Car buying advice. Video

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  • jjgold
    SBR Aristocracy
    • 07-20-05
    • 388208

    #71
    Sammy in top 5
    He could steal this with a chick video
    Machba low volume not even top 20


    Illini
    Polker
    Diggity
    High volume

    Heavy chalks
    Comment
    • stevek173
      BARRELED IN @ SBR!
      • 03-29-08
      • 27598

      #72
      Machba's Cubbies pick yesterday was legendary

      Illini has been awesome as well

      So have you, Coach
      Comment
      • jjgold
        SBR Aristocracy
        • 07-20-05
        • 388208

        #73
        K175 your having a good month
        Comment
        • stevek173
          BARRELED IN @ SBR!
          • 03-29-08
          • 27598

          #74
          Thank you Coach

          Looking to return to top 40

          It's dead season capping for me w no hockey, hoops or football
          Comment
          • jjgold
            SBR Aristocracy
            • 07-20-05
            • 388208

            #75
            Where are you located now
            Comment
            • flyingillini
              SBR Aristocracy
              • 12-06-06
              • 41222

              #76
              Originally posted by jjgold
              Sammy in top 5
              He could steal this with a chick video
              Machba low volume not even top 20


              Illini
              Polker
              Diggity
              High volume

              Heavy chalks
              JJ, I haven't won since 2008, I am trying my best, Posting in many different countries, make it happen just this once. My life depends on this!
              המוסד‎
              המוסד למודיעין ולתפקידים מיוחדים‎
              Comment
              • RangeFinder
                SBR Hall of Famer
                • 10-27-16
                • 8041

                #77
                Sammy,

                Start your own website and post video's on information buying cars. Also, buy a car or two from auction, sell it on your website and have it delivered.

                It's doable and you have the knowledge. Keep the job you have now until you get profitable to where you can survive on your own. Most everything would be work from home other than going to get the cars you sell and getting them ready for sale.
                Comment
                • pilebuck13
                  SBR Posting Legend
                  • 05-15-15
                  • 17920

                  #78
                  Sammy really is the MVP him and diggity keeping this place alive. All though diggity never did a video to my knowledge
                  Comment
                  • JIBBBY
                    SBR Aristocracy
                    • 12-10-09
                    • 83476

                    #79
                    Comment
                    • SamsNCharge99
                      SBR Aristocracy
                      • 10-22-08
                      • 41244

                      #80
                      Originally posted by packerd_00
                      I might contact you Sammy, do you know much about Mods?
                      Jailbreak?
                      Comment
                      • SamsNCharge99
                        SBR Aristocracy
                        • 10-22-08
                        • 41244

                        #81
                        Originally posted by pilebuck13
                        Sammy really is the MVP him and diggity keeping this place alive. All though diggity never did a video to my knowledge
                        Video content. I emailed sbr to be on payroll. Waiting to hear back haha. Been months
                        Comment
                        • franklee168
                          SBR Hall of Famer
                          • 03-06-11
                          • 5544

                          #82
                          Originally posted by SamsNCharge99
                          Responding to another thread.

                          1. my work shut off SBR so im limited to how i can post. Its a pain always posting from phone i know i miss threads and responses

                          2. If you have car questions always message me im happy to help.

                          3. i know its a long video but solid information for anyone that needs it.

                          4. im an expert. This is literally my job/career. Most responses are likely bitter experiences from the past. What happened in 2020 is different than 2022. So your 2010 experience is a joke and history. Just like cowboys winning superbowl in 90s. Doesnt matter for todays game

                          5. do work

                          Must be an automotive thing because my work shut off the gambling sites too. WTF!
                          Comment
                          • jjgold
                            SBR Aristocracy
                            • 07-20-05
                            • 388208

                            #83
                            Use a vpn?
                            Comment
                            • packerd_00
                              SBR Posting Legend
                              • 05-22-13
                              • 17840

                              #84
                              Originally posted by SamsNCharge99
                              Jailbreak?
                              Genuine Car Mods for racing? I wondered if you might have some knowledge on where to find the best deals. I started a parts business last fall and looking to buy wholesale if possible.
                              Comment
                              • Ghenghis Kahn
                                SBR Posting Legend
                                • 01-02-12
                                • 19736

                                #85
                                Good shit pal. My girl's lease is up in two weeks and it's a hell hole to get a car right now. Whatever she does, she's gonna get screwed.
                                Comment
                                • JIBBBY
                                  SBR Aristocracy
                                  • 12-10-09
                                  • 83476

                                  #86
                                  Tesla S basic model.. No joke..


