Does your US bank take foreign checks?

Collapse
X
 
  • Time
  • Show
Clear All
new posts
  • hinese
    SBR Rookie
    • 10-05-07
    • 43

    #1
    Does your US bank take foreign checks?
    I received a check from a payout that is written from a Canadian bank. The two checking accounts I have, with Etrade and Chase, won't take it for deposit. I need to open a checking account with a bank that will. Which US banks will take a Canadian check (in US dollars)?
  • Sam Odom
    SBR Aristocracy
    • 10-30-05
    • 58063

    #2
    Here is a trick - Deposit the check via your bank's ATM

    I've had a teller tell me no yet did an ATM and never heard a word. Check cleared
    Comment
    • wtt0315
      SBR Hall of Famer
      • 01-18-07
      • 8037

      #3
      Depends on the bank. I had wells fargo and they wouldnt take it. I had a local bank in colorado and they wanted to hold it for 85 buisness days or some stupid shit. I even tried to deposit it in the atm which a lot of people will tell you to, but they called me the next day and said they couldnt take it.
      Comment
      • A4K
        SBR Hall of Famer
        • 10-08-12
        • 5243

        #4
        Originally posted by hinese
        I received a check from a payout that is written from a Canadian bank. The two checking accounts I have, with Etrade and Chase, won't take it for deposit. I need to open a checking account with a bank that will. Which US banks will take a Canadian check (in US dollars)?
        That's weird. I know most banks will put a legthy hold on out of country cheks, but I've never been refused.
        Comment
        • tto827
          SBR Hall of Famer
          • 10-01-12
          • 9078

          #5
          Don't know specifically, I cashed a check via ** from Nicaragua at chase, ATM didn't take it but teller cashed it. I don't get why Chase would not take a Canadian check, have you called customer service, I would think a higher-up tells you that it is okay and then go and cash it with this information in hand.

          I'm sure Chase business customers get money from around the world, therefore Chase CAN execute this transaction, its just getting them to WANT to.
          Comment
          • Sam Odom
            SBR Aristocracy
            • 10-30-05
            • 58063

            #6
            About the ATM

            Many banks/CUs farm-out their ATM business to other clearing houses... ATM deposits will work many times
            Comment
            • A4K
              SBR Hall of Famer
              • 10-08-12
              • 5243

              #7
              Originally posted by tto827
              Don't know specifically, I cashed a check via ** from Nicaragua at chase, ATM didn't take it but teller cashed it. I don't get why Chase would not take a Canadian check, have you called customer service, I would think a higher-up tells you that it is okay and then go and cash it with this information in hand.

              I'm sure Chase business customers get money from around the world, therefore Chase CAN execute this transaction, its just getting them to WANT to.
              Some tellers are not that SHARP and therefore play things conservatively. I like your suggestion.... call Chase directly. I'd be amazed if they didn't take foreign checks.
              Comment
              • A4K
                SBR Hall of Famer
                • 10-08-12
                • 5243

                #8
                Originally posted by Sam Odom
                About the ATM

                Many banks/CUs farm-out their ATM business to other clearing houses... ATM deposits will work many times
                Really? Wow, good to know. Thanks Sam
                Comment
                • BigDeem5
                  SBR Posting Legend
                  • 02-26-11
                  • 17191

                  #9
                  Chase's ATM doesn't take it.
                  Comment
                  • Waterstpub87
                    SBR MVP
                    • 09-09-09
                    • 4108

                    #10
                    Cashed them fine at the bank. Just had to play the " they write their days/months/year instead of the month/day/year" game. The only check they ever gave me shit about was a ** check which I got because the grocery store didn't have enough cash to settle me up.
                    Comment
                    • hinese
                      SBR Rookie
                      • 10-05-07
                      • 43

                      #11
                      Originally posted by wtt0315
                      Depends on the bank. I had wells fargo and they wouldnt take it. I had a local bank in colorado and they wanted to hold it for 85 buisness days or some stupid shit. I even tried to deposit it in the atm which a lot of people will tell you to, but they called me the next day and said they couldnt take it.
                      Geez...Wells Fargo and BkofAma were the two I was considering. Their website FAQs don't seem to prohibit foreign checks. Chase's website says checks from US banks only.
                      Comment
                      Search
                      Collapse
                      SBR Contests
                      Collapse
                      Top-Rated US Sportsbooks
                      Collapse
                      Working...