after going through the SBR site... I saw a pointing, you can borrow points and pay back with interest.... lol... as I was passing through.. I thought.... huh... that explains some people begging for points... lol... some one posted "i need points"... this is a great site... just like the real world....lol... I just want to know if I can work for the sharks when people dont pay up!... go and break their computer... beat their dog...lol... good stuff... 