I like the bears at -3.5 ... but i COULD be wrong... that's why I play almost every game each week, base on my winning %, i'll be sure to be up in the long run even if I have a few bad weeks... I trust my handicapping skills a lot to play almost every game. I did so for about 6+ years, and never lost by the end of the season playing so many games. Sure there are a week or two, maybe three that i'll be down 2-5 units... but there's a lot more weeks where I'll be up 5-10 units, so in the end I'm a happy camper, 