Originally posted on 08/14/2018:

Quote Originally Posted by bonzaii View Post
Only loan out to reputable people than. You can reduce your risk that way. No reason to give a lot of points to someone who hasn't been around long enough or hasn't proven themselves. And if someone wants to be a complete scumbag loser and steal betpoints well theyll pay for that later or at least you can enjoy them being banned in the process.

Looks like I'm going to have to start saving my points up and not spending them anymore and become the Robinhood of SBR.
That's the whole point. Most people in the Points Forum who are willing to loan out decent amounts have been here a long time, even going back to when we had a Stiff Report. But things change and the vast majority of posters have never met each other... so suddenly someone may be desperate for that Bitcoin or sportsbook cash or whatever and they take out a loan either with no intention of paying or with every intention but then they decide to just not bother because they'd rather use their points for something else.

And because SBR doesn't get involved with loans, you could be sitting here posting for years next to someone who just flat-out refuses to pay you back and there's nothing you can do about it. That doesn't even include those who get banned for something outside of the Points Forum. Unless they're allowed back some day there's no hope you'll ever see those points again so people charge interest. Many, many, many people have scammed and been scammed. That's why anyone who loans out a decent amount of points without interest is a total dill unless they have a friendship off the forum from meeting at Bashes or whatever. They could be using those points themselves instead of risking them interest free on a virtual stranger