                                  Comment
                                  • pilebuck13
                                    SBR Posting Legend
                                    • 05-15-15
                                    • 17920

                                    #87
                                    Crazy thing is, I have never been on SBR on a PC only ever mobile lol.
                                    Comment
                                    • Optional
                                      Administrator
                                      • 06-10-10
                                      • 62135

                                      #88
                                      Originally posted by SamsNCharge99

                                      Video content. I emailed sbr to be on payroll. Waiting to hear back haha. Been months
                                      I dont think anyone has thought seriously about new content for SBR as yet. I'll mention this again next time content conversations come up. or you nudge Andy when you see the new site rollout happening.
                                      .
                                      Comment
                                      • ChuckyTheGoat
                                        BARRELED IN @ SBR!
                                        • 04-04-11
                                        • 38210

                                        #89
                                        Sammy, have a comment/question for you:

                                        *You come across as a knowledgable guy. From the cars and the gaming, I know you have a good grasp of #s.

                                        When I bought my car, I found that the SALES GUYS had a poor grasp of the financing. When discussing the sale, they knew sticker price but almost nothing on Interest rate and impact on monthly payment.

                                        When I went into the credit Dept, their details were totally different than what the poorly-informed sales guys told me. If I was on a tighter budget, I may have walked away. Terms were OK.

                                        I was surprised that the sales guy didn't have a better grasp on the financing. Doesn't speak well to them. Do you find this to be the standard?
                                        Where's the fuckin power box, Carol?
                                        Comment
                                        • USCPHILLYGUY
                                          SBR Posting Legend
                                          • 12-15-12
                                          • 21753

                                          #90
                                          Originally posted by JIBBBY
                                          Tesla S basic model.. No joke..


                                          Love it. Should have mine by Dec - Jan
                                          Comment
                                          • SamsNCharge99
                                            SBR Aristocracy
                                            • 10-22-08
                                            • 41244

                                            #91
                                            The short of that is YES. Managers dont want sales people going over rates and having that information. When quoting payments we use generic rates because not everyone will qualify for same terms

                                            unless customer says show me payments using X term or X rate its all generic. Business managers finalize rates terms and payments. Most times i dont even know final rates and terms bc as a sales person i dont care. I just care you buy the car

                                            i know a little more bc i did finance for 3 years. We have 10 sales people including myself. Other than me id say maybe 1-2 know basica on finance. The rest dont know and dont wanna know

                                            thats why we have finance guys to go over necessary and legal paperwork. Just like finance guys dont know dikk about features of the vehicles. Salespeople dont know shit about finance
                                            Comment
                                            • 7deuceoff$uit
                                              SBR MVP
                                              • 04-08-16
                                              • 2222

                                              #92
                                              Great video Sammy. I actually went with my girl to Kia yesterday. She really likes the hybrid sportage and wants to buy a 2022 model. The dealership is getting a new one delivered in about a week, so we went in to talk to them. She's budgeted herself for 40k in between her down payment and preapproval, and said she did not want to pay more than that. I told her we had to be 99% prepared to walk out of there because they likely weren't going to come down. It was a little under 35k msrp, but market adjustments and mark ups were an additional 5-10k. I'm glad i went because i could see she really wanted the car and would have paid extra. The dealerships have a lot of power, and for the mark ups he essentially said, "I know it says they're optional for the customer, but they're also optional for us. We only have so many cars to sell right now. I'm not going to bring down the cost on somethin i don't even have on the lot." I thanked him for his time, and got my chick out of there.
                                              Comment
                                              • jjgold
                                                SBR Aristocracy
                                                • 07-20-05
                                                • 388208

                                                #93
                                                Go online and shop for cars

                                                Thank me later

                                                I repeat your local car dealership is the most expensive place you can go for a car
                                                Comment
                                                • SamsNCharge99
                                                  SBR Aristocracy
                                                  • 10-22-08
                                                  • 41244

                                                  #94
                                                  Like most things JJ says. Hes wrong
                                                  Comment
                                                  • jjgold
                                                    SBR Aristocracy
                                                    • 07-20-05
                                                    • 388208

                                                    #95
                                                    Sammy you know I am right you will not admit it because your a local dealer

                                                    stop lying but then again your a degen gambler common trait all car sales guys sleazy its your job or you get fired

                                                    Sammy your giving so much inaccurate info here

                                                    Go tell us how a lease is a better economic decision too and I will tear you to threads with MATH NUMBERS
                                                    My uncle saves any where 10k to 20k luxury cars online although requires lots of effort
                                                    Comment
                                                    • ChuckyTheGoat
                                                      BARRELED IN @ SBR!
                                                      • 04-04-11
                                                      • 38210

                                                      #96
                                                      Originally posted by SamsNCharge99
                                                      The short of that is YES. Managers dont want sales people going over rates and having that information. When quoting payments we use generic rates because not everyone will qualify for same terms

                                                      unless customer says show me payments using X term or X rate its all generic. Business managers finalize rates terms and payments. Most times i dont even know final rates and terms bc as a sales person i dont care. I just care you buy the car

                                                      i know a little more bc i did finance for 3 years. We have 10 sales people including myself. Other than me id say maybe 1-2 know basica on finance. The rest dont know and dont wanna know

                                                      thats why we have finance guys to go over necessary and legal paperwork. Just like finance guys dont know dikk about features of the vehicles. Salespeople dont know shit about finance
                                                      Salud, Sammy. Like I said, if I was in a stingier mood I might have walked away.

