Down huge (for me).
Getting bonus check Friday. Like a man, I am taking a dime and paying my bookie what I owe. See boys, when a man makes a bet, a man pays. Does it hurt? Yes. Did I think about Stiffing him? Yes. But I am a man of high integrity. I pay my debts. Whether that debt is to a bank or to a man, I pay what I owe. Therfore I award myself the blue badge of courage.
That being said - I will use offshore from now on to make sure I do not bet on credit. Because this sucks