have to do something differently to deposit the check, he went and got another employee to help him. not sure what they did on the computer but whatever it was the fuker cleared in a day like i mentioned..
                      Comment
                      • brainfreeze0
                        SBR MVP
                        • 03-19-12
                        • 2146

                        #12
                        Just deposit it, fill out the paper and wait the waiting period. Itll cash
                        Comment
                        • TheMoneyShot
                          BARRELED IN @ SBR!
                          • 02-14-07
                          • 28672

                          #13
                          Originally posted by daneault23
                          Just try depositing through the fuckkn ATM machine dude
                          THIS
                          Comment
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