                                                      Not cool to hear a sales guy quote miniscule interest rate. Walk into Finance Dept and it's different. Like you say, neither know the whole scoop.
                                                      Where's the fuckin power box, Carol?
                                                      Comment
                                                      • Optional
                                                        Administrator
                                                        • 06-10-10
                                                        • 62135

                                                        #97
                                                        I like to use a dealer for new. I want to be personally looked after if there is a problem and to feel like i can get a little demanding if not looked after well enough.

                                                        But if I was investing a car sale business, I think I would use the Carvana model. Seems to be the future. Especially if Ford go that way with direct sales.
                                                        .
                                                        Comment
                                                        • JIBBBY
                                                          SBR Aristocracy
                                                          • 12-10-09
                                                          • 83476

                                                          #98
                                                          Originally posted by USCPHILLYGUY
                                                          Love it. Should have mine by Dec - Jan
                                                          Enjoy Philly they ain't cheap new. Must be a player to own one new!
                                                          Comment
                                                          • jjgold
                                                            SBR Aristocracy
                                                            • 07-20-05
                                                            • 388208

                                                            #99
                                                            Car Finance guys are not math guys but financial sales guys always remember that , they will push terrible leases and bad rates from their dealer (business owners none of this applies )

                                                            Car Dealer owners WANT ALL LEASES massive $$$$$$

                                                            Leases are for the poor and lower middle class financial scale or people that are always broke and could have decent income but make poor financial decisions like leases again BUSINESS OWNERS NONE OF THIS APPLIES

                                                            If you want real info that is accurate see me or an ACTUARY in your local area
                                                            Comment
                                                            • flyingillini
                                                              SBR Aristocracy
                                                              • 12-06-06
                                                              • 41222

                                                              #100
                                                              My mind is absolutely boggled by reading this thread.
                                                              המוסד‎
                                                              המוסד למודיעין ולתפקידים מיוחדים‎
                                                              Comment
                                                              • JIBBBY
                                                                SBR Aristocracy
                                                                • 12-10-09
                                                                • 83476

                                                                #101
                                                                Leasing cars you lose cash even if you can write it off for business. When you turn it in you get raped. Damage, mileage, etc. Needless to say the monthly bill during the lease is costly combined with the full insurance coverage. The numbers just don't make sense with the leased cars.

                                                                I guess if you are rich and like driving fancy new cars every couple years then you lease when money is not an issue. I still could never do that. You don't get rich in life by pissing away money on fancy toys.
                                                                Comment
                                                                • manny24
                                                                  SBR Posting Legend
                                                                  • 10-22-07
                                                                  • 20174

                                                                  #102
                                                                  black badge ghost or gtfo
                                                                  Comment
                                                                  • jjgold
                                                                    SBR Aristocracy
                                                                    • 07-20-05
                                                                    • 388208

                                                                    #103
                                                                    Originally posted by JIBBBY
                                                                    Leasing cars you lose cash even if you can write it off for business. When you turn it in you get raped. Damage, mileage, etc. Needless to say the monthly bill during the lease is costly combined with the full insurance coverage. The numbers just don't make sense with the leased cars.

                                                                    I guess if you are rich and like driving fancy new cars every couple years then you lease when money is not an issue. I still could never do that. You don't get rich in life by pissing away money on fancy toys.
                                                                    1000000000000000000000000000000000%

                                                                    Sammy will come in here and say leasing is better than owing if you like new cars all the time..well yeh if you want to be broke

                                                                    I have known plenty of people that leased cars and 80% were broke regardless of salary
                                                                    Huge correlation of people that lease stuff and lower bankrolls vs the opposite
                                                                    Its a very poor economic decision with lots of red tape in leases
                                                                    Comment
                                                                    • flyingillini
                                                                      SBR Aristocracy
                                                                      • 12-06-06
                                                                      • 41222

                                                                      #104
                                                                      Originally posted by manny24
                                                                      black badge ghost or gtfo
                                                                      Ese Manny, I just saw your local news, there are lots of ghost guns in your area, stay home and be safe, you are a target, you can never escape your past life. Please be aware and take care of yourself, carnalito
                                                                      המוסד‎
                                                                      המוסד למודיעין ולתפקידים מיוחדים‎
                                                                      Comment
                                                                      • SamsNCharge99
                                                                        SBR Aristocracy
                                                                        • 10-22-08
                                                                        • 41244

                                                                        #105
                                                                        Hahaha Ohhhhhh JJ. I gave you a whole document on how leasing saves you money vs retail. Ill post it
                                                                        Comment